T. Vanheusden
ActiveT. Vanheusden has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €361k and a net result of €47k. Equity is growing by ~33.9% per year across the filed fiscal years. Its solvency ranks better than 93% of 8589 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability65▼-35
Solvency100=
Growth52▼-26
Stability94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 26.11 against 8.69 in 2024), and 3.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.2%
Return on assets
12.5%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
27 d late
2024
22 d late
2023
19 d late
2022
24 d late
2021
25 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€361k▲ 14.9%
2024 · €314k
2021: €71k
2022: €144k
2023: €214k
2024: €314k
2021 → 2025
Total assets
€375k▲ 6.1%
2024 · €354k
2021: €101k
2022: €198k
2023: €272k
2024: €354k
2021 → 2025
Net result
€47k▼ 53.2%
2024 · €100k
2021: €66k
2022: €73k
2023: €70k
2024: €100k
2021 → 2025
Working capital
€354k▲ 16.6%
2024 · €304k
2021: €70k
2022: €143k
2023: €213k
2024: €304k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€71k-€144k▲ 102%€214k▲ 48.4%€314k▲ 47.0%€361k▲ 14.9%
Operating result€88k-€97k▲ 10.9%€87k▼ 10.4%€131k▲ 50.5%€67k▼ 48.6%
Net result€66k-€73k▲ 9.3%€70k▼ 4.0%€100k▲ 44.0%€47k▼ 53.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 49% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €375k
Fixed assets
€7k▼ 33.4%
Current assets
€368k▲ 7.3%
Equity and liabilities €375k
Equity
€361k▲ 14.9%
Debt
€14k▼ 64.3%
The debt ratio falls from 11.2% to 3.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€71k▼
2024 · €132k
Cash flow
€50k▼
2024 · €101k
Solvency
96.2%▲
2024 · 88.8%
Current ratio
26.11▲
2024 · 8.69
Quick ratio
26.11▲
2024 · 8.69
Debt / equity
0.04▼
2024 · 0.13
ROE
13.0%▼
2024 · 32.0%
ROA
12.5%▼
2024 · 28.4%
Interest coverage
49.13▼
2024 · 60.38
Debt
€14k▼
2024 · €40k
Debt ≤ 1 year
€14k▼
2024 · €40k
Income taxes
€19k▼
2024 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€354k€375k▲
Fixed assets21/28€10k€7k▼
Tangible fixed assets22/27€10k€7k▼
Furniture and vehicles24€10k€7k▼
Current assets29/58€343k€368k▲
Amounts receivable within one year40/41€17k€130k▲
Trade receivables40€15k€28k▲
Other amounts receivable41€2k€103k▲
Current investments50/53€67k€99k▲
Cash at bank and in hand54/58€259k€140k▼
Equity and liabilities
Total equity and liabilities10/49€354k€375k▲
Equity10/15€314k€361k▲
Contributions10/11€5k€5k=
Capital10€5k€5k=
Issued capital100€5k€5k=
Reserves13€139k€186k▲
Distributable reserves133€139k€186k▲
Profit (loss) carried forward14€170k€170k=
Amounts payable17/49€40k€14k▼
Amounts payable within one year42/48€40k€14k▼
Trade debts44€10k€3k▼
Suppliers440/4€10k€3k▼
Taxes, remuneration and social security45€30k€11k▼
Taxes450/3€30k€11k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€573€3k▲
Other operating charges640/8€387€525▲
Gross operating margin9900€132k€71k▼
Operating profit (loss)9901€131k€67k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€129k€66k▼
Income taxes67/77€29k€19k▼
Profit (loss) for the period9904€100k€47k▼
Profit (loss) for the period to be appropriated9905€100k€47k▼
Appropriation of the result
Profit (loss) to be appropriated9906€170k€217k▲
Profit (loss) brought forward from the previous period14P€70k€170k▲
Transfer to equity691/2-€47k
To other reserves6921-€47k
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
31-12
Financial
Weakest financial yearnet €47k ▼53.2%
Net result drops to €47k, the lowest in the series.
31-12
Financial
Liquidity triplescurrent ratio 26.11
Current ratio from 8.69 to 26.11; short-term debt falls from €40k to €14k.
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
31-12
Financial
Highest result since 2021net €100k ▲44%
Operating result €131k, net result €100k, both a record.
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
31-12
Financial
Equity above €200kEq €214k ▲48.4%
3 profitable years in a row build equity to €214k.
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
31-12
Financial
Equity above €100kEq €144k ▲102%
2 profitable years in a row build equity to €144k.
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-02
State Gazette act
General meeting · Statutes amendment
Capital · Corporate purpose
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Postweg 1171602 Sint-Pieters-LeeuwGround area
739 m²
Building footprint
105 m²
Volume, LiDAR
762 m³
Parcel 23089D0149/00P000, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
T. Vanheusden
since 20202.322.749.528
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23089D0149/00P000 | Flanders | 739 m² | 1 · 105 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared director
→
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 36,908 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-12-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.