TAELIMA
ActiveSummary
TAELIMA has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.03M and a net result of €-121k. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 77% of 14128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability28▼-4
Solvency92▲+3
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €200k at 30 days acceptable
Liquidity short (current ratio 0.38 against 0.6 in 2024; short-term debt: 12.7% and cash: 0.6% of total assets), and 32.8% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.2%
Return on assets
-2.7%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-121k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
46 d early
2024
11 d late
2023
15 d early
2022
101 d early
2021
39 d early
2020
86 d early
2019
52 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€3.03M▼ 3.8%
2024 · €3.16M
Total assets
€4.52M▼ 8.7%
2024 · €4.95M
Net result
€-121k▲ 7.8%
2024 · €-132k
Working capital
€-359k▼ 8.8%
2024 · €-330k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€8k▼ 98.4%€-79k€-57k▲ 28.4%€-129k▼ 127%€-97k▲ 25.0%
Net result€-196€-77k▼ 39,375%€-77k▲ 0.3%€-132k▼ 70.6%€-121k▲ 7.8%
Equity€3.87M=€3.37M▼ 12.9%€3.29M▼ 2.3%€3.16M▼ 4.0%€3.03M▼ 3.8%
Total assets€5.09M▼ 1.7%€4.95M▼ 2.7%€4.74M▼ 4.2%€4.95M▲ 4.4%€4.52M▼ 8.7%
Debt€567k▲ 2.5%€952k▲ 68.0%€845k▼ 11.3%€1.21M▲ 42.9%€918k▼ 23.9%
Working capital€398k▼ 29.5%€34k▼ 91.6%€123k▲ 265%€-330k€-359k▼ 8.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €97k in 2025 against €129k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.52M
Fixed assets
€4.30M ▼ 3.4%
Current assets
€216k ▼ 56.7%
Equity and liabilities €4.52M
Equity
€3.03M ▼ 3.8%
Provisions
€562k ▼ 3.9%
Debt
€918k ▼ 23.9%
Debt's share of the balance-sheet total falls from 24.4% to 20.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€73k▼
2024 · €90k
Cash flow
€49k▼
2024 · €87k
Current ratio
0.38▼
2024 · 0.60
Debt to equity
0.30▼
2024 · 0.38
ROE
-4.0%▲
2024 · -4.2%
ROA
-2.7%▼
2024 · -2.7%
Interest coverage
1.49▼
2024 · 2.04
Debt ≤ 1 year
€575k▼
2024 · €829k
Debt > 1 year
€298k▼
2024 · €334k
Income taxes
€0▼
2024 · €362
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €100k | - | €2k | €211 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €140k | €158k | €158k | €219k | €170k | ▼ 22.3% |
| Other operating charges640/8 | €33k | €21k | €12k | €11k | €15k | ▲ 31.8% |
| Non-recurring operating charges66A | €2k | - | - | - | - | - |
| Gross operating margin9900 | €183k | €100k | €113k | €101k | €88k | ▼ 12.9% |
| Operating profit (loss)9901 | €8k | €-79k | €-57k | €-129k | €-97k | ▲ 25.0% |
| Financial income75/76B | €6k | €7k | €3k | €19k | €2k | ▼ 89.5% |
| Recurring financial income75 | €6k | €7k | €3k | €19k | €2k | ▼ 89.5% |
| Financial charges65/66B | €15k | €23k | €43k | €44k | €49k | ▲ 11.4% |
| Recurring financial charges65 | €15k | €23k | €43k | €44k | €49k | ▲ 11.4% |
| Profit (loss) for the period before taxes9903 | €-866 | €-96k | €-97k | €-154k | €-144k | ▲ 6.4% |
| Transfer from deferred taxes780 | €104k | €23k | €23k | €23k | €23k | = |
| Income taxes67/77 | €103k | €4k | €3k | €362 | €0 | ▼ 100% |
| Profit (loss) for the period9904 | €-196 | €-77k | €-77k | €-132k | €-121k | ▲ 7.8% |
| Transfer from tax-exempt reserves789 | €202k | €44k | €44k | €44k | €44k | = |
| Profit (loss) for the period to be appropriated9905 | €202k | €-34k | €-33k | €-88k | €-78k | ▲ 11.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €5.09M | €4.95M | €4.74M | €4.95M | €4.52M | ▼ 8.7% |
| Fixed assets21/28 | €4.14M | €3.99M | €3.82M | €4.45M | €4.30M | ▼ 3.4% |
| Intangible fixed assets21 | €373 | - | - | - | - | - |
| Tangible fixed assets22/27 | €4.14M | €3.99M | €3.82M | €4.45M | €4.30M | ▼ 3.3% |
| Land and buildings22 | €3.98M | €3.86M | €3.73M | €4.39M | €4.27M | ▼ 2.7% |
| Furniture and vehicles24 | €160k | €127k | €94k | €61k | €31k | ▼ 49.4% |
| Financial fixed assets28 | €1k | €1k | €1k | €1k | €0 | ▼ 100% |
| Current assets29/58 | €946k | €957k | €920k | €499k | €216k | ▼ 56.7% |
| Amounts receivable after more than one year29 | €190k | €190k | €180k | €170k | €160k | ▼ 5.9% |
| Other amounts receivable291 | €190k | €190k | €180k | €170k | €160k | ▼ 5.9% |
