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TAL COFFEE

Active
Private limited companyfounded 20214 yrs activeBergensesteenweg 423, 1600 Sint-Pieters-Leeuw, BelgiumKBO/BCE: BE 0777.930.397
Summary

The computed 12-month bankruptcy probability of TAL COFFEE is 4.0% (moderate). The 2024 annual accounts show equity of €2,659 and a net result of €1,056. Its solvency ranks better than 28% of 6719 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes · tick = 2023
Profitability77▼-23
Solvency41▼-7
Growth52
Track record94
Bankruptcy probability, 12 months
4.0% Moderate
0%0.5%1.5%4%10%≥ 25%
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
16.1%
Return on assets
6.4%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-06-2026, 41 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
41 d early
2024
150 d late
2023
515 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 208 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 December (3 of the last 3 filed years within 366 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 1 December 2021, TAL COFFEE was incorporated as a Private limited company.1 Zakaria Dimah has served as director of the company since 2026.2 The company has filed 3 sets of annual accounts, the latest for fiscal year 2025.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 08-09-2026
  3. 3National Bank, annual accounts 2025

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Financials · fiscal year 2024, micro schema

Equity
€2,659▲ 65.9%
2023 · €1,603
Total assets
€16,471▲ 140%
2023 · €6,871
Net result
€1,056▼ 49.1%
2023 · €2,076
Working capital
-€4,121
2023 · €907
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20232024
Operating result€2,076-€1,829▼ 11.9%
Net result€2,076within the sector's middle half-€1,056within the sector's middle half▼ 49.1%
Equity€1,603below the sector's middle half-€2,659below the sector's middle half▲ 65.9%
Total assets€6,871below the sector's middle half-€16,471below the sector's middle half▲ 140%
Debt€5,267-€13,813▲ 162%
Working capital€907within the sector's middle half--€4,121within the sector's middle half
Solvency23.3%within the sector's middle half-16.1%within the sector's middle half▼ 7.2pp
Current ratio1.17within the sector's middle half-0.70below the sector's middle half▼ 0.47
Return on assets (ROA)30.2%above the sector's middle half-6.4%within the sector's middle half▼ 23.8pp
above within below the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€1,000€2,000Operating result 2023: €2,076€2,076Net result 2023: €2,076€2,076Operating result 2024: €1,829€1,829Net result 2024: €1,056€1,05620232024€0€1,000€2,000Operating result 2023: €2,076€2,080Net result 2023: €2,076€2,080Operating result 2024: €1,829€1,830Net result 2024: €1,056€1,06020232024
The operating result falls in 2024; 2024 is 12% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €16,471
Fixed assets €6,780 ▲ 874%
Current assets €9,691 ▲ 57.0%
Equity and liabilities €16,471
Equity €2,659 ▲ 65.9%
Debt €13,813 ▲ 162%
Debt's share of the balance-sheet total rises from 76.7% to 83.9%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€2,995▲
2023 · €2,675
Cash flow
€2,222▼
2023 · €2,675
Debt to equity
5.19▲
2023 · 3.29
ROE
39.7%▼
2023 · 129.5%
Interest coverage
19.52
Debt ≤ 1 year
€13,813▲
2023 · €5,267
Income taxes
€620
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,976 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
3.6% went bankrupt
1.8% stopped otherwise
94% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 4.0% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 33 lines
Balance sheet Code20232024
Assets
Total assets20/58€6,871€16,471▲
Fixed assets21/28€696€6,780▲
Tangible fixed assets22/27€598€6,682▲
Furniture and vehicles24€598€6,682▲
Financial fixed assets28€98€98=
Current assets29/58€6,175€9,691▲
Amounts receivable within one year40/41€428€6,577▲
Trade receivables40€428€6,032▲
Other amounts receivable41-€545
Cash at bank and in hand54/58€5,747€3,114▼
Equity and liabilities
Total equity and liabilities10/49€6,871€16,471▲
Equity10/15€1,603€2,659▲
Contributions10/11€2,000€2,000=
Profit (loss) carried forward14-€397€659▲
Amounts payable17/49€5,267€13,813▲
Amounts payable within one year42/48€5,267€13,813▲
Trade debts44-€7,240
Suppliers440/4-€7,240
Taxes, remuneration and social security45€142€1,246▲
Taxes450/3€142€1,246▲
Other amounts payable47/48€5,125€5,326▲
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€600€1,166▲
Other operating charges640/8€58€2,145▲
Gross operating margin9900€2,733€5,140▲
Operating profit (loss)9901€2,076€1,829▼
Financial charges65/66B-€153
Recurring financial charges65-€153
Profit (loss) for the period before taxes9903€2,076€1,676▼
Income taxes67/77-€620
Profit (loss) for the period9904€2,076€1,056▼
Profit (loss) for the period to be appropriated9905€2,076€1,056▼
Appropriation of the result
Profit (loss) to be appropriated9906-€397€659▲
Profit (loss) brought forward from the previous period14P-€2,473-€397▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€600€1,166▲ 94.4%
Other operating charges640/8€58€2,145▲ 3,598%
Gross operating margin9900€2,733€5,140▲ 88.0%
Operating profit (loss)9901€2,076€1,829▼ 11.9%
Financial charges65/66B-€153-
Recurring financial charges65-€153-
Profit (loss) for the period before taxes9903€2,076€1,676▼ 19.3%
Income taxes67/77-€620-
Profit (loss) for the period9904€2,076€1,056▼ 49.1%
Profit (loss) for the period to be appropriated9905€2,076€1,056▼ 49.1%
Line20232024Change
Assets
Total assets20/58€6,871€16,471▲ 140%
Fixed assets21/28€696€6,780▲ 874%
Tangible fixed assets22/27€598€6,682▲ 1,017%
Furniture and vehicles24€598€6,682▲ 1,017%
Financial fixed assets28€98€98=
Current assets29/58€6,175€9,691▲ 57.0%
Amounts receivable within one year40/41€428€6,577▲ 1,438%
Trade receivables40€428€6,032▲ 1,311%
Other amounts receivable41-€545-
Cash at bank and in hand54/58€5,747€3,114▼ 45.8%
Equity and liabilities
Total equity and liabilities10/49€6,871€16,471▲ 140%
Equity10/15€1,603€2,659▲ 65.9%
Contributions10/11€2,000€2,000=
Profit (loss) carried forward14-€397€659▲ 266%
Amounts payable17/49€5,267€13,813▲ 162%
Amounts payable within one year42/48€5,267€13,813▲ 162%
Trade debts44-€7,240-
Suppliers440/4-€7,240-
Taxes, remuneration and social security45€142€1,246▲ 776%
Taxes450/3€142€1,246▲ 776%
Other amounts payable47/48€5,125€5,326▲ 3.9%
Line20232024Change
Profit (loss) for the period9904€2,076€1,056▼ 49.1%
+ Depreciation and write-downs630€600€1,166▲ 94.4%
Operating cash flow (approximation)€2,675€2,222▼ 17.0%
Investment in fixed assets (approximation)--€7,250-
Change in cash--€2,633-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
08-09
State Gazette act Appointment: Zakaria Dimah (director)
2 facts ▸
  • General meeting, 01-08-2026
  • Director appointment, Zakaria Dimah (director)
20-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
19-06
State Gazette act Resignation: Farid Djemaï (non-statutory director)
Power of attorney3 facts ▸
  • General meeting, 01-06-2026
  • Director resignation, Farid Djemaï (non-statutory director)
  • Power of attorney, BV NASKA Consult
2025
28-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 150 days late
28-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 515 days late
State Gazette actNBB filing
2 of 12 acts read
About the unread acts

