TALAVI
ActiveSummary
TALAVI has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €894k and a net result of €52k. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 64% of 563 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability73▲+3
Solvency84▼-16
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 1.66 against 2.49 in 2023; short-term debt: 16.4% and cash: 1.2% of total assets), and 40.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Other professional, scientific and technical activities (NACE 74)
about 48% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
59.1%
Return on assets
3.4%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-06-2025, 42 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
42 d early
2023
40 d early
2022
49 d early
2021
39 d early
2020
47 d early
2019
52 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€894k▲ 6.2%
2023 · €842k
2018: €931k
2019: €894k▼ -4.0% vs 2018
2020: €872k▼ -2.4% vs 2019
2021: €829k▼ -5.0% vs 2020lowest in 7 years
2022: €1.21M▲ +45.6% vs 2021highest in 7 years
2023: €842k▼ -30.3% vs 2022
2024: €894k▲ +6.2% vs 2023
2018 → 2024
Total assets
€1.51M▲ 47.1%
2023 · €1.03M
2018: €1.59Mhighest in 7 years
2019: €1.46M▼ -8.6% vs 2018
2020: €1.35M▼ -7.6% vs 2019
2021: €1.20M▼ -10.9% vs 2020
2022: €1.55M▲ +29.4% vs 2021
2023: €1.03M▼ -33.8% vs 2022lowest in 7 years
2024: €1.51M▲ +47.1% vs 2023
2018 → 2024
Net result
€52k▲ 717%
2023 · €6k
2018: €-37klowest in 7 years
2019: €-37k● -0.0% vs 2018lowest in 7 years
2020: €-22k▲ +41.3% vs 2019
2021: €-33k▼ -52.3% vs 2020
2022: €378k▲ +1246% vs 2021highest in 7 years
2023: €6k▼ -98.3% vs 2022
2024: €52k▲ +717% vs 2023
2018 → 2024
Working capital
€164k▼ 34.8%
2023 · €252k
2018: €-240klowest in 7 years
2019: €-156k▲ +34.9% vs 2018
2020: €-50k▲ +67.8% vs 2019
2021: €12k▲ +124% vs 2020
2022: €529k▲ +4299% vs 2021highest in 7 years
2023: €252k▼ -52.4% vs 2022
2024: €164k▼ -34.8% vs 2023
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€872k-€829k▼ 5.0%€1.21M▲ 45.6%€842k▼ 30.3%€894k▲ 6.2%
2020: €872k
2021: €829k▼ -5.0% vs 2020lowest in 5 years
2022: €1.21M▲ +45.6% vs 2021highest in 5 years
2023: €842k▼ -30.3% vs 2022
2024: €894k▲ +6.2% vs 2023
Operating result€-31k-€-60k▼ 91.7%€406k€10k▼ 97.6%€82k▲ 733%
2020: €-31k
2021: €-60k▼ -91.7% vs 2020lowest in 5 years
2022: €406k▲ +778% vs 2021highest in 5 years
2023: €10k▼ -97.6% vs 2022
2024: €82k▲ +733% vs 2023
Net result€-22k-€-33k▼ 52.3%€378k€6k▼ 98.3%€52k▲ 717%
2020: €-22k
2021: €-33k▼ -52.3% vs 2020lowest in 5 years
2022: €378k▲ +1246% vs 2021highest in 5 years
2023: €6k▼ -98.3% vs 2022
2024: €52k▲ +717% vs 2023
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 733% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.51M
Fixed assets
€1.10M ▲ 81.0%
Current assets
€412k ▼ 2.0%
Equity and liabilities €1.51M
Equity
€894k ▲ 6.2%
Debt
€619k ▲ 232%
Debt's share of the balance-sheet total rises from 18.1% to 40.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€192k▲
2023 · €122k
Cash flow
€162k▲
2023 · €118k
Current ratio
1.66▼
2023 · 2.49
Quick ratio
0.53▼
2023 · 0.92
Debt to equity
0.69▲
2023 · 0.22
ROE
5.8%▲
2023 · 0.8%
ROA
3.4%▲
2023 · 0.6%
Interest coverage
14.40▼
2023 · 380.14
Debt ≤ 1 year
€248k▲
2023 · €169k
Debt > 1 year
€353k
Income taxes
€20k▲
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 55 lines
Balance sheet
Code20232024
Assets
Total assets20/58€1.03M€1.51M▲
Fixed assets21/28€608k€1.10M▲
Tangible fixed assets22/27€607k€1.10M▲
Land and buildings22€520k€1.02M▲
Plant, machinery and equipment23€14k€29k▲
Furniture and vehicles24€73k€53k▼
Financial fixed assets28€841€841=
Current assets29/58€420k€412k▼
Stocks and contracts in progress3€266k€280k▲
Stocks30/36€266k€280k▲
Amounts receivable within one year40/41€131k€109k▼
Trade receivables40€18k€22k▲
Other amounts receivable41€113k€87k▼
Cash at bank and in hand54/58€23k€19k▼
Deferred charges and accrued income490/1€824€5k▲
Equity and liabilities
