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T3

Active Private limited companyfounded 1998active for 28 yearsHoogkamerstraat 108G, 9140 TemseKBO/BCE: BE 0462.368.514

Lifetime

20 annual accounts with figures on one time axis, 27 filings since 1999
peak €161,620 (2010)
€58,559▲ 2.4%
lowest -€18,413 (2015)
€2,280▲ 89.2%
peak €47,851 (2014)
€41,044▲ 5.9%
€184,629▲ 15.0%
peak 3.2 FTE (2012)
-not published
Board2 names since 2021
2 directors and 1 other
Documentsfilings and deeds
14-09-202647 days before the deadline
2026micro format
Result from €1,205 to €2,280Debts from €160,508 to €184,629Investments €3,203

Key points

from the 2026 annual accounts

Equity

€41,044 ▲ 5.9%

T3 has made a profit without a break since 2017.

Turnover

≈ €220,000 estimated

The micro format states no turnover.

Debts

€184,629 82% of the balance sheet
Financial debts 22%Suppliers 11%Taxes and wages 2%Other 65%

Of this, €119,629 falls due within a year.

Investments

€2,955 2.4 × depreciation
2022202320252026

Green is investment, beige is depreciation. Machinery stands 112.4% higher than in 2025.

Filings

27 annual accounts since 1999
deadline200020102020

The last five annual accounts were filed 37 to 47 days before the end of the period.

Position in the sector

18.2%

Lower solvency than 84% of companies in specialised construction. Sector median 49.7% · 1,192 companies.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 3,985 companies had the same profile as T3 has now. Each dot stands for 10 companies, two years later.

96.5%
were still trading
2.3%
stopped another way
1.1%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet

Another 0.1% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 3,985 companies, not a prediction for T3. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0462368514
2 directors appointed, 2 resignations Resignations: and · Appointments: (director) and (director) · Legal-form conversion: from coöperatieve vennootschap met beperkte aansprakelijkheid to private limited company · General meeting of 07-04-2021 · Gazette deed
First establishment Hoogkamerstraat 108G, Temse
Incorporation published on 17-01-1998 · Gazette deed
All 34 events

Comparable companies

same main activity, similar in size and age
Company
T3 Temse €225,673 €58,559 18.2% -
C.G.P. Brussels €242,592 €65,846 58.8% -
JOWE Dilsen-Stokkem €247,815 €65,433 1.0% -
CASTELLI & FILS Etterbeek €220,036 €49,372 -14.2% -
Etablissements GUATIERI Woluwe-Saint-Pierre €205,339 €66,718 9.6% -
NICO VERHAEGHE Wevelgem €195,858 €57,695 64.8% -
R & B CONSTRUCT Neupré €213,856 €50,575 82.7% -

These companies have the same main activity as T3: installation of electric heating, air conditioning, cooling and ventilation (NACE 43222). They are comparable in size and age: total assets between €196,000 and €248,000, founded between 1995 and 1999.

Official details

Source: KBO
Status
Active since 07-01-1998Normal situation
Activity
Installation of electric heating, air conditioning, cooling and ventilationNACE 43222
Joint committee
124Construction · annual accounts 31-03-2026
Establishment unit
2.085.755.0699140 Temse, since 05-03-1998
Financial year end
31 March
Peppol
Reachable since 19-09-2025
Company details

Annual accounts to 31-03-2026

€225,673▲ 13.2%
Employeeson 31-03-2026
1=
Filing
Filed on 14-09-2026, 47 days before the end of the filing period
Financials

Insights on T3

T3 files the micro format. That format states no turnover. The gross margin fell from €147,701 in 2007 to €58,559 in 2026.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about T3

What is the company number of T3?
The company number of T3 is 0462.368.514. The VAT number is the same number with BE in front: BE 0462.368.514.
Where is T3 based?
The registered office is at Hoogkamerstraat 108G, 9140 Temse.Company details
What does T3 do?
According to the KBO register, the main activity is installation of electric heating, air conditioning, cooling and ventilation (NACE 43222).
What is the legal form of T3?
T3 is a private limited company (BV).
When was T3 founded?
T3 was founded on 07-01-1998.
Is T3 still active?
Yes, T3 is an active enterprise in the KBO register.
How many employees does T3 have?
T3 had an average of 1 full-time equivalents in financial year 2026, according to the filed annual accounts.Financials
Which joint committee does T3 fall under?
In its 31-03-2026 annual accounts, T3 states joint committee 124 (Construction).
What is the turnover of T3?
The turnover in financial year 2026 is ≈ €220,000. This figure is estimated from the gross margin of €58,559 and 30 comparable companies (NACE 43222). It probably lies between €180,000 and €310,000.
Is T3 profitable?
In financial year 2026, T3 made a profit of €2,280.
Where can I find the annual accounts of T3?
T3 filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of T3 due?
T3 must file the annual accounts for financial year 2027 by 31-10-2027.Timeline

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