| Amounts receivable within one year40/41 | €29k | €12k | €88k | €18k | €21k | ▲ 17.2% |
| Trade receivables40 | €1k | €1k | €77k | €3k | €338 | ▼ 86.9% |
| Other amounts receivable41 | €28k | €10k | €11k | €15k | €20k | ▲ 35.2% |
| Current investments50/53 | €248k | €251k | €451k | €250k | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €474k | €497k | €196k | €49k | €26k | ▼ 46.6% |
| Deferred charges and accrued income490/1 | €5k | €7k | €5k | €12k | €9k | ▼ 26.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €5.09M | €4.95M | €4.74M | €4.95M | €4.52M | ▼ 8.7% |
| Equity10/15 | €3.87M | €3.37M | €3.29M | €3.16M | €3.03M | ▼ 3.8% |
| Contributions10/11 | €1.51M | €1.08M | €1.08M | €1.08M | €1.08M | = |
| Capital10 | €1.51M | €1.08M | €1.08M | €1.08M | €1.08M | = |
| Issued capital100 | €1.51M | €1.08M | €1.08M | €1.08M | €1.08M | = |
| Reserves13 | €2.36M | €2.28M | €2.20M | €2.07M | €1.95M | ▼ 5.9% |
| Non-distributable reserves130/1 | €80k | €80k | €80k | €80k | €80k | = |
| Legal reserve130 | €80k | €80k | €80k | €80k | €80k | = |
| Tax-exempt reserves132 | €1.31M | €1.26M | €1.22M | €1.17M | €1.13M | ▼ 3.7% |
| Distributable reserves133 | €973k | €940k | €906k | €818k | €741k | ▼ 9.5% |
| Profit (loss) carried forward14 | €11 | - | - | - | - | - |
| Provisions and deferred taxes16 | €653k | €630k | €608k | €585k | €562k | ▼ 3.9% |
| Deferred taxes168 | €653k | €630k | €608k | €585k | €562k | ▼ 3.9% |
| Amounts payable17/49 | €567k | €952k | €845k | €1.21M | €918k | ▼ 23.9% |
| Amounts payable after more than one year17 | - | - | - | €334k | €298k | ▼ 10.8% |
| Financial debts170/4 | - | - | - | €334k | €298k | ▼ 10.8% |
| Amounts payable within one year42/48 | €548k | €924k | €797k | €829k | €575k | ▼ 30.6% |
| Current portion of amounts payable after more than one year42 | - | - | - | €35k | €36k | ▲ 3.7% |
| Trade debts44 | €51k | €44k | €21k | €9k | €7k | ▼ 29.0% |
| Suppliers440/4 | €51k | €44k | €21k | €9k | €7k | ▼ 29.0% |
| Taxes, remuneration and social security45 | €154k | €107k | €8k | €4k | €4k | ▲ 2.3% |
| Taxes450/3 | €154k | €107k | €8k | €4k | €4k | ▲ 2.3% |
| Other amounts payable47/48 | €343k | €773k | €769k | €781k | €528k | ▼ 32.4% |
| Accrued charges and deferred income492/3 | €19k | €29k | €48k | €44k | €45k | ▲ 3.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-196 | €-77k | €-77k | €-132k | €-121k | ▲ 7.8% |
| + Depreciation and write-downs630 | €140k | €158k | €158k | €219k | €170k | ▼ 22.3% |
| Operating cash flow (approximation) | €140k | €81k | €81k | €87k | €49k | ▼ 44.3% |
| Investment in fixed assets (approximation) | - | €-9k | €12k | €-848k | €-20k | ▲ 97.6% |
| Change in cash | - | €23k | €-301k | €-147k | €-23k | ▲ 84.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 11 days late
2024
31-12
Financial
Weakest financial yearnet €-132k
Net result drops to €-132k, the lowest in the series; recovery starts the following year.
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
21-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
06-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €385k
Net result €385k after one loss-making year.
09-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 1992
Ground area
1,244 m²
Building footprint
241 m²
Parcel 44034C0017/00N000, Flanders · tallest building 0.1 m. Linked by address, not a title deed.
1 establishment unit
Veldleeuwerikhof 20, 9080 Lochristi
since 19922.056.775.231
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44034C0017/00N000 | Flanders | 1,244 m² | 1 · 241 m² | 0.1 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
894500DQV3A9V9GVWT32
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Of 3,761 companies in sector 68321 we hold annual accounts for 1,391. 533 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded07-02-1992
Fiscal year end31-12
Activities, NACEBEL 2025
68321Property management for co-owned buildings (syndics)
68121Development of residential building projects
68201Renting and operating of own or leased residential real estate, excluding social housing
Scores and ratios are computed by Checked and are not a credit decision.