Total equity and liabilities10/49€1.03M€1.51M▲
Equity10/15€842k€894k▲
Contributions10/11€877k€877k=
Reserves13€0€16k▲
Distributable reserves133€0€16k▲
Profit (loss) carried forward14€-36k€0▲
Amounts payable17/49€186k€619k▲
Amounts payable after more than one year17-€353k
Financial debts170/4-€353k
Amounts payable within one year42/48€169k€248k▲
Current portion of amounts payable after more than one year42-€16k
Trade debts44€8k€35k▲
Suppliers440/4€8k€35k▲
Taxes, remuneration and social security45€2k€21k▲
Taxes450/3€0€21k▲
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48€159k€176k▲
Accrued charges and deferred income492/3€18k€17k▼
Income statement
Code20232024
Non-recurring operating income76A€300€5k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€112k€110k▼
Other operating charges640/8€18k€24k▲
Non-recurring operating charges66A€0€5k▲
Gross operating margin9900€140k€221k▲
Operating profit (loss)9901€10k€82k▲
Financial income75/76B€0€3k▲
Recurring financial income75€0€3k▲
Financial charges65/66B€321€13k▲
Recurring financial charges65€321€13k▲
Profit (loss) for the period before taxes9903€10k€72k▲
Income taxes67/77€3k€20k▲
Profit (loss) for the period9904€6k€52k▲
Profit (loss) for the period to be appropriated9905€6k€52k▲
Appropriation of the result
Profit (loss) to be appropriated9906€271k€16k▼
Profit (loss) brought forward from the previous period14P€264k€-36k▼
Transfer from equity791/2€65k€0▼
Transfer to equity691/2-€16k
To other reserves6921-€16k
Profit to be distributed694/7€372k€0▼
Return on contributions (dividend)694€372k€0▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (22 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €381k | €300 | €5k | ▲ 1,609% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €134k | €149k | €130k | €112k | €110k | ▼ 2.1% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €8k | - | - | - |
| Other operating charges640/8 | - | €39k | €18k | €18k | €24k | ▲ 35.0% |
| Non-recurring operating charges66A | - | - | €4k | €0 | €5k | - |
| Gross operating margin9900 | €135k | €128k | €566k | €140k | €221k | ▲ 57.8% |
| Operating profit (loss)9901 | €-31k | €-60k | €406k | €10k | €82k | ▲ 733% |
| Financial income75/76B | - | €208 | €3k | €0 | €3k | ▲ 15,399,250% |
| Recurring financial income75 | €908 | €208 | €3k | €0 | €3k | ▲ 15,399,250% |
| Financial charges65/66B | - | €32 | €50 | €321 | €13k | ▲ 4,053% |
| Recurring financial charges65 | €153 | €32 | €50 | €321 | €13k | ▲ 4,053% |
| Profit (loss) for the period before taxes9903 | €-31k | €-60k | €409k | €10k | €72k | ▲ 654% |
| Transfer from deferred taxes780 | - | €27k | - | - | - | - |
| Income taxes67/77 | €292 | €488 | €32k | €3k | €20k | ▲ 527% |
| Profit (loss) for the period9904 | €-22k | €-33k | €378k | €6k | €52k | ▲ 717% |
| Transfer from tax-exempt reserves789 | - | €55k | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €9k | €22k | €378k | €6k | €52k | ▲ 717% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.35M | €1.20M | €1.55M | €1.03M | €1.51M | ▲ 47.1% |
| Formation expenses20 | €0 | - | - | - | - | - |
| Fixed assets21/28 | €1.00M | €839k | €697k | €608k | €1.10M | ▲ 81.0% |
| Intangible fixed assets21 | €0 | - | - | - | - | - |
| Tangible fixed assets22/27 | €1.00M | €838k | €696k | €607k | €1.10M | ▲ 81.1% |
| Land and buildings22 | - | €778k | €596k | €520k | €1.02M | ▲ 95.8% |
| Plant, machinery and equipment23 | - | €262 | - | €14k | €29k | ▲ 103% |
| Furniture and vehicles24 | - | €60k | €100k | €73k | €53k | ▼ 27.8% |
| Financial fixed assets28 | €900 | €841 | €841 | €841 | €841 | = |
| Current assets29/58 | €373k | €361k | €856k | €420k | €412k | ▼ 2.0% |
| Stocks and contracts in progress3 | €297k | €297k | €266k | €266k | €280k | ▲ 5.3% |
| Stocks30/36 | - | €297k | €266k | €266k | €280k | ▲ 5.3% |
| Amounts receivable within one year40/41 | €53k | €24k | €555k | €131k | €109k | ▼ 16.6% |