Of the 12 Belgian State Gazette acts we know for this company, 2 have been read. The other 10 have not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 director, last change in 2026
Zakaria Dimah
Director · since 01-08-2026
Current
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ. See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
10 of this company's 12 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
8,580 m²
Building footprint
2,235 m²
Volume, LiDAR
18,413 m³
2 parcels, Flanders · tallest building 18.1 m, ±4 floors. Linked by address, not a title deed.
36 companies at this address See who is registered here
1 establishment unit
TRANSPORT
Ninoofsesteenweg 2, 1700 DilbeekNon-scheduled passenger transport by road
since 20222.327.188.564
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23582E0505/00E000 Flanders 8,312 m² 1 · 1,971 m² 9.7 m · 3 fl.
23352F0228/00S002 Flanders 269 m² 1 · 264 m² 18.1 m · 4 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Mandate history

2 people since 2026, 1 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
Zakaria Dimah
  • Director, from 01-08-2026 to date
Farid Djemaï
  • Non-statutory director, until 01-06-2026
See the board, name and seat on a given date →

Structure & network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, scroll to zoom.

Recognitions · licences · registrations

Parcel delivery

Notified to the BIPT
since 31-07-2025

Similar companies · same sector, comparable size

Of 12,583 companies in sector 49410 we hold annual accounts for 8,204. 1,806 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded01-12-2021
Fiscal year end31-12
Activities, NACEBEL 2025
49410Freight transport by road
49330On-demand passenger transport by chauffeured vehicle
49420Removal services
56301Cafés and bars
E-invoicing
Reachable via Peppol
Peppol ID 0208:0777930397
Registered 26-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.