TAKVLAM
ActiveTAKVLAM has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €500k and a net result of €144k. Equity is growing by ~34% per year across the filed fiscal years. Its solvency ranks better than 95% of 16527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
99
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 40.37 against 27.99 in 2024; short-term debt: 2.4% and cash: 70.8% of total assets), and 2.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.6%
Return on assets
28%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-04-2026, 114 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
114 d early
2024
on the day
2023
on the day
2022
on the day
2021
3 d late
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€500k▲ 40.3%
2024 · €356k
2019: €90k
2020: €107k
2021: €144k
2022: €184k
2023: €246k
2024: €356k
2019 → 2025
Total assets
€513k▲ 38.9%
2024 · €369k
2019: €102k
2020: €116k
2021: €151k
2022: €194k
2023: €320k
2024: €369k
2019 → 2025
Net result
€144k▲ 30.2%
2024 · €110k
2019: €78k
2020: €17k
2021: €30k
2022: €40k
2023: €121k
2024: €110k
2019 → 2025
Working capital
€486k▲ 43.2%
2024 · €340k
2019: €95k
2020: €115k
2021: €147k
2022: €184k
2023: €229k
2024: €340k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€144k-€184k▲ 27.8%€246k▲ 34.0%€356k▲ 44.9%€500k▲ 40.3%
Operating result€39k-€50k▲ 28.6%€155k▲ 214%€141k▼ 9.6%€183k▲ 30.3%
Net result€30k-€40k▲ 31.1%€121k▲ 204%€110k▼ 9.0%€144k▲ 30.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 30% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €513k
Fixed assets
€14k▼ 18.1%
Current assets
€499k▲ 41.6%
Equity and liabilities €513k
Equity
€500k▲ 40.3%
Debt
€12k▼ 1.8%
The debt ratio falls from 3.4% to 2.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€186k▲
2024 · €144k
Cash flow
€147k▲
2024 · €113k
Solvency
97.6%▲
2024 · 96.6%
Current ratio
40.37▲
2024 · 27.99
Quick ratio
40.37▲
2024 · 27.99
Debt / equity
0.02▼
2024 · 0.04
ROE
28.7%▼
2024 · 31.0%
ROA
28.0%▼
2024 · 29.9%
Interest coverage
4136.94▲
2024 · 3300.72
Debt
€12k▼
2024 · €13k
Debt ≤ 1 year
€12k▼
2024 · €13k
Income taxes
€42k▲
2024 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€369k€513k▲
Fixed assets21/28€17k€14k▼
Tangible fixed assets22/27€17k€14k▼
Furniture and vehicles24€17k€14k▼
Current assets29/58€352k€499k▲
Amounts receivable within one year40/41€65k€35k▼
Trade receivables40€2k€733▼
Other amounts receivable41€64k€35k▼
Current investments50/53€40k€101k▲
Cash at bank and in hand54/58€247k€363k▲
Equity and liabilities
Total equity and liabilities10/49€369k€513k▲
Equity10/15€356k€500k▲
Contributions10/11€19k€19k=
Reserves13€338k€482k▲
Distributable reserves133€338k€482k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€13k€12k▼
Amounts payable within one year42/48€13k€12k▼
Trade debts44€1k€622▼
Suppliers440/4€1k€622▼
Taxes, remuneration and social security45€3k€3k=
Taxes450/3€3k€3k=
Other amounts payable47/48€9k€9k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€617€741▲
Gross operating margin9900€144k€187k▲
Operating profit (loss)9901€141k€183k▲
Financial income75/76B€1k€3k▲
Recurring financial income75€1k€3k▲
Financial charges65/66B€44€45▲
Recurring financial charges65€44€45▲
Profit (loss) for the period before taxes9903€142k€186k▲
Income taxes67/77€31k€42k▲
Profit (loss) for the period9904€110k€144k▲
Profit (loss) for the period to be appropriated9905€110k€144k▲
Appropriation of the result
Profit (loss) to be appropriated9906€110k€144k▲
Transfer from equity791/2€0-
Transfer to equity691/2€110k€144k▲
To other reserves6921€110k€144k▲
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2019net €144k ▲30.2%
Operating result €183k, net result €144k, both a record.
31-12
Financial
Equity above €500kEq €500k ▲40.3%
7 profitable years in a row build equity to €500k.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 7current ratio 27.99
Current ratio from 4.09 to 27.99; short-term debt falls from €74k to €13k.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €200kEq €246k ▲34%
5 profitable years in a row build equity to €246k.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €184k ▲27.8%
4 profitable years in a row build equity to €184k.
03-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €17k ▼78.4%
Net result drops to €17k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 13current ratio 194.86
Current ratio from 14.62 to 194.86; short-term debt falls from €7k to €593.
31-12
Financial
Equity above €100kEq €107k ▲18.7%
2 profitable years in a row build equity to €107k.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lichtervelde · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beukenlaan 108810 LichterveldeGround area
2,307 m²
Building footprint
474 m²
Volume, LiDAR
2,074 m³
2 parcels, Flanders · tallest building 12.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
TANDARTSPRAKTIJK VLAEMYNCK
since 20182.279.153.966
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36011B0571/00D006 | Flanders | 1,795 m² | 1 · 358 m² | 12.2 m · 1 fl. |
| 36011F0767/00Z000 | Flanders | 512 m² | 1 · 115 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,942 companies in sector 86230 we hold annual accounts for 4,291. 3,477 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-07-2018
Fiscal year end31-12
Activities, NACEBEL
86230Dental practice
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.