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T-vR

Active
Private limited companyfounded 20242 yrs activeNijverheidsstraat 62, 2160 Wommelgem, BelgiumKBO/BCE: BE 1009.058.831

T-vR is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €216k and a net result of €16k. Its solvency ranks better than 13% of 5495 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Signals

Four signals. The signal on the left, the evidence on the right.
+raises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 5495 sector peers (2025).
NBB · sector comparison
Position among 5495 sector peers
Solvency
better than 13%
← weakest strongest →
raises risk · Young company
Founded in 2024, under 3 years, statistically higher risk.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 2 years 0 10 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
28 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€216k
Net result
€16k
Total assets
€2.02M
Solvency
10.7%

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition
Assets €2.02M
Fixed assets €1.89M
Current assets €127k
Equity and liabilities €2.02M
Equity €216k
Debt €1.81M
Debt finances 89.3% of the balance-sheet total.
Key figures and ratios
2025 value
Solvency
10.7%
ROE
7.5%
ROA
0.8%
Debt
€1.81M
Debt ≤ 1 year
€35k
Debt > 1 year
€1.72M
Income taxes
€5k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet Code2025
Assets
Total assets20/58€2.02M
Fixed assets21/28€1.89M
Financial fixed assets28€1.89M
Current assets29/58€127k
Amounts receivable within one year40/41€119k
Trade receivables40€22k
Other amounts receivable41€97k
Cash at bank and in hand54/58€8k
Deferred charges and accrued income490/1€563
Equity and liabilities
Total equity and liabilities10/49€2.02M
Equity10/15€216k
Contributions10/11€200k
Profit (loss) carried forward14€16k
Amounts payable17/49€1.81M
Amounts payable after more than one year17€1.72M
Financial debts170/4€1.72M
Amounts payable within one year42/48€35k
Trade debts44€1k
Suppliers440/4€1k
Taxes, remuneration and social security45€28k
Taxes450/3€28k
Other amounts payable47/48€6k
Accrued charges and deferred income492/3€50k
Income statement Code2025
Other operating charges640/8€369
Gross operating margin9900€108k
Operating profit (loss)9901€108k
Financial income75/76B€564
Recurring financial income75€564
Financial charges65/66B€88k
Recurring financial charges65€88k
Profit (loss) for the period before taxes9903€21k
Income taxes67/77€5k
Profit (loss) for the period9904€16k
Profit (loss) for the period to be appropriated9905€16k
Appropriation of the result
Profit (loss) to be appropriated9906€16k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2026
03-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wommelgem · 1 establishment unit since 2024
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Nijverheidsstraat 622160 Wommelgem
Ground area
1,576 m²
Building footprint
1,065 m²
Volume, LiDAR
6,968 m³
Parcel 11052C0586/00L002, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
T-vR
Nijverheidsstraat 62, 2160 WommelgemHoldings
since 20242.359.706.825
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11052C0586/00L002 Flanders 1,576 m² 1 · 1,065 m² 9.2 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 13,502 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded03-05-2024
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.