From the official registers: KBO 6 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
TAB is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €56,448 and a net result of €53,448. Equity has been growing by about 38% per year since 2020. Its solvency ranks better than 25% of 9,750 sector peers (NACE 64, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
KBO- Status
- Active since 27-01-2020 Normal situation
- Legal form
- Private limited company
- Registered office
- Schermplantenstraat 74, 8400 Oostende
- Activity
- Activities of holding companies NACE 64210and 3 others
- Establishment unit
- 2.298.859.814 8400 Oostende, since 27-01-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 19-10-2026
Financial position
- Profit
- €53,448
- ▼ 32.7%
- Equity
- €56,448
- ▼ 54.8%
- Total assets
- €274,736
- ▲ 78.1%
Signalsraises riskWeak solvency compared with the sectorneutralLatest accounts filed on timeShow the evidence
Checked score
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
The company filed its last 6 accounts on average 15 days before the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
Financials · financial year 2025, micro format
Annual accounts 2025
- Financial year ended
- 31-12-2025
- Filed on
- 30-07-2026
- Format
- micro format
- Reference
- 2026-00370229
2021 to 2025, 5 financial years 2020 to 2025, 6 financial years
The operating result for 2025 is 28% lower than in 2024.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | - | €608 | €1,416 | ▲ 133% |
| Other operating charges640/8 | - | €166 | €536 | €487 | €650 | €708 | ▲ 9.0% |
| Gross operating margin9900 | €2,859 | €50,877 | €46,272 | €63,535 | €91,411 | €66,754 | ▼ 27.0% |
| Operating profit (loss)9901 | €2,859 | €50,711 | €45,736 | €63,048 | €90,153 | €64,630 | ▼ 28.3% |
| Financial income75/76B | - | - | €22 | €0 | €10,364 | €5,152 | ▼ 50.3% |
| Recurring financial income75 | - | - | €22 | €0 | €10,364 | €5,152 | ▼ 50.3% |
| Financial charges65/66B | - | €52 | €0 | €60 | €2 | €2,759 | ▲ 1,179× |
| Recurring financial charges65 | €90 | €52 | €0 | €60 | €2 | €2,759 | ▲ 1,179× |
| Profit (loss) for the period before taxes9903 | €2,768 | €50,659 | €45,758 | €62,988 | €100,515 | €67,022 | ▼ 33.3% |
| Income taxes67/77 | €700 | €10,300 | €10,000 | €9,323 | €21,080 | €13,574 | ▼ 35.6% |
| Profit (loss) for the period9904 | €2,068 | €40,359 | €35,758 | €53,665 | €79,435 | €53,448 | ▼ 32.7% |
| Profit (loss) for the period to be appropriated9905 | €2,068 | €40,359 | €35,758 | €53,665 | €79,435 | €53,448 | ▼ 32.7% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|
| Assets | |||||||
| Total assets20/58 | €15,187 | €60,793 | €94,610 | €145,115 | €154,270 | €274,736 | ▲ 78.1% |
| Fixed assets21/28 | - | - | - | - | €5,377 | €112,837 | ▲ 21× |
| Tangible fixed assets22/27 | - | - | - | - | €5,377 | €12,837 | ▲ 139% |
| Furniture and vehicles24 | - | - | - | - | €5,377 | €12,837 | ▲ 139% |
| Financial fixed assets28 | - | - | - | - | - | €100,000 | - |
| Current assets29/58 | €15,187 | €60,793 | €94,610 | €145,115 | €148,892 | €161,899 | ▲ 8.7% |
| Amounts receivable within one year40/41 | €6,050 | €6,655 | €6,958 | €7,684 | €14,212 | €10,888 | ▼ 23.4% |
| Trade receivables40 | - | €6,655 | €6,958 | €7,684 | €7,805 | €8,047 | ▲ 3.1% |
| Other amounts receivable41 | - | - | - | - | €6,407 | €2,841 | ▼ 55.7% |
| Current investments50/53 | - | - | - | - | €95,000 | €84,469 | ▼ 11.1% |
| Cash at bank and in hand54/58 | €9,137 | €54,138 | €87,652 | €137,431 | €39,681 | €66,543 | ▲ 67.7% |
| Equity and liabilities | |||||||
| Total equity and liabilities10/49 | €15,187 | €60,793 | €94,610 | €145,115 | €154,270 | €274,736 | ▲ 78.1% |
| Equity10/15 | €5,068 | €45,427 | €81,186 | €134,850 | €124,781 | €56,448 | ▼ 54.8% |
