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TALIO

Active
Private limited companyfounded 2017active for 9 yearsKattestraat 71, 9300 Aalst, BelgiumKBO/BCE: BE 0683.724.888
Summary

The computed 12-month bankruptcy probability of TALIO is 4.3% (elevated). The annual accounts of TALIO for financial year 2025 show a net loss of 63% of the equity at the start of that year. The 2025 annual accounts show equity of €25,983 and a net result of -€44,139. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 30% of 22,774 sector peers (NACE 47, financial year 2025). The company has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 26-10-2017 Normal situation
Activity
Retail sale of household textiles and bedding NACE 47512and 5 others
Establishment units
2.269.441.890 9300 Aalst, since 01-11-2017
2.381.547.364 2000 Antwerpen, since 02-12-2025
Financial year end
31 December
Peppol
Reachable since 02-12-2023

Board and ownership

Board
and 1 other

Financial position

46 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
4.3%
Annual accounts 2025
Gross margin
-€5,763
Loss
€44,139
▲ 46.7%
Equity
€25,983
▼ 62.9%
Total assets
€259,815
▲ 10.0%
Employees on 31-12-2025
1
=
  • 2025 accounts filed 61 days after the deadline
Turnover not published (micro format)
Score breakdownraises riskLast filed accounts filed 61 days late; 2 of the last 3 accounts lateLoss of €44,139, the second in a row (financial year 2025)Liquidity: current ratio 0.98, cash €3,999, halvedlowers riskSize: total assets €259,815Show the evidence

Checked score

Score 2025
46 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 12% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 35-20
equity 10.0% of total assets
Liquidity 2-26
short-term debt 90.0% · cash 1.5%
Profitability 0-3
return on assets -17.0%
Bankruptcy probability within 12 months
4.3% Elevated
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,281 companies, NACE 47, micro)
Last 24 months 12-2024: 0.9% 01-2025: 0.9%● unchanged vs 12-2024 02-2025: 0.9%● unchanged vs 01-2025 03-2025: 0.9%● unchanged vs 02-2025 04-2025: 0.9%● unchanged vs 03-2025 05-2025: 0.9%● unchanged vs 04-2025 06-2025: 0.9%● unchanged vs 05-2025lowest value 07-2025: 0.9%● unchanged vs 06-2025 08-2025: 1.4%▲ +0.5 percentage points vs 07-2025 09-2025: 1.6%▲ +0.2 percentage points vs 08-2025 10-2025: 2.2%▲ +0.6 percentage points vs 09-2025 11-2025: 2.2%● unchanged vs 10-2025 12-2025: 2.0%▼ -0.2 percentage points vs 11-2025 01-2026: 2.2%▲ +0.2 percentage points vs 12-2025 02-2026: 2.2%● unchanged vs 01-2026 03-2026: 2.1%▼ -0.1 percentage points vs 02-2026 04-2026: 2.1%● unchanged vs 03-2026 05-2026: 2.1%● unchanged vs 04-2026 06-2026: 2.1%● unchanged vs 05-2026 07-2026: 2.1%● unchanged vs 06-2026 08-2026: 2.8%▲ +0.7 percentage points vs 07-2026 09-2026: 3.3%▲ +0.5 percentage points vs 08-2026 10-2026: 4.3%▲ +1.0 percentage point vs 09-2026highest value 11-2026: 4.3%● unchanged vs 10-2026highest value
Credit of up to €1,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is insufficient, with a current ratio of 0.98 (1.4 in 2024), below 1. Short-term debt is 90% and cash 1.5% of total assets. 90% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 27% of them on solvency, 4% on liquidity, 6% on profitability and 9% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Last filed accounts filed 61 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · Loss of €44,139, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Size: total assets €259,815
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.98, cash €3,999, halved
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€44,139
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 8 filings
Deviation from the deadline
2025
61 days late
2024
50 days late
2023
8 days early
2022
17 days late
2021
59 days late
2020
54 days late
2019
30 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 29 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 September (4 of the last 5 accounts filed within 33 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 95% of companies in retail tradesector median €5,083 · 22,756 companies -€44,139 View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€44,139 View

Recent changes

  1. · Gazette deed 1 director appointed, 3 directors resigning, 3 reappointedResignations: KUZMIANKOVA Maryna Aleksandrovna, STUDNICKA-GOOSSENS Monika Jolanta and ISHCHANKA Natallia · Reappointments: KUZMIANKOVA Maryna Aleksandrovna, STUDNICKA-GOOSSENS Monika Jolanta and ISHCHANKA Natallia · Appointment: MASLAKOU Mikhail (director)
  2. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as TALIO: retail sale of household textiles and bedding (NACE 47512). They are comparable in size and age: total assets between €89,100 and €361,000, founded between 2010 and 2019.

CompanyTotal assetsGross margin
TALIO Aalst€259,815-€5,763
TOTALLY TATAMI Waregem€234,136€3,413
DE HUISKAMER Dentergem€89,086€1,690
Danini Maasmechelen€361,232-€1,159
Bogaflex Lommel€202,032-€14,542
SCOUTI Sint-Jans-Molenbeek€107,085-€13,901
GERALD WATELET Ukkel€123,795-€57,101
Full comparison

Key facts about TALIO

What is the company number of TALIO?
The company number of TALIO is 0683.724.888. The VAT number is the same number with BE in front: BE 0683.724.888.
Where is TALIO based?
The registered office is at Kattestraat 71, 9300 Aalst.Company details
What does TALIO do?
According to the KBO register, the main activity is retail sale of household textiles and bedding (NACE 47512).
What is the legal form of TALIO?
The legal form of TALIO is Private limited company (BV).
When was TALIO founded?
TALIO was founded on 26-10-2017.
Is TALIO still active?
Yes, TALIO is an active enterprise in the KBO register.
How many employees does TALIO have?
TALIO had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of TALIO?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.
Is TALIO profitable?
In financial year 2025, TALIO made a loss of €44,139.
Where can I find the annual accounts of TALIO?
TALIO filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of TALIO due?
TALIO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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