TA-CLIMA SYSTEMS
ActiveThe computed 12-month bankruptcy probability of TA-CLIMA SYSTEMS is 2.1% (moderate). The 2025 annual accounts show equity of €402k and a net result of €236k. Equity is growing by ~53.8% per year across the filed fiscal years. Its solvency ranks better than 34% of 27711 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability93▼-1
Solvency58▼-20
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 1.63 against 1.99 in 2024; short-term debt: 27.7% and cash: 0.1% of total assets), but 67.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.9%
Return on assets
19.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-09-2026, 50 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
50 d late
2024
91 d late
2023
64 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€402k▲ 70.1%
2024 · €237k
2023: €148k
2024: €237k
2023 → 2025
Total assets
€1.22M▲ 175%
2024 · €444k
2023: €328k
2024: €444k
2023 → 2025
Net result
€236k▲ 166%
2024 · €89k
2023: €145k
2024: €89k
2023 → 2025
Working capital
€214k▲ 23.6%
2024 · €173k
2023: €98k
2024: €173k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€148k-€237k▲ 59.9%€402k▲ 70.1%
Operating result€189k-€117k▼ 38.1%€315k▲ 169%
Net result€145k-€89k▼ 38.8%€236k▲ 166%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 169% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.22M
Fixed assets
€670k▲ 606%
Current assets
€552k▲ 58.3%
Equity and liabilities €1.22M
Equity
€402k▲ 70.1%
Debt
€819k▲ 296%
The debt ratio rises from 46.7% to 67.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€342k▲
2024 · €137k
Cash flow
€263k▲
2024 · €108k
Solvency
32.9%▼
2024 · 53.3%
Current ratio
1.63▼
2024 · 1.99
Quick ratio
1.59▼
2024 · 1.93
Debt / equity
2.04▲
2024 · 0.87
ROE
58.6%▲
2024 · 37.5%
ROA
19.3%▼
2024 · 20.0%
Interest coverage
13.61▼
2024 · 15.78
Debt
€819k▲
2024 · €207k
Debt ≤ 1 year
€338k▲
2024 · €175k
Debt > 1 year
€481k▲
2024 · €32k
Income taxes
€66k▲
2024 · €29k
Staff costs
€206k▲
2024 · €135k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€444k€1.22M▲
Formation expenses20-€0
Fixed assets21/28€95k€670k▲
Tangible fixed assets22/27€92k€667k▲
Land and buildings22-€587k
Plant, machinery and equipment23€80k€66k▼
Furniture and vehicles24€6k€9k▲
Other tangible fixed assets26€6k€5k▼
Financial fixed assets28€2k€2k=
Current assets29/58€349k€552k▲
Amounts receivable after more than one year29€160k€160k=
Other amounts receivable291€160k€160k=
Stocks and contracts in progress3€10k€15k▲
Stocks30/36€10k€15k▲
Amounts receivable within one year40/41€177k€375k▲
Trade receivables40€131k€299k▲
Other amounts receivable41€45k€77k▲
Cash at bank and in hand54/58€20€1k▲
Deferred charges and accrued income490/1€2k€598▼
Equity and liabilities
Total equity and liabilities10/49€444k€1.22M▲
Equity10/15€237k€402k▲
Contributions10/11€3k€3k=
Reserves13€234k€399k▲
Distributable reserves133€234k€399k▲
Amounts payable17/49€207k€819k▲
Amounts payable after more than one year17€32k€481k▲
Financial debts170/4€32k€481k▲
Amounts payable within one year42/48€175k€338k▲
Current portion of amounts payable after more than one year42€12k€43k▲
Financial debts43-€70k
Credit institutions430/8-€70k
Trade debts44€69k€57k▼
Suppliers440/4€69k€57k▼
Taxes, remuneration and social security45€95k€97k▲
Taxes450/3€81k€76k▼
Remuneration and social security454/9€13k€21k▲
Other amounts payable47/48-€70k
Income statement
Code20242025
Remuneration, social security and pensions62€135k€206k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€27k▲
Other operating charges640/8€2k€9k▲
Non-recurring operating charges66A-€4k
Gross operating margin9900€273k€561k▲
Operating profit (loss)9901€117k€315k▲
Financial income75/76B€9k€12k▲
Recurring financial income75€9k€12k▲
Financial charges65/66B€9k€25k▲
Recurring financial charges65€9k€25k▲
Profit (loss) for the period before taxes9903€117k€302k▲
Income taxes67/77€29k€66k▲
Profit (loss) for the period9904€89k€236k▲
Profit (loss) for the period to be appropriated9905€89k€236k▲
Appropriation of the result
Profit (loss) to be appropriated9906€89k€236k▲
Transfer to equity691/2€89k€166k▲
To other reserves6921€89k€166k▲
Profit to be distributed694/7-€70k
Return on contributions (dividend)694-€70k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 50 days late
2025
31-12
Financial
Highest result since 2023net €236k ▲166%
Operating result €315k, net result €236k, both a record.
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 91 days late
2024
31-12
Financial
Weakest financial yearnet €89k ▼38.8%
Net result drops to €89k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200kEq €237k ▲59.9%
2 profitable years in a row build equity to €237k.
03-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 64 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mondeolaan 2C3600 GenkGround area
3.0 ha
Building footprint
4,404 m²
Volume, LiDAR
5 m³
Parcel 71304E0574/00M000, Flanders · tallest building 1.1 m. Linked by address, not a title deed.
1 establishment unit
TA-CLIMA SYSTEMS
since 20232.342.725.390
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71304E0574/00M000 | Flanders | 3.0 ha | 1 · 4,404 m² | 1.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0500.642.734
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DILLEN
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BELMA
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Of 9,530 companies in sector 43222 we hold annual accounts for 5,661. 4,283 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-02-2023
Fiscal year end31-12
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
43211General electrical installation work
43212Electrical installation work in industrial facilities
43230Insulation installation
43291Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.