| Contributions10/11 | - | €3,000 | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Reserves13 | €2,068 | €42,427 | €78,186 | €131,850 | €121,781 | €53,448 | ▼ 56.1% |
| Distributable reserves133 | - | €42,427 | €78,186 | €131,850 | €121,781 | €53,448 | ▼ 56.1% |
| Profit (loss) carried forward14 | - | - | - | - | €0 | €0 | - |
| Amounts payable17/49 | €10,119 | €15,365 | €13,424 | €10,265 | €29,489 | €218,289 | ▲ 640% |
| Amounts payable within one year42/48 | €10,119 | €15,365 | €13,424 | €10,265 | €29,489 | €215,650 | ▲ 631% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | - | €100,000 | - |
| Trade debts44 | €3,094 | €3,235 | €4,750 | €1,202 | €3,712 | €245 | ▼ 93.4% |
| Suppliers440/4 | - | €3,235 | €4,750 | €1,202 | €3,712 | €245 | ▼ 93.4% |
| Taxes, remuneration and social security45 | - | €9,547 | €6,091 | €6,480 | €7,277 | €11,574 | ▲ 59.0% |
| Taxes450/3 | - | €9,547 | €6,091 | €6,480 | €7,277 | €11,574 | ▲ 59.0% |
| Other amounts payable47/48 | - | €2,583 | €2,583 | €2,583 | €18,500 | €103,831 | ▲ 461% |
| Accrued charges and deferred income492/3 | - | - | - | - | - | €2,638 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2,068 | €40,359 | €35,758 | €53,665 | €79,435 | €53,448 | ▼ 32.7% |
| + Depreciation and write-downs630 | - | - | - | - | €608 | €1,416 | ▲ 133% |
| Operating cash flow (approximation) | €2,068 | €40,359 | €35,758 | €53,665 | €80,043 | €54,864 | ▼ 31.5% |
| Investment in fixed assets (approximation) | - | - | - | - | - | -€108,876 | - |
| Change in cash | - | €45,001 | €33,515 | €49,779 | -€97,751 | €26,862 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Filings with the National Bank (6)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 30-07-2026 | 2026-00370229 | NBB |
| 31-12-2024 | micro format | 18-07-2025 | 2025-00287894 | |
| 31-12-2023 | micro format | 11-07-2024 | 2024-00235705 | |
| 31-12-2022 | micro format | 12-07-2023 | 2023-00229289 | |
| 31-12-2021 | micro format | 13-07-2022 | 2022-20180167 | |
| 31-12-2020 | micro format | 12-07-2021 | 2021-34100250 |
Comparable companies
These companies have the same main activity as TAB: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €256,000 and €324,000, founded between 2019 and 2020.
| Company | Founded | Total assets | Equity | Gross margin | Net result | Financial year |
|---|---|---|---|---|---|---|
| TAB Oostende | 2020 | €274,736 | €56,448 | €66,754 | €53,448 | 2025 |
| P-MANAGEMENT Menen | 2020 | €279,749 | €99,963 | €73,677 | €41,599 | 2025 |
| ADEBO PROJECTS Veurne | 2019 | €323,567 | €205,226 | €65,660 | €82,048 | 2025 |
| SOPHIE CALU Kortrijk | 2020 | €263,893 | €66,793 | €57,469 | €26,696 | 2025 |
| HANCKE GREET Oostkamp | 2019 | €260,257 | €202,058 | €62,210 | €44,208 | 2025 |
| THVS Zwevegem | 2019 | €255,621 | €5,000 | €73,892 | €108,726 | 2025 |
| INVERTOM Deerlijk | 2019 | €274,479 | €117,780 | €66,211 | €35,573 | 2025 |
They were chosen from the 20,097 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| Vanden Berghe Tom |
|
Owners and capital
Owners
Group and network
Connections & network
1 current directorThe network starts from the directors of TAB. Every other company they run is a node.
History
Acts, filings and financial milestones
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Invoicing and payment
Financial year and general meeting
Accounts at the NBBThe scores and ratios are Checked's own calculations, not a credit decision.
Environmental permits: No permit applications found in Flanders.
Sites & property
1 establishment unit
Buildings and parcels at the address
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 35385B0078/00A004 | Flanders | 230 m² | 1 · 112 m² | 8.4 m · 2 |