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Talent & Passion

Active
Private limited companyfounded 2020active for 6 yearsSilvesterlaan 14, 3660 Oudsbergen, BelgiumKBO/BCE: BE 0743.951.891
Summary

The computed 12-month bankruptcy probability of Talent & Passion is 2.7% (moderate). The 2024 annual accounts show equity of €8,841 and a net result of €22,215. Equity has been shrinking by about 4.1% per year since 2020. Its solvency ranks better than 14% of 37,586 sector peers (NACE 70, financial year 2024). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 21-02-2020 Normal situation
Activity
Business and other management consultancy NACE 70200and 5 others
Establishment unit
2.299.602.061 3660 Oudsbergen, since 24-02-2020
Financial year end
31 December
Peppol
Reachable since 26-01-2026

Board and ownership

Board
  • De Backer ElkeDirector

Financial position

52 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
2.7%
Annual accounts 2024
Gross margin
€40,255
Turnover
≈ €120,000
estimated
Profit
€22,215
Equity
€8,841
Total assets
€99,354
▲ 34.6%
  • 2025 accounts not filed, 96 days past the deadline
Score breakdownraises risk1 financial year not filed after the legal deadline; last filed accounts filed 260 days late; 3 of the last 3 accounts lateFigures for financial year 2024 (filed on 17-04-2026)Founded in 2020lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Show the evidence

Checked score

Score 2024
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 49% of micro companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2023
Average
Solvency 34+27
equity 8.9% of total assets
Liquidity 42+27
short-term debt 58.0% · cash 17.5%
Profitability 97+97
return on assets 22.4%
Bankruptcy probability within 12 months
2.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,536 companies, NACE 70, micro)
Last 24 months 12-2024: 1.5% 01-2025: 2.1%▲ +0.6 percentage points vs 12-2024 02-2025: 2.6%▲ +0.5 percentage points vs 01-2025 03-2025: 2.7%▲ +0.1 percentage points vs 02-2025 04-2025: 2.7%● unchanged vs 03-2025 05-2025: 2.8%▲ +0.1 percentage points vs 04-2025 06-2025: 2.8%● unchanged vs 05-2025 07-2025: 2.7%▼ -0.1 percentage points vs 06-2025 08-2025: 3.3%▲ +0.6 percentage points vs 07-2025 09-2025: 3.7%▲ +0.4 percentage points vs 08-2025 10-2025: 5.1%▲ +1.4 percentage points vs 09-2025 11-2025: 4.7%▼ -0.4 percentage points vs 10-2025 12-2025: 5.3%▲ +0.6 percentage points vs 11-2025 01-2026: 6.9%▲ +1.6 percentage points vs 12-2025 02-2026: 6.9%● unchanged vs 01-2026 03-2026: 7.2%▲ +0.3 percentage points vs 02-2026highest value 04-2026: 6.6%▼ -0.6 percentage points vs 03-2026 05-2026: 1.1%▼ -5.5 percentage points vs 04-2026 06-2026: 1.1%● unchanged vs 05-2026lowest value 07-2026: 1.1%● unchanged vs 06-2026 08-2026: 1.5%▲ +0.4 percentage points vs 07-2026 09-2026: 1.9%▲ +0.4 percentage points vs 08-2026 10-2026: 2.7%▲ +0.8 percentage points vs 09-2026 11-2026: 2.7%● unchanged vs 10-2026
No publishable credit limit, so credit only on tighter terms
Liquidity is ample, with a current ratio of 1.58 (1.05 in 2023), above the usual 1.5. Short-term debt is 58% and cash 17.5% of total assets. However, 91.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 16% of them on solvency, 22% on liquidity, 66% on profitability and 94% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises risk
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 260 days late; 3 of the last 3 accounts late
NBB · filings
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
raises risk · Figures for financial year 2024 (filed on 17-04-2026)
NBB · annual accounts
raises risk · Founded in 2020
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 37586 sector peers (2024).
NBB · sector comparison
Position among 37586 sector peers
Solvency
better than 14%
← weakest strongest →
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 96 days later.
NBB · 5 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline04-11-2026 today
raises risk · 2024 accounts filed 260 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-04-2026, 260 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 5 filings
Deviation from the deadline
2025
not filed
2024
260 days late
2023
164 days late
2022
70 days late
2021
31 days late
2020
13 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 108 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower solvency than 86% of companies in head offices and management consultancysector median 57.9% · 37,586 companies 8.9% View

Recent changes

  1. · Gazette deed Incorporation
All 9 events

Comparable companies

These companies have the same main activity as Talent & Passion: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €84,500 and €120,000, founded between 2019 and 2020.

CompanyTotal assetsGross margin
Talent & Passion Oudsbergen€99,354€40,255
NexLev Sint-Truiden€93,842€38,805
VINHOMA Heusden-Zolder€115,007€39,303
Brecht Reggers Hasselt€84,532€42,838
Wim Driesen Services Hasselt€119,908€42,273
YR Management Bilzen-Hoeselt€95,707€50,920
Hermans Consulting Beveren-Kruibeke-Zwijndrecht€97,877€41,902
Full comparison

Key facts about Talent & Passion

What is the company number of Talent & Passion?
The company number of Talent & Passion is 0743.951.891. The VAT number is the same number with BE in front: BE 0743.951.891.
Where is Talent & Passion based?
The registered office is at Silvesterlaan 14, 3660 Oudsbergen.Company details
What does Talent & Passion do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of Talent & Passion?
The legal form of Talent & Passion is Private limited company (BV).
When was Talent & Passion founded?
Talent & Passion was founded on 21-02-2020.
Is Talent & Passion still active?
Yes, Talent & Passion is an active enterprise in the KBO register.
What is the turnover of Talent & Passion?
The turnover in financial year 2024 is ≈ €120,000. This figure is estimated from the gross margin of €40,255 and 146 comparable companies (NACE 70200). It probably lies between €68,000 and €160,000.Financials
Is Talent & Passion profitable?
In financial year 2024, Talent & Passion made a profit of €22,215.
Where can I find the annual accounts of Talent & Passion?
Talent & Passion filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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