Taco 12
ActiveSummary
Taco 12 has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-17k) and a net result of €-13k. Equity is shrinking by ~125.3% per year across the filed fiscal years. Its solvency ranks better than 5% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
28
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-50
Solvency0▼-16
Growth32=
Track record94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.37 against 0.55 in 2024; short-term debt: 129.3% and cash: 8.8% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-44.5%
Return on assets
-34%
Age of the figures
18 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year €-17k
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
1 d early
2024
5 d early
2023
4 d early
2022
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close24-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€-17k▼ 324%
2024 · €-4k
2022: €22k
2023: €4k
2024: €-4k
2022 → 2025
Total assets
€37k▼ 13.9%
2024 · €43k
2022: €84k
2023: €67k
2024: €43k
2022 → 2025
Net result
€-13k▼ 65.1%
2024 · €-8k
2022: €20k
2023: €-19k
2024: €-8k
2022 → 2025
Working capital
€-30k▼ 110%
2024 · €-14k
2022: €10k
2023: €-8k
2024: €-14k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€22k-€4k▼ 83.2%€-4k€-17k▼ 324%
Operating result€26k-€-18k€-7k▲ 60.3%€-12k▼ 68.4%
Net result€20k-€-19k€-8k▲ 58.9%€-13k▼ 65.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €12k in 2025 against €7k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €37k
Fixed assets
€19k ▼ 25.0%
Current assets
€18k ▲ 2.5%
Key figures and ratios
EBITDA
€-1k▼
2024 · €4k
Cash flow
€-2k▼
2024 · €3k
Solvency
-44.5%▼
2024 · -9.0%
Current ratio
0.37▼
2024 · 0.55
Debt to equity
-3.25▲
2024 · -12.07
ROA
-34.0%▼
2024 · -17.7%
Interest coverage
-2.48▼
2024 · 9.57
Debt
€54k▲
2024 · €47k
Debt ≤ 1 year
€48k▲
2024 · €32k
Debt > 1 year
€4k▼
2024 · €14k
Income taxes
€142▲
2024 · €142
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€43k€37k▼
Fixed assets21/28€26k€19k▼
Tangible fixed assets22/27€26k€19k▼
Plant, machinery and equipment23€49€4k▲
Furniture and vehicles24€24k€14k▼
Other tangible fixed assets26€2k€2k▼
Current assets29/58€17k€18k▲
Amounts receivable within one year40/41€15k€14k▼
Trade receivables40€15k€14k▼
Other amounts receivable41€1€1▲
Cash at bank and in hand54/58€2k€3k▲
Deferred charges and accrued income490/1€672€616▼
Equity and liabilities
Total equity and liabilities10/49€43k€37k▼
Equity10/15€-4k€-17k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€-6k€-19k▼
Amounts payable17/49€47k€54k▲
Amounts payable after more than one year17€14k€4k▼
Financial debts170/4€14k€4k▼
Amounts payable within one year42/48€32k€48k▲
Current portion of amounts payable after more than one year42€10k€10k▲
Trade debts44€4k€7k▲
Suppliers440/4€4k€7k▲
Taxes, remuneration and social security45€13k€9k▼
Taxes450/3€11k€6k▼
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€5k€23k▲
Accrued charges and deferred income492/3€1k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k▼
Other operating charges640/8€806€579▼
Gross operating margin9900€5k€-720▼
Operating profit (loss)9901€-7k€-12k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€405€525▲
Recurring financial charges65€405€525▲
Profit (loss) for the period before taxes9903€-8k€-13k▼
Income taxes67/77€142€142▲
Profit (loss) for the period9904€-8k€-13k▼
Profit (loss) for the period to be appropriated9905€-8k€-13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€-19k▼
Profit (loss) brought forward from the previous period14P-€-6k
Transfer from equity791/2€2k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
26-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
27-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Weakest financial yearnet €-19k ▼191%
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zwalm · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Latemdreef(Paul) 209630 ZwalmGround area
1,020 m²
Building footprint
57 m²
Volume, LiDAR
414 m³
Parcel 45049A0318/00N000, Flanders · tallest building 9.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Taco 12
since 20202.311.023.119
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45049A0318/00N000 | Flanders | 1,020 m² | 1 · 57 m² | 9.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Mercury HG
BE 1017.319.469
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SSIS
BE 0876.819.622
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CLUB 16
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 5,001 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-11-2020
Fiscal year end31-03
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.