TALPE NICOLAS
ActiveSummary
TALPE NICOLAS has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €272k and a net result of €50k. Equity is growing by ~11.1% per year across the filed fiscal years. Its solvency ranks better than 40% of 7777 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-12
Solvency61▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 3.2 against 3.64 in 2024; short-term debt: 16.4% and cash: 2.8% of total assets), but 64% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36%
Return on assets
6.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
20 d late
2022
34 d early
2021
12 d early
2020
11 d early
2019
23 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€272k▲ 9.4%
2024 · €248k
2018: €86k
2019: €131k
2020: €143k
2021: €230k
2022: €235k
2023: €248k
2024: €248k
2018 → 2025
Total assets
€755k▲ 6.6%
2024 · €708k
2018: €323k
2019: €404k
2020: €688k
2021: €587k
2022: €719k
2023: €911k
2024: €708k
2018 → 2025
Net result
€50k▼ 46.8%
2024 · €94k
2018: €36k
2019: €45k
2020: €13k
2021: €93k
2022: €5k
2023: €39k
2024: €94k
2018 → 2025
Working capital
€272k▲ 3.3%
2024 · €263k
2018: €230k
2019: €307k
2020: €369k
2021: €172k
2022: €302k
2023: €469k
2024: €263k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€230k-€235k▲ 2.1%€248k▲ 5.4%€248k▲ 0.2%€272k▲ 9.4%
Operating result€112k-€14k▼ 87.6%€71k▲ 413%€142k▲ 101%€83k▼ 41.9%
Net result€93k-€5k▼ 94.7%€39k▲ 692%€94k▲ 141%€50k▼ 46.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 42% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €755k
Fixed assets
€360k ▲ 4.2%
Current assets
€395k ▲ 9.0%
Equity and liabilities €755k
Equity
€272k ▲ 9.4%
Debt
€483k ▲ 5.1%
Debt's share of the balance-sheet total falls from 64.9% to 64.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€124k▼
2024 · €175k
Cash flow
€91k▼
2024 · €126k
Current ratio
3.20▼
2024 · 3.64
Quick ratio
1.17▼
2024 · 2.02
Debt to equity
1.78▼
2024 · 1.85
ROE
18.4%▼
2024 · 37.8%
ROA
6.6%▼
2024 · 13.2%
Interest coverage
5.47▼
2024 · 6.02
Debt ≤ 1 year
€124k▲
2024 · €100k
Debt > 1 year
€359k▼
2024 · €360k
Income taxes
€15k▼
2024 · €25k
Staff costs
€81k▲
2024 · €55k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 55 lines
Balance sheet
Code20242025
Assets
Total assets20/58€708k€755k▲
Fixed assets21/28€345k€360k▲
Tangible fixed assets22/27€345k€360k▲
Land and buildings22€261k€245k▼
Plant, machinery and equipment23€11k€31k▲
Furniture and vehicles24€73k€84k▲
Current assets29/58€363k€395k▲
Amounts receivable after more than one year29€62k€41k▼
Other amounts receivable291€62k€41k▼
Stocks and contracts in progress3€161k€251k▲
Stocks30/36€161k€199k▲
Contracts in progress37-€52k
Amounts receivable within one year40/41€102k€73k▼
Trade receivables40€86k€56k▼
Other amounts receivable41€16k€17k▲
Cash at bank and in hand54/58€34k€21k▼
Deferred charges and accrued income490/1€3k€9k▲
Equity and liabilities
Total equity and liabilities10/49€708k€755k▲
Equity10/15€248k€272k▲
Contributions10/11€20k€20k=
Reserves13€228k€252k▲
Distributable reserves133€228k€252k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€460k€483k▲
Amounts payable after more than one year17€360k€359k▼
Financial debts170/4€360k€359k▼
Amounts payable within one year42/48€100k€124k▲
Current portion of amounts payable after more than one year42€51k€59k▲
Trade debts44€14k€30k▲
Suppliers440/4€14k€30k▲
Taxes, remuneration and social security45€33k€29k▼
Taxes450/3€26k€19k▼
Remuneration and social security454/9€7k€10k▲
Other amounts payable47/48€2k€6k▲
Accrued charges and deferred income492/3€288€216▼
Income statement
Code20242025
Non-recurring operating income76A€16k-
Remuneration, social security and pensions62€55k€81k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€41k▲
Other operating charges640/8€7k€9k▲
Gross operating margin9900€237k€214k▼
Operating profit (loss)9901€142k€83k▼
Financial income75/76B€6k€5k▼
Recurring financial income75€6k€5k▼
Financial charges65/66B€29k€23k▼
Recurring financial charges65€29k€23k▼
Profit (loss) for the period before taxes9903€119k€65k▼
Income taxes67/77€25k€15k▼
Profit (loss) for the period9904€94k€50k▼
Profit (loss) for the period to be appropriated9905€94k€50k▼
Appropriation of the result
Profit (loss) to be appropriated9906€94k€50k▼
Transfer from equity791/2€93k€27k▼
Transfer to equity691/2€94k€50k▼
To other reserves6921€94k€50k▼
Profit to be distributed694/7€93k€27k▼
Return on contributions (dividend)694€93k€27k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Highest result since 2018net €94k ▲141%
Operating result €142k, net result €94k, both a record.
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 20 days late
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €5k ▼94.7%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €200kEq €230k ▲60.5%
4 profitable years in a row build equity to €230k.
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €100kEq €131k ▲53%
2 profitable years in a row build equity to €131k.
10-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonnebeke · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Kortrijkstraat 1208980 ZonnebekeGround area
350 m²
Building footprint
235 m²
Parcel 33037D0852/00T000, Flanders. Linked by address, not a title deed.
1 establishment unit
TALPE NICOLAS
since 20152.246.712.911
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33037D0852/00T000 | Flanders | 350 m² | 1 · 235 m² | 0.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 260 EUR awarded · 260 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 260 EUR | 260 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
1 categoryTALPE NICOLAS BV45735
Similar companies · same sector, comparable size
Stessens Energy Systems
BE 0779.794.282
Houthalen-Helchteren · Eq €271,748
SOLWIN
BE 0791.629.767
Baelen · Eq €271,683
AP-LIGHTING
BE 0754.930.610
Morlanwelz · Eq €272,112
BOWACO
BE 0795.105.931
Deinze · Eq €271,396
FAST ELECTRICITE-ENERGIES
BE 0477.802.796
Saint-Ghislain · Eq €272,172
Of 22,821 companies in sector 43211 we hold annual accounts for 10,326. 7,763 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-08-2015
Fiscal year end31-12
Activities, NACEBEL 2025
43211General electrical installation work
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.