Talent & Passion
ActiveTalent & Passion has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €9k and a net result of €22k. Equity is shrinking by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 14% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability97▲+97
Solvency34▲+27
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity ample (current ratio 1.58 against 1.05 in 2023; short-term debt: 58% and cash: 17.5% of total assets), but 91.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
8.9%
Return on assets
22.4%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 37959 sector peers (2024).
NBB · sector comparisonPosition among 37959 sector peers
Solvency
better than 14%
← weakest
strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-04-2026, 260 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
260 d late
2023
164 d late
2022
70 d late
2021
31 d late
2020
13 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€9k
2023 · €-13k
2020: €-734
2021: €10k
2022: €9k
2023: €-13k
2020 → 2024
Total assets
€99k▲ 34.6%
2023 · €74k
2020: €34k
2021: €51k
2022: €101k
2023: €74k
2020 → 2024
Net result
€22k
2023 · €-23k
2020: €-3k
2021: €11k
2022: €-850
2023: €-23k
2020 → 2024
Working capital
€33k▲ 1,151%
2023 · €3k
2020: €257
2021: €9k
2022: €47k
2023: €3k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-734-€10k€9k▼ 8.3%€-13k€9k
Operating result€-2k-€13k€5k▼ 61.4%€-18k€33k
Net result€-3k-€11k€-850€-23k▼ 2,583%€22k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €33k after a loss of €18k in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €99k
Fixed assets
€9k▼ 44.1%
Current assets
€91k▲ 55.1%
Equity and liabilities €99k
Equity
€9k
Debt
€91k
Debt finances 91.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€40k▲
2023 · €-10k
Cash flow
€29k▲
2023 · €-15k
Solvency
8.9%▲
2023 · -18.1%
Current ratio
1.58▲
2023 · 1.05
Quick ratio
1.58▲
2023 · 1.05
Debt / equity
10.24▲
2023 · -6.52
ROE
251.3%
ROA
22.4%▲
2023 · -30.9%
Interest coverage
8.53▲
2023 · -1.73
Debt
€91k▲
2023 · €87k
Debt ≤ 1 year
€58k▲
2023 · €56k
Debt > 1 year
€32k▲
2023 · €30k
Income taxes
€6k▲
2023 · €140
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€74k€99k▲
Fixed assets21/28€15k€9k▼
Tangible fixed assets22/27€15k€8k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€11k€6k▼
Financial fixed assets28€375€375=
Current assets29/58€59k€91k▲
Amounts receivable within one year40/41€52k€69k▲
Trade receivables40€20k€24k▲
Other amounts receivable41€32k€46k▲
Cash at bank and in hand54/58€3k€17k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€74k€99k▲
Equity10/15€-13k€9k▲
Contributions10/11€3k€3k=
Reserves13€8k€6k▼
Distributable reserves133€8k€6k▼
Profit (loss) carried forward14€-24k-
Amounts payable17/49€87k€91k▲
Amounts payable after more than one year17€30k€32k▲
Financial debts170/4€30k€32k▲
Amounts payable within one year42/48€56k€58k▲
Current portion of amounts payable after more than one year42€30k€21k▼
Financial debts43€2k-
Credit institutions430/8€2k-
Trade debts44€7k€8k▲
Suppliers440/4€7k€8k▲
Taxes, remuneration and social security45€16k€28k▲
Taxes450/3€16k€28k▲
Remuneration and social security454/9€260-
Accrued charges and deferred income492/3€864€936▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▼
Other operating charges640/8€6k€183▼
Gross operating margin9900€-4k€40k▲
Operating profit (loss)9901€-18k€33k▲
Financial income75/76B€1k-
Recurring financial income75€1k-
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€-23k€29k▲
Income taxes67/77€140€6k▲
Profit (loss) for the period9904€-23k€22k▲
Profit (loss) for the period to be appropriated9905€-23k€22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-24k€-1k▲
Profit (loss) brought forward from the previous period14P€-850€-24k▼
Transfer from equity791/2-€1k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
17-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 260 days late
2025
11-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 164 days late
2024
31-12
Financial
Back to profitnet €22k
Net result €22k after 2 loss-making years.
2023
31-12
Financial
Weakest financial yearnet €-23k
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
13-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 13 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudsbergen · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Silvesterlaan 143660 OudsbergenGround area
839 m²
Building footprint
156 m²
Volume, LiDAR
758 m³
Parcel 71562B0897/00P020, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Talent & Passion
since 20202.299.602.061
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71562B0897/00P020 | Flanders | 839 m² | 1 · 156 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 21,578 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-02-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
46190Agents in non-specialised wholesale trade
70210Activities of head offices; management consultancy activities
73110Advertising agencies
73120Media representation
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:elke@talentandpassion.be