TALBI
ActiveSummary
The computed 12-month bankruptcy probability of TALBI is 1.8% (moderate). The 2024 annual accounts show equity of €39,736 and a net result of €14,100. Equity is growing by ~13.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 6720 sector peers (fiscal year 2024). The company has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability100▲+100
Solvency100=
Growth52▲+17
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity ample (current ratio 20.09 against 10.75 in 2023; short-term debt: 4.3% and cash: 85.2% of total assets), and 5.2% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-09-2025, 48 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
48 d late
2023
30 d late
2022
11 d late
2021
15 d late
2020
19 d late
2019
52 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 29 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Turnover
€27,691▲ 19.9%
2022 · €23,091
EBIT margin
-21.6%▼ 8.8pp
2022 · -12.7%
Net result
€14,100
2023 · -€6,205
Working capital
€34,417▲ 103%
2023 · €16,964
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€36,160€23,091▼ 36.1%€27,691▲ 19.9%
Operating result-€810€14,789-€2,939-€5,973▼ 103%€14,291
Net result-€809within the sector's middle half€13,515within the sector's middle half-€3,068below the sector's middle half-€6,205below the sector's middle half▼ 102%€14,100within the sector's middle half
EBIT margin40.9%-12.7%▼ 53.6pp-21.6%▼ 8.8pp
Equity€21,394within the sector's middle half▼ 3.6%€34,909within the sector's middle half▲ 63.2%€31,840within the sector's middle half▼ 8.8%€25,636within the sector's middle half▼ 19.5%€39,736within the sector's middle half▲ 55.0%
Total assets€21,935below the sector's middle half▼ 37.2%€38,348below the sector's middle half▲ 74.8%€36,816below the sector's middle half▼ 4.0%€27,376below the sector's middle half▼ 25.6%€41,927below the sector's middle half▲ 53.2%
Debt€541▼ 95.8%€3,439▲ 536%€4,976▲ 44.7%€1,740▼ 65.0%€2,191▲ 25.9%
Working capital€12,351within the sector's middle half▲ 1.2%€34,998within the sector's middle half▲ 183%€20,204within the sector's middle half▼ 42.3%€16,964within the sector's middle half▼ 16.0%€34,417within the sector's middle half▲ 103%
Solvency97.5%above the sector's middle half▲ 34.0pp91.0%above the sector's middle half▼ 6.5pp86.5%above the sector's middle half▼ 4.5pp93.6%above the sector's middle half▲ 7.2pp94.8%above the sector's middle half▲ 1.1pp
Current ratio23.83above the sector's middle half▲ 21.8713.12above the sector's middle half▼ 10.715.06above the sector's middle half▼ 8.0610.75above the sector's middle half▲ 5.6920.09above the sector's middle half▲ 9.34
Return on assets (ROA)-3.7%below the sector's middle half▼ 17.9pp35.2%above the sector's middle half▲ 38.9pp-8.3%below the sector's middle half▼ 43.6pp-22.7%below the sector's middle half▼ 14.3pp33.6%above the sector's middle half▲ 56.3pp
above
within
below
the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €14,291 after a loss of €5,973 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €41,927
Fixed assets
€5,707 ▼ 34.2%
Current assets
€36,220 ▲ 93.6%
Equity and liabilities €41,927
Equity
€39,736 ▲ 55.0%
Debt
€2,191 ▲ 25.9%
Debt's share of the balance-sheet total falls from 6.4% to 5.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€17,256▲
2023 · -€3,009
Cash flow
€17,065▲
2023 · -€3,240
Debt to equity
0.06▼
2023 · 0.07
ROE
35.5%▲
2023 · -24.2%
Interest coverage
90.48▲
2023 · -13.01
Debt ≤ 1 year
€1,803▲
2023 · €1,740
Staff costs
€7,745▲
2023 · €5,782
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,349 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,349 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | €36,160 | €23,091 | €27,691 | - | - |
| Non-recurring operating income76A | - | €21,750 | €5,000 | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | €12,443 | €24,850 | €23,810 | - | - |
| Remuneration, social security and pensions62 | - | - | - | €5,782 | €7,745 | ▲ 34.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,120 | €8,582 | - | €2,965 | €2,965 | = |
| Other operating charges640/8 | - | €348 | €1,180 | €1,107 | €387 | ▼ 65.0% |
| Gross operating margin9900 | €7,831 | €23,718 | -€1,759 | €3,880 | €25,388 | ▲ 554% |
| Operating profit (loss)9901 | -€810 | €14,789 | -€2,939 | -€5,973 | €14,291 | ▲ 339% |
| Recurring financial income75 | €105 | - | - | - | - | - |
| Financial charges65/66B | - | €111 | €129 | €231 | €191 | ▼ 17.6% |
| Recurring financial charges65 | €104 | €111 | €129 | €231 | €191 | ▼ 17.6% |
| Profit (loss) for the period before taxes9903 | -€809 | €14,678 | -€3,068 | -€6,205 | €14,100 | ▲ 327% |
| Income taxes67/77 | - | €1,163 | - | - | - | - |
| Profit (loss) for the period9904 | -€809 | €13,515 | -€3,068 | -€6,205 | €14,100 | ▲ 327% |
| Profit (loss) for the period to be appropriated9905 | -€809 | €13,515 | -€3,068 | -€6,205 | €14,100 | ▲ 327% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €21,935 | €38,348 | €36,816 | €27,376 | €41,927 | ▲ 53.2% |
