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TalentChain

Active
Private limited companyfounded 20233 yrs activeKaterstraat 21, 2560 Nijlen, BelgiumKBO/BCE: BE 0805.839.079
Summary

TalentChain has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14,873 and a net result of €18,932. Its solvency ranks better than 44% of 794 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency66▲+59
Growth78
Track record94
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.37 against 0.77 in 2024; short-term debt: 59.2% and cash: 13.1% of total assets), and 59.2% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 78
Relative position
BE, all sectors
reference
Employment activities (NACE 78)
about 17% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
40.8%
Return on assets
51.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
25 d early
2024
31 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 28 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 30% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

TalentChain was incorporated on 14 September 2023 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€14,873
2024 · -€4,059
Total assets
€36,446▲ 61.4%
2024 · €22,582
Net result
€18,932
2024 · -€14,059
Working capital
€7,945
2024 · -€6,003
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 78, Employment activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result-€13,699-€21,697
Net result-€14,059below the sector's middle half-€18,932within the sector's middle half
Equity-€4,059below the sector's middle half-€14,873within the sector's middle half
Total assets€22,582below the sector's middle half-€36,446below the sector's middle half▲ 61.4%
Debt€26,641-€21,573▼ 19.0%
Working capital-€6,003below the sector's middle half-€7,945within the sector's middle half
Solvency-18.0%below the sector's middle half-40.8%within the sector's middle half▲ 58.8pp
Current ratio0.77below the sector's middle half-1.37within the sector's middle half▲ 0.59
Return on assets (ROA)-62.3%below the sector's middle half-51.9%above the sector's middle half▲ 114.2pp
above within below the middle half (P25 to P75) of NACE 78, Employment activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000-€10,000€0€10,000€20,000Operating result 2024: -€13,699-€13,699Net result 2024: -€14,059-€14,059Operating result 2025: €21,697€21,697Net result 2025: €18,932€18,93220242025-€20,000-€10,000€0€10,000€20,000Operating result 2024: -€13,699-€13,700Net result 2024: -€14,059-€14,100Operating result 2025: €21,697€21,700Net result 2025: €18,932€18,90020242025
The operating result returns to profit in 2025: €21,697 after a loss of €13,699 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €36,446
Fixed assets €6,928 ▲ 256%
Current assets €29,518 ▲ 43.0%
Equity and liabilities €36,446
Equity €14,873
Debt €21,573
Debt finances 59.2% of the balance-sheet total.
Key figures and ratios
2025 value · change against 2024
EBITDA
€23,329▲
2024 · -€12,215
Cash flow
€20,564▲
2024 · -€12,574
Debt to equity
1.45▲
2024 · -6.56
ROE
127.3%
Interest coverage
71.49▲
2024 · -33.49
Debt ≤ 1 year
€21,573▼
2024 · €26,641
Income taxes
€2,439
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,276 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,276 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet Code20242025
Assets
Total assets20/58€22,582€36,446▲
Fixed assets21/28€1,945€6,928▲
Tangible fixed assets22/27€1,945€6,138▲
Furniture and vehicles24€1,945€6,138▲
Financial fixed assets28-€790
Current assets29/58€20,638€29,518▲
Amounts receivable within one year40/41€16,087€16,093=
Trade receivables40€16,087€16,093=
Cash at bank and in hand54/58€1,058€4,764▲
Deferred charges and accrued income490/1€3,493€8,660▲
Equity and liabilities
Total equity and liabilities10/49€22,582€36,446▲
Equity10/15-€4,059€14,873▲
Contributions10/11€10,000€10,000=
Reserves13-€4,873
Distributable reserves133-€4,873
Profit (loss) carried forward14-€14,059-
Amounts payable17/49€26,641€21,573▼
Amounts payable within one year42/48€26,641€21,573▼
Trade debts44€350€1,172▲
Suppliers440/4€350€1,172▲
Taxes, remuneration and social security45€9,287€8,313▼
Taxes450/3€9,287€8,313▼
Other amounts payable47/48€17,004€12,088▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,484€1,632▲
Other operating charges640/8€693€295▼
Gross operating margin9900-€11,522€23,624▲
Operating profit (loss)9901-€13,699€21,697▲
Financial income75/76B€5-
Recurring financial income75€5-
Financial charges65/66B€365€326▼
Recurring financial charges65€365€326▼
Profit (loss) for the period before taxes9903-€14,059€21,371▲
Income taxes67/77-€2,439
Profit (loss) for the period9904-€14,059€18,932▲
Profit (loss) for the period to be appropriated9905-€14,059€18,932▲
Appropriation of the result
Profit (loss) to be appropriated9906-€14,059€4,873▲
Profit (loss) brought forward from the previous period14P--€14,059
Transfer to equity691/2-€4,873
To other reserves6921-€4,873