| Trade receivables40 | - | €19k | €9k | €18k | €22k | ▲ 25.5% |
| Other amounts receivable41 | - | €5k | €546k | €113k | €87k | ▼ 23.3% |
| Current investments50/53 | €0 | - | - | - | - | - |
| Cash at bank and in hand54/58 | €21k | €38k | €32k | €23k | €19k | ▼ 18.7% |
| Deferred charges and accrued income490/1 | - | €2k | €3k | €824 | €5k | ▲ 454% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.35M | €1.20M | €1.55M | €1.03M | €1.51M | ▲ 47.1% |
| Equity10/15 | €872k | €829k | €1.21M | €842k | €894k | ▲ 6.2% |
| Contributions10/11 | - | €877k | €877k | €877k | €877k | = |
| Reserves13 | €138k | €65k | €65k | €0 | €16k | - |
| Distributable reserves133 | - | €65k | €65k | €0 | €16k | - |
| Profit (loss) carried forward14 | €-144k | €-113k | €264k | €-36k | €0 | ▲ 100% |
| Provisions and deferred taxes16 | €37k | - | - | - | - | - |
| Amounts payable17/49 | €448k | €371k | €346k | €186k | €619k | ▲ 232% |
| Amounts payable after more than one year17 | - | - | - | - | €353k | - |
| Financial debts170/4 | - | - | - | - | €353k | - |
| Amounts payable within one year42/48 | €423k | €349k | €327k | €169k | €248k | ▲ 47.1% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €16k | - |
| Trade debts44 | €8k | €198 | €83 | €8k | €35k | ▲ 331% |
| Suppliers440/4 | - | €198 | €83 | €8k | €35k | ▲ 331% |
| Taxes, remuneration and social security45 | - | €23k | €3k | €2k | €21k | ▲ 1,145% |
| Taxes450/3 | - | €21k | €903 | €0 | €21k | - |
| Remuneration and social security454/9 | - | €2k | €2k | €2k | €0 | ▼ 100% |
| Other amounts payable47/48 | - | €326k | €325k | €159k | €176k | ▲ 10.8% |
| Accrued charges and deferred income492/3 | - | €22k | €19k | €18k | €17k | ▼ 2.9% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-22k | €-33k | €378k | €6k | €52k | ▲ 717% |
| + Depreciation and write-downs630 | €134k | €149k | €130k | €112k | €110k | ▼ 2.1% |
| Operating cash flow (approximation) | €112k | €116k | €507k | €118k | €162k | ▲ 36.5% |
| Investment in fixed assets (approximation) | - | €16k | €12k | €-23k | €-602k | ▼ 2,562% |
| Change in cash | - | €17k | €-6k | €-9k | €-4k | ▲ 53.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €378k
Net result €378k after 4 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 2.61
Current ratio from 1.03 to 2.61; short-term debt falls from €349k to €327k.
31-12
Financial
Equity above €1MEq €1.21M ▲45.6%
Equity rises from €829k to €1.21M.
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
14-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
09-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
14-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
14-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts
We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2000
Ground area
1,086 m²
Building footprint
1,299 m²
Volume, LiDAR
7,204 m³
Parcel 44804D0201/00C005, Flanders · tallest building 12.2 m, ±2 floors. Linked by address, not a title deed.
6
companies at this address
See who is registered here
1 establishment unit
Dendermondsesteenweg 50, 9000 Gent
since 20002.115.919.891
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44804D0201/00C005 | Flanders | 1,086 m² | 1 · 1,299 m² | 12.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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IR ARCHITECT L. MICHOEL
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Of 14,144 companies in sector 74201 we hold annual accounts for 2,612. 1,495 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-07-2000
Fiscal year end31-12
Activities, NACEBEL 2025
74201Photography, excluding press photography
46431Wholesale of electrical household appliances and audio-video equipment
46494Wholesale of non-electrical household articles
68203Renting and operating of own or leased non-residential real estate, excluding land
77110Renting and leasing of cars and light motor vehicles
Scores and ratios are computed by Checked and are not a credit decision.