| Fixed assets21/28 | €9,043 | €461 | €11,636 | €8,672 | €5,707 | ▼ 34.2% |
| Intangible fixed assets21 | €5,000 | - | - | - | - | - |
| Tangible fixed assets22/27 | €4,043 | €461 | €11,636 | €8,672 | €5,707 | ▼ 34.2% |
| Furniture and vehicles24 | - | €461 | €11,636 | €8,672 | €5,707 | ▼ 34.2% |
| Current assets29/58 | €12,892 | €37,886 | €25,180 | €18,704 | €36,220 | ▲ 93.6% |
| Amounts receivable within one year40/41 | €1,718 | €322 | €2,227 | €801 | €501 | ▼ 37.5% |
| Other amounts receivable41 | - | €322 | €2,227 | €801 | €501 | ▼ 37.5% |
| Cash at bank and in hand54/58 | €11,174 | €37,565 | €22,953 | €17,903 | €35,719 | ▲ 99.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €21,935 | €38,348 | €36,816 | €27,376 | €41,927 | ▲ 53.2% |
| Equity10/15 | €21,394 | €34,909 | €31,840 | €25,636 | €39,736 | ▲ 55.0% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Profit (loss) carried forward14 | €2,802 | €16,317 | €13,248 | €7,044 | €21,144 | ▲ 200% |
| Amounts payable17/49 | €541 | €3,439 | €4,976 | €1,740 | €2,191 | ▲ 25.9% |
| Amounts payable within one year42/48 | €541 | €2,888 | €4,976 | €1,740 | €1,803 | ▲ 3.6% |
| Financial debts43 | - | - | - | €62 | - | - |
| Credit institutions430/8 | - | - | - | €62 | - | - |
| Trade debts44 | €47 | €1,392 | €3,255 | €621 | €1,167 | ▲ 87.9% |
| Suppliers440/4 | - | €1,392 | €3,255 | €621 | €1,167 | ▲ 87.9% |
| Taxes, remuneration and social security45 | - | €1,496 | €1,300 | €518 | €597 | ▲ 15.2% |
| Remuneration and social security454/9 | - | €1,496 | €1,300 | €518 | €597 | ▲ 15.2% |
| Other amounts payable47/48 | - | - | €421 | €539 | €39 | ▼ 92.7% |
| Accrued charges and deferred income492/3 | - | €551 | - | - | €387 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€809 | €13,515 | -€3,068 | -€6,205 | €14,100 | ▲ 327% |
| + Depreciation and write-downs630 | €8,120 | €8,582 | - | €2,965 | €2,965 | = |
| Operating cash flow (approximation) | €7,311 | €22,096 | -€3,068 | -€3,240 | €17,065 | ▲ 627% |
| Investment in fixed assets (approximation) | - | €0 | -€11,175 | €0 | €0 | - |
| Change in cash | - | €26,391 | -€14,612 | -€5,050 | €17,816 | ▲ 453% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
09-07
State Gazette act
Registered officeRegistered-office move2 facts ▸
State Gazette act
Registered office
Registered-office move2 facts ▸
- General meeting, 01-06-2026
- Registered-office move, Rue de la Sincérité 44 - 1er ét. - 1070 Bruxelles
2025
17-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 48 days late
2024
31-12
Financial
Back to profitnet €14,100
Net result €14,100 after 2 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet -€6,205
Net result drops to -€6,205, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 10.75
Current ratio from 5.06 to 10.75; short-term debt falls from €4,976 to €1,740.
11-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 11 days late
2022
15-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 15 days late
2021
31-12
Financial
Back to profitnet €13,515
Net result €13,515 after one loss-making year.
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
2020
31-12
Financial
Liquidity times 12current ratio 23.83
Current ratio from 1.96 to 23.83; short-term debt falls from €12,744 to €541.
21-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 52 days late
Show earlier events
2019
31-12
Financial
Back to profitnet €4,979
Net result €4,979 after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.96
Current ratio from 0.86 to 1.96.
24-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 55 days late
2018
30-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 152 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
2016
30-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 6 acts read
About the unread acts
Of the 6 Belgian State Gazette acts we know for this company, 1 has been read. The other 5 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 1998
Ground area
1,751 m²
Building footprint
1,759 m²
Volume, LiDAR
47,567 m³
2 parcels, Brussels · tallest building 46.6 m, ±13 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
TALBI SPRLU
since 19982.088.487.994
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0135/00T003 | Brussels | 1,574 m² | 1 · 1,579 m² | 46.6 m · 13 fl. |
| 21001A0511/00Y007 | Brussels | 177 m² | 1 · 180 m² | 12.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,684 companies in sector 49330 we hold annual accounts for 2,300. 1,919 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-12-1997
Fiscal year end31-12
Activities, NACEBEL 2025
49330On-demand passenger transport by chauffeured vehicle
49310Scheduled passenger transport by road
Contact
E-mail
srltalbi@outlook.com
E-invoicing
Reachable via Peppol
Peppol ID
0208:0462196882
Also
9925:BE0462196882
Registered
07-04-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.