Talentlake
ActiveSummary
Talentlake has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €117k and a net result of €-4k. Equity is growing by ~46.7% per year across the filed fiscal years. Its solvency ranks better than 19% of 1638 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
41
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability18▼-58
Solvency31=
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days only on tighter terms
Liquidity tight (current ratio 1.06 against 1.09 in 2024; short-term debt: 46.2% and cash: 10.3% of total assets), and 93.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 1638 sector peers (2025).
NBB · sector comparisonPosition among 1638 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
11 d early
2024
29 d late
2023
30 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€117k▼ 3.5%
2024 · €121k
2023: €8k
2024: €121k
2023 → 2025
Total assets
€1.80M▼ 6.2%
2024 · €1.92M
2023: €382k
2024: €1.92M
2023 → 2025
Net result
€-4k
2024 · €113k
2023: €2k
2024: €113k
2023 → 2025
Working capital
€48k▼ 43.6%
2024 · €86k
2023: €77k
2024: €86k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€8k-€121k▲ 1,491%€117k▼ 3.5%
Operating result€15k-€196k▲ 1,221%€-22k
Net result€2k-€113k▲ 6,979%€-4k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €22k after €196k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.80M
Fixed assets
€918k ▲ 0.8%
Current assets
€879k ▼ 12.6%
Equity and liabilities €1.80M
Equity
€117k ▼ 3.5%
Debt
€1.68M ▼ 6.4%
Debt's share of the balance-sheet total falls from 93.7% to 93.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-19k▼
2024 · €198k
Cash flow
€-2k▼
2024 · €115k
Current ratio
1.06▼
2024 · 1.09
Debt to equity
14.41▼
2024 · 14.85
ROE
-3.7%▼
2024 · 93.7%
ROA
-0.2%▼
2024 · 5.9%
Interest coverage
-0.28▼
2024 · 6.26
Debt ≤ 1 year
€831k▼
2024 · €920k
Debt > 1 year
€849k▼
2024 · €865k
Income taxes
€24k▼
2024 · €51k
Staff costs
€1.48M▲
2024 · €982k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.92M€1.80M▼
Fixed assets21/28€910k€918k▲
Intangible fixed assets21€9k€7k▼
Tangible fixed assets22/27€693€117▼
Furniture and vehicles24€693€117▼
Financial fixed assets28€901k€911k▲
Current assets29/58€1.01M€879k▼
Amounts receivable within one year40/41€634k€665k▲
Trade receivables40€630k€665k▲
Other amounts receivable41€4k€133▼
Cash at bank and in hand54/58€361k€185k▼
Deferred charges and accrued income490/1€11k€29k▲
Equity and liabilities
Total equity and liabilities10/49€1.92M€1.80M▼
Equity10/15€121k€117k▼
Contributions10/11€6k€6k=
Profit (loss) carried forward14€115k€111k▼
Amounts payable17/49€1.80M€1.68M▼
Amounts payable after more than one year17€865k€849k▼
Financial debts170/4€865k€849k▼
Amounts payable within one year42/48€920k€831k▼
Current portion of amounts payable after more than one year42€116k€117k▲
Trade debts44€534k€375k▼
Suppliers440/4€534k€375k▼
Taxes, remuneration and social security45€270k€330k▲
Taxes450/3€79k€153k▲
Remuneration and social security454/9€191k€177k▼
Other amounts payable47/48€1k€8k▲
Accrued charges and deferred income492/3€10k€264▼
Income statement
Code20242025
Remuneration, social security and pensions62€982k€1.48M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€54k€18k▼
Gross operating margin9900€1.23M€1.48M▲
Operating profit (loss)9901€196k€-22k▼
Financial income75/76B€37€110k▲
Recurring financial income75€37€110k▲
Financial charges65/66B€32k€68k▲
Recurring financial charges65€32k€68k▲
Profit (loss) for the period before taxes9903€164k€20k▼
Income taxes67/77€51k€24k▼
Profit (loss) for the period9904€113k€-4k▼
Profit (loss) for the period to be appropriated9905€113k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€115k€111k▼
Profit (loss) brought forward from the previous period14P€2k€115k▲
Social balance
Average headcount (FTE)90878.521.8▲
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-4k ▼104%
Net result drops to €-4k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
31-12
Financial
Highest result since 2023net €113k ▲6979%
Operating result €196k, net result €113k, both a record.
31-12
Financial
Equity above €100kEq €121k ▲1491%
2 profitable years in a row build equity to €121k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jules Moretuslei 3722610 AntwerpenGround area
2.5 ha
Building footprint
2,886 m²
Volume, LiDAR
974 m³
2 parcels, Flanders · tallest building 11.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Talentlake
since 20222.334.063.389
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11302A0095/00E008 | Flanders | 2.4 ha | 1 · 2,702 m² | - |
| 11462A0205/00N008 | Flanders | 1,737 m² | 1 · 183 m² | 11.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 5 entries · 59,000 EUR awarded · 41,389 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 0 EUR | 7,389 EUR |
| 2024 | 2 | 9,000 EUR | 34,000 EUR |
| 2023 | 1 | 50,000 EUR | 0 EUR |
Schemes
Kmo-groeisubsidie: steun voor groeitrajecten bij kmo's (stopgezet)
Subsidies voor internationaal ondernemen
Similar companies · same sector, comparable size
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PUBLI BELGIUM
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ARTICULATE
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Of 2,713 companies in sector 73200 we hold annual accounts for 1,783. 1,330 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-07-2022
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
73200Market research and public opinion polling
78100Employment placement agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.