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,484€1,632▲ 9.9%
Other operating charges640/8€693€295▼ 57.5%
Gross operating margin9900-€11,522€23,624▲ 305%
Operating profit (loss)9901-€13,699€21,697▲ 258%
Financial income75/76B€5--
Recurring financial income75€5--
Financial charges65/66B€365€326▼ 10.5%
Recurring financial charges65€365€326▼ 10.5%
Profit (loss) for the period before taxes9903-€14,059€21,371▲ 252%
Income taxes67/77-€2,439-
Profit (loss) for the period9904-€14,059€18,932▲ 235%
Profit (loss) for the period to be appropriated9905-€14,059€18,932▲ 235%
Line20242025Change
Assets
Total assets20/58€22,582€36,446▲ 61.4%
Fixed assets21/28€1,945€6,928▲ 256%
Tangible fixed assets22/27€1,945€6,138▲ 216%
Furniture and vehicles24€1,945€6,138▲ 216%
Financial fixed assets28-€790-
Current assets29/58€20,638€29,518▲ 43.0%
Amounts receivable within one year40/41€16,087€16,093=
Trade receivables40€16,087€16,093=
Cash at bank and in hand54/58€1,058€4,764▲ 350%
Deferred charges and accrued income490/1€3,493€8,660▲ 148%
Equity and liabilities
Total equity and liabilities10/49€22,582€36,446▲ 61.4%
Equity10/15-€4,059€14,873▲ 466%
Contributions10/11€10,000€10,000=
Reserves13-€4,873-
Distributable reserves133-€4,873-
Profit (loss) carried forward14-€14,059--
Amounts payable17/49€26,641€21,573▼ 19.0%
Amounts payable within one year42/48€26,641€21,573▼ 19.0%
Trade debts44€350€1,172▲ 235%
Suppliers440/4€350€1,172▲ 235%
Taxes, remuneration and social security45€9,287€8,313▼ 10.5%
Taxes450/3€9,287€8,313▼ 10.5%
Other amounts payable47/48€17,004€12,088▼ 28.9%
Line20242025Change
Profit (loss) for the period9904-€14,059€18,932▲ 235%
+ Depreciation and write-downs630€1,484€1,632▲ 9.9%
Operating cash flow (approximation)-€12,574€20,564▲ 264%
Investment in fixed assets (approximation)--€6,616-
Change in cash-€3,706-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
06-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Back to profitnet €18,932
Net result €18,932 after one loss-making year.
30-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nijlen · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
865 m²
Building footprint
176 m²
Volume, LiDAR
741 m³
Parcel 12026B0218/00Y006, Flanders · tallest building 5.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
TalentChain
Katerstraat 21, 2560 NijlenTemporary employment agencies and other provision of personnel
since 20232.349.848.754
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12026B0218/00Y006 Flanders 865 m² 1 · 176 m² 5.9 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 2,360 companies in sector 78100 we hold annual accounts for 1,364. 770 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded14-09-2023
Fiscal year end31-12
Activities, NACEBEL 2025
78100Employment placement agencies
E-invoicing
Reachable via Peppol
Peppol ID 0208:0805839079
Registered 29-07-2024

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.