'T WIT HUIS
Active'T WIT HUIS has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €120k and a net result of €1k. Equity is growing by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 91% of 27619 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-2
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 5.13 against 11.09 in 2024; short-term debt: 12.3% and cash: 21.3% of total assets), and 12.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.7%
Return on assets
0.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-08-2026, 15 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
15 d late
2024
12 d late
2023
14 d late
2022
18 d late
2021
25 d late
2020
20 d late
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€120k▲ 1.0%
2024 · €119k
2018: €45k
2019: €53k
2020: €88k
2021: €119k
2022: €115k
2023: €116k
2024: €119k
2018 → 2025
Total assets
€137k▲ 8.9%
2024 · €126k
2018: €80k
2019: €82k
2020: €107k
2021: €134k
2022: €123k
2023: €124k
2024: €126k
2018 → 2025
Net result
€1k▼ 60.0%
2024 · €3k
2018: €16k
2019: €8k
2020: €35k
2021: €31k
2022: €-4k
2023: €1k
2024: €3k
2018 → 2025
Working capital
€69k▲ 2.6%
2024 · €68k
2018: €41k
2019: €52k
2020: €88k
2021: €118k
2022: €114k
2023: €64k
2024: €68k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€119k-€115k▼ 3.7%€116k▲ 1.1%€119k▲ 2.5%€120k▲ 1.0%
Operating result€42k-€-5k€2k€3k▲ 61.9%€490▼ 81.6%
Net result€31k-€-4k€1k€3k▲ 120%€1k▼ 60.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 82% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €137k
Fixed assets
€51k▼ 1.2%
Current assets
€86k▲ 16.0%
Equity and liabilities €137k
Equity
€120k▲ 1.0%
Debt
€17k▲ 151%
The debt ratio rises from 5.3% to 12.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€1k▼
2024 · €3k
Cash flow
€2k▼
2024 · €3k
Solvency
87.7%▼
2024 · 94.7%
Current ratio
5.13▼
2024 · 11.09
Quick ratio
5.13▼
2024 · 11.09
Debt / equity
0.14▲
2024 · 0.06
ROE
0.9%▼
2024 · 2.4%
ROA
0.8%▼
2024 · 2.3%
Interest coverage
10.37▼
2024 · 30.51
Debt
€17k▲
2024 · €7k
Debt ≤ 1 year
€17k▲
2024 · €7k
Income taxes
€309▼
2024 · €664
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€126k€137k▲
Fixed assets21/28€51k€51k▼
Tangible fixed assets22/27€51k€51k▼
Plant, machinery and equipment23€50k€50k=
Furniture and vehicles24€1k€604▼
Current assets29/58€74k€86k▲
Amounts receivable after more than one year29€22k€22k=
Other amounts receivable291€22k€22k=
Amounts receivable within one year40/41€34k€35k▲
Trade receivables40€27k€24k▼
Other amounts receivable41€7k€11k▲
Cash at bank and in hand54/58€18k€29k▲
Equity and liabilities
Total equity and liabilities10/49€126k€137k▲
Equity10/15€119k€120k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€98k€100k▲
Amounts payable17/49€7k€17k▲
Amounts payable within one year42/48€7k€17k▲
Trade debts44€5k€14k▲
Suppliers440/4€5k€14k▲
Taxes, remuneration and social security45€2k€2k▲
Taxes450/3€2k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€630€630=
Other operating charges640/8€141€144▲
Gross operating margin9900€3k€1k▼
Operating profit (loss)9901€3k€490▼
Financial income75/76B€952€1k▲
Recurring financial income75€952€1k▲
Financial charges65/66B€108€108=
Recurring financial charges65€108€108=
Profit (loss) for the period before taxes9903€4k€1k▼
Income taxes67/77€664€309▼
Profit (loss) for the period9904€3k€1k▼
Profit (loss) for the period to be appropriated9905€3k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€98k€100k▲
Profit (loss) brought forward from the previous period14P€96k€98k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 15 days late
2025
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
2023
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
18-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 18 days late
2022
31-12
Financial
Weakest financial yearnet €-4k ▼114%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
31-12
Financial
Equity above €100kEq €119k ▲35.3%
4 profitable years in a row build equity to €119k.
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
2020
31-12
Financial
Highest result since 2018net €35k ▲344%
Operating result €48k, net result €35k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 5.57
Current ratio from 2.78 to 5.57; short-term debt falls from €29k to €19k.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
10-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
07-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 38 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kolkstraat 379100 Sint-NiklaasGround area
3,432 m²
Building footprint
438 m²
Volume, LiDAR
2,492 m³
2 parcels, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
'T Withuis
since 20152.245.139.135
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46017A0458/00E000 | Flanders | 2,522 m² | 1 · 322 m² | 8.5 m · 2 fl. |
| 46027B0510/00H000 | Flanders | 910 m² | 1 · 116 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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STN SWN Management
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Of 8,454 companies in sector 43120 we hold annual accounts for 3,232. 2,649 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-08-2015
Fiscal year end31-12
Activities, NACEBEL
43120Site preparation
56101Full-service restaurants
56111Full-service restaurants
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:tanjahooft@gmail.com
Phone:0486/16.61.34