Turnover
≈ €74,000 estimated
The abbreviated format states no turnover.
TADIMO
Lifetime
1 annual account with figurespeak €57,280 (2025)
€57,280
peak €5,500 (2025)
€5,500
peak €10,500 (2025)
€10,500
€490,612
Board1 name since 2024
1 directorS&T Accompany
Documentsfilings and deeds
08-09-202639 days late
2025abbreviated format
First year with figures
Key points
from the 2025 annual accountsDebts
€490,612 98% of the balance sheet
Financial debts 74%Taxes and wages 0%Other 26%
€383,712 of the debts are secured on the company's own assets.
Position in the sector
€10,500
Less equity than 80% of companies in real estate. Sector median €300,015 · 11,302 companies.
2025 accounts filed 39 days after the deadline
Checked score
65
Healthy
Financially stronger than 31% of micro companies in real estate (NACE 68)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,627 companies (NACE 68, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2025: 0.7%lowest value
09-2025: 0.7%● unchanged vs 08-2025
10-2025: 0.7%● unchanged vs 09-2025
11-2025: 0.8%▲ +0.1 percentage points vs 10-2025
12-2025: 0.9%▲ +0.1 percentage points vs 11-2025
01-2026: 0.9%● unchanged vs 12-2025
02-2026: 1.0%▲ +0.1 percentage points vs 01-2026
03-2026: 1.0%● unchanged vs 02-2026
04-2026: 0.9%▼ -0.1 percentage points vs 03-2026
05-2026: 0.9%● unchanged vs 04-2026
06-2026: 1.0%▲ +0.1 percentage points vs 05-2026
07-2026: 1.1%▲ +0.1 percentage points vs 06-2026
08-2026: 1.1%● unchanged vs 07-2026highest value
09-2026: 1.1%● unchanged vs 08-2026
10-2026: 1.1%● unchanged vs 09-2026
11-2026: 1.1%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Liquidity: current ratio 0.01, cash €692
Last filed accounts filed 39 days late; 1 of the last 3 accounts late
lowers risk
Sector: Real estate activities (NACE 68)
Size: total assets €501,111
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 22% of them on solvency, 33% on liquidity and 38% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,514 companies had the same profile as TADIMO has now. Each dot stands for 4 companies, two years later.
95.8%
were still trading
1.5%
stopped another way
2.4%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of TADIMO itself: 1.1% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,514 companies, not a prediction for TADIMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.01, below 1. Short-term debt is 25.7% and cash 0.1% of total assets. 97.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 11297 sector peers (2025).
NBB · sector comparisonPosition among 11297 sector peers
Solvency
better than 20%
← weakest
strongest →
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
raises risk · 2025 accounts filed 39 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-09-2026, 39 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
39 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1011218070
Incorporation
Founding capital of €5,000, 100 shares · Founder: CLEMENT Tom · Appointment: S&T ACCOMPANY (director) · published on 09-07-2024 · Gazette deed
First establishment
Nieuwstraat 66, Lummen
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TADIMO Lummen | €501,111 | €57,280 | 2.1% | - |
| B.BUILD Genk | €566,249 | €42,982 | 14.0% | - |
| Brejo Invest Hechtel-Eksel | €479,943 | €68,638 | 15.8% | - |
| Immo SATO Houthalen-Helchteren | €676,029 | €53,566 | 16.8% | - |
| ONIE IMMOBILIERE Somme-Leuze | €621,094 | €56,180 | 3.8% | - |
| SEPTENTRIONUM Putte | €602,027 | €51,644 | 2.2% | - |
| Wöning Ledegem | €528,459 | €67,217 | 0.7% | - |
These companies have the same main activity as TADIMO: renting and operating of own or leased non-residential real estate, excluding land (NACE 68203). They are comparable in size and age: total assets between €480,000 and €676,000, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 05-07-2024Normal situation
- Activity
- Renting and operating of own or leased non-residential real estate, excluding landNACE 68203and 1 other
- Establishment unit
- 2.361.269.7133560 Lummen, since 05-07-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 30-01-2025
Insights on TADIMO
TADIMO has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10,500 and a net result of €5,500.
Its solvency ranks better than 20% of 11,297 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about TADIMO
- What is the company number of TADIMO?
- The company number of TADIMO is 1011.218.070. The VAT number is the same number with BE in front: BE 1011.218.070.
- Where is TADIMO based?
- The registered office is at Nieuwstraat 66, 3560 Lummen.Company details
- What does TADIMO do?
- According to the KBO register, the main activity is renting and operating of own or leased non-residential real estate, excluding land (NACE 68203).
- What is the legal form of TADIMO?
- TADIMO is a private limited company (BV).
- When was TADIMO founded?
- TADIMO was founded on 05-07-2024.
- Is TADIMO still active?
- Yes, TADIMO is an active enterprise in the KBO register.
- What is the turnover of TADIMO?
- The turnover in financial year 2025 is ≈ €74,000. This figure is estimated from the gross margin of €57,280 and 45 comparable companies (NACE 682). It probably lies between €64,000 and €95,000.Financials
- Is TADIMO profitable?
- In financial year 2025, TADIMO made a profit of €5,500.
- Where can I find the annual accounts of TADIMO?
- TADIMO filed 1 annual account with the National Bank of Belgium, for financial year 2025.
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