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Talud

Active
Private limited companyfounded 2020active for 6 yearsPaul Cammermansstraat(B) 6, 9290 Berlare, BelgiumKBO/BCE: BE 0755.440.651
Summary

The computed 12-month bankruptcy probability of Talud is 1.9% (moderate). The 2025 annual accounts show equity of €34,349 and a net result of -€32,626. Equity has been shrinking by about 11% per year since 2022. Its solvency ranks better than 23% of 1,257 sector peers (NACE 42, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 30-09-2020 Normal situation
Activity
Civil engineering NACE 42990and 5 others
Establishment unit
2.308.916.437 9290 Berlare, since 30-09-2020
Financial year end
31 March
Peppol
Reachable since 08-10-2025

Board and ownership

Board
  • De Vriese PhilipDirector · since 29-09-2020
  • Everaert KristofDirector · since 29-09-2020
  • Vermorgen StefDirector · since 29-09-2020

Financial position

52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.9%
Annual accounts to 31-03-2025
Gross margin
-€28,456
▼ 1,340%
Loss
€32,626
▲ 14×
Equity
€34,349
▼ 48.7%
Total assets
€162,361
▲ 135%
  • 2026 accounts not filed, 2 days past the deadline
Turnover not published (micro format)
Filed on 29-10-2025
Score breakdownraises riskFigures for financial year 2025 (filed on 29-10-2025)Loss of €32,626, the second in a row (financial year 2025)Founded in 2020lowers riskLiquidity: current ratio 1.27, cash €43,849Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 18% of micro companies in civil engineering (NACE 42)
Financial strength · tick: 2024
Weak
Solvency 46-54
equity 21.2% of total assets
Liquidity 41-52
short-term debt 78.8% · cash 27.0%
Profitability 0-29
return on assets -20.1%
Bankruptcy probability within 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.8% (1,867 companies, NACE 42, micro)
Last 24 months 12-2024: 0.3%lowest value 01-2025: 0.3%● unchanged vs 12-2024lowest value 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.4%▲ +0.1 percentage points vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.5%▲ +0.1 percentage points vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 1.0%▲ +0.5 percentage points vs 10-2025 12-2025: 1.0%● unchanged vs 11-2025 01-2026: 0.9%▼ -0.1 percentage points vs 12-2025 02-2026: 0.9%● unchanged vs 01-2026 03-2026: 0.9%● unchanged vs 02-2026 04-2026: 0.9%● unchanged vs 03-2026 05-2026: 0.9%● unchanged vs 04-2026 06-2026: 0.9%● unchanged vs 05-2026 07-2026: 1.0%▲ +0.1 percentage points vs 06-2026 08-2026: 1.1%▲ +0.1 percentage points vs 07-2026 09-2026: 1.1%● unchanged vs 08-2026 10-2026: 1.5%▲ +0.4 percentage points vs 09-2026 11-2026: 1.9%▲ +0.4 percentage points vs 10-2026highest value
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.27 (31.75 in 2024), below the usual 1.5. Short-term debt is 78.8% and cash 27% of total assets. 78.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 42, micro). It does better than 23% of them on solvency, 33% on liquidity, 5% on profitability and 11% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises riskneutral
raises risk · Figures for financial year 2025 (filed on 29-10-2025)
NBB · annual accounts
raises risk · Loss of €32,626, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.27, cash €43,849
NBB · annual accounts
raises risk · Founded in 2020
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
22232425
2022 to 2025 · latest year -€32,626
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 1257 sector peers (2025).
NBB · sector comparison
Position among 1257 sector peers
Solvency
better than 23%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 29-10-2025, 2 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2026
not filed
2025
2 days early
2024
10 days early
2023
4 days early
2022
4 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 3 days before the deadline. In the sector (NACE 42), the median for financial year 2024 was 2 days before the deadline, and 41% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 4 loss-making years in a rowloss in financial year 2025 -€32,626 View
  • Caution: Lower net result than 95% of companies in civil engineeringsector median €12,007 · 1,253 companies -€32,626 View

Recent changes

  1. · Gazette deed Incorporation
All 6 events

Comparable companies

These companies have the same main activity as Talud: civil engineering (NACE 42990). They are comparable in size and age: total assets between €49,500 and €155,000, founded between 2020 and 2022.

CompanyTotal assetsGross margin
Talud Berlare€162,361-€28,456
AQUA NATURAL Kaprijke€155,261-€1,317
Chaud de l'Eau Heuvelland€63,599€1,349
ZWEMBADEN HERVE Aalter€119,150€4,450
LIEVENS GINO Mol€64,983-€7,509
Parc Eolien Wallonie 1 Liège€56,025-€155,085
OLIVIER ANDRÉ Courcelles€49,536-€15,287
Full comparison

Key facts about Talud

What is the company number of Talud?
The company number of Talud is 0755.440.651. The VAT number is the same number with BE in front: BE 0755.440.651.
Where is Talud based?
The registered office is at Paul Cammermansstraat(B) 6, 9290 Berlare.Company details
What does Talud do?
According to the KBO register, the main activity is civil engineering (NACE 42990).
What is the legal form of Talud?
The legal form of Talud is Private limited company (BV).
When was Talud founded?
Talud was founded on 30-09-2020.
Is Talud still active?
Yes, Talud is an active enterprise in the KBO register.
What is the turnover of Talud?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
Is Talud profitable?
In financial year 2025, Talud made a loss of €32,626.
Where can I find the annual accounts of Talud?
Talud filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.

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