TALPI
ActiveTALPI has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21k and a net result of €-6k. Equity is shrinking by ~3% per year across the filed fiscal years. Its solvency ranks better than 66% of 18120 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability37▲+26
Solvency77=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.86 against 0.85 in 2024; short-term debt: 35.4% and cash: 1.4% of total assets), and 47.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.4%
Return on assets
-15.9%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-6k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
50 d early
2024
7 d early
2023
30 d late
2022
30 d late
2021
11 d early
2020
31 d early
2019
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€21k▼ 23.3%
2024 · €28k
2018: €30k
2019: €32k
2020: €42k
2021: €39k
2022: €37k
2023: €40k
2024: €28k
2018 → 2025
Total assets
€41k▼ 23.8%
2024 · €54k
2018: €58k
2019: €67k
2020: €82k
2021: €61k
2022: €84k
2023: €81k
2024: €54k
2018 → 2025
Net result
€-6k▲ 47.9%
2024 · €-12k
2018: €10k
2019: €2k
2020: €10k
2021: €-3k
2022: €-2k
2023: €4k
2024: €-12k
2018 → 2025
Working capital
€-2k▲ 3.2%
2024 · €-2k
2018: €8k
2019: €-5k
2020: €1k
2021: €4k
2022: €6k
2023: €2k
2024: €-2k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€39k-€37k▼ 4.9%€40k▲ 9.5%€28k▼ 30.9%€21k▼ 23.3%
Operating result€-4k-€-3k▲ 21.2%€-13k▼ 301%€-12k▲ 8.6%€-6k▲ 47.8%
Net result€-3k-€-2k▲ 37.3%€4k€-12k€-6k▲ 47.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6k in 2025 against €12k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €41k
Fixed assets
€28k▼ 31.9%
Current assets
€12k▲ 4.5%
Equity and liabilities €41k
Equity
€21k▼ 23.3%
Debt
€19k▼ 24.4%
The debt ratio falls from 48.0% to 47.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€7k▲
2024 · €3k
Cash flow
€7k▲
2024 · €2k
Solvency
52.4%▲
2024 · 52.0%
Current ratio
0.86▲
2024 · 0.85
Quick ratio
0.23▼
2024 · 0.40
Debt / equity
0.91▼
2024 · 0.92
ROE
-30.4%▲
2024 · -44.7%
ROA
-15.9%▲
2024 · -23.3%
Interest coverage
4.40▲
2024 · 1.36
Debt
€19k▼
2024 · €26k
Debt ≤ 1 year
€14k▲
2024 · €14k
Debt > 1 year
€4k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€54k€41k▼
Fixed assets21/28€42k€28k▼
Tangible fixed assets22/27€42k€28k▼
Land and buildings22€10k€7k▼
Plant, machinery and equipment23€207€0▼
Furniture and vehicles24€31k€21k▼
Current assets29/58€12k€12k▲
Stocks and contracts in progress3€6k€9k▲
Stocks30/36€6k€9k▲
Amounts receivable within one year40/41€4k€2k▼
Trade receivables40€154€2k▲
Other amounts receivable41€3k€0▼
Cash at bank and in hand54/58€84€571▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€54k€41k▼
Equity10/15€28k€21k▼
Contributions10/11€12k€12k=
Reserves13€15k€15k▼
Distributable reserves133€15k€15k▼
Profit (loss) carried forward14-€-6k
Amounts payable17/49€26k€19k▼
Amounts payable after more than one year17€11k€4k▼
Financial debts170/4€11k€4k▼
Amounts payable within one year42/48€14k€14k▲
Current portion of amounts payable after more than one year42€6k€7k▲
Financial debts43€5k€5k▲
Credit institutions430/8€5k€5k▲
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€350€1k▲
Taxes450/3€350€1k▲
Other amounts payable47/48€834€516▼
Accrued charges and deferred income492/3€1k€979▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€13k▼
Other operating charges640/8€945€826▼
Gross operating margin9900€4k€8k▲
Operating profit (loss)9901€-12k€-6k▲
Financial income75/76B€1k€1k▲
Recurring financial income75€1k€1k▲
Non-recurring financial income76B€0-
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-12k€-6k▲
Income taxes67/77€0-
Profit (loss) for the period9904€-12k€-6k▲
Profit (loss) for the period to be appropriated9905€-12k€-6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-12k€-6k▲
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€12k€48▼
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-12k ▼456%
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
04-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 217 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wommelgem · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nijverheidsstraat 72 unit 462160 WommelgemGround area
1,951 m²
Parcel 11052C0579/00E002, Flanders. Linked by address, not a title deed.
1 establishment unit
Talpi
since 20072.164.141.957
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11052C0579/00E002 | Flanders | 1,951 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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MAASLAND TELECOM
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Doestzada
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HOUBA INFORMATIQUE
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Of 3,225 companies in sector 47400 we hold annual accounts for 1,807. 1,208 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-05-2007
Fiscal year end31-12
Activities, NACEBEL
47400Retail sale of information and communication equipment
47410Retail trade
52487
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.