T. VAN MELE
ActiveSummary
T. VAN MELE has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €361k and a net result of €60k. Equity is growing by ~17% per year across the filed fiscal years. Its solvency ranks better than 86% of 4603 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▼-4
Solvency100▲+13
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 20.87 against 2.81 in 2024; short-term debt: 3% and cash: 33.7% of total assets), and 20.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.9%
Return on assets
13.3%
Age of the figures
12 mo
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-05-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2024
31 d late
2023
30 d late
2022
31 d late
2021
9 d early
2020
25 d early
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€361k▲ 19.9%
2024 · €301k
2018: €146k
2019: €167k
2020: €114k
2021: €146k
2022: €166k
2023: €222k
2024: €301k
2018 → 2025
Total assets
€452k▼ 7.3%
2024 · €488k
2018: €379k
2019: €438k
2020: €388k
2021: €337k
2022: €408k
2023: €495k
2024: €488k
2018 → 2025
Net result
€60k▼ 23.9%
2024 · €79k
2018: €65k
2019: €21k
2020: €19k
2021: €32k
2022: €20k
2023: €56k
2024: €79k
2018 → 2025
Working capital
€269k▲ 36.1%
2024 · €198k
2018: €123k
2019: €124k
2020: €75k
2021: €96k
2022: €77k
2023: €97k
2024: €198k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€146k-€166k▲ 13.7%€222k▲ 34.0%€301k▲ 35.5%€361k▲ 19.9%
Operating result€49k-€28k▼ 43.1%€79k▲ 182%€120k▲ 51.2%€97k▼ 19.5%
Net result€32k-€20k▼ 36.9%€56k▲ 182%€79k▲ 39.7%€60k▼ 23.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 20% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €452k
Fixed assets
€170k ▼ 6.3%
Current assets
€283k ▼ 7.8%
Equity and liabilities €452k
Equity
€361k ▲ 19.9%
Debt
€91k ▼ 51.2%
Debt's share of the balance-sheet total falls from 38.2% to 20.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€159k▼
2024 · €185k
Cash flow
€122k▼
2024 · €144k
Current ratio
20.87▲
2024 · 2.81
Debt to equity
0.25▼
2024 · 0.62
ROE
16.6%▼
2024 · 26.2%
ROA
13.3%▼
2024 · 16.2%
Interest coverage
12.16▼
2024 · 19.62
Debt ≤ 1 year
€14k▼
2024 · €109k
Debt > 1 year
€78k=
2024 · €78k
Income taxes
€24k▼
2024 · €32k
Staff costs
€72k▼
2024 · €126k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€488k€452k▼
Fixed assets21/28€181k€170k▼
Tangible fixed assets22/27€181k€169k▼
Land and buildings22€8k€6k▼
Plant, machinery and equipment23€372€48k▲
Furniture and vehicles24€172k€114k▼
Financial fixed assets28€588€588=
Current assets29/58€307k€283k▼
Amounts receivable within one year40/41€214k€130k▼
Trade receivables40€214k€119k▼
Other amounts receivable41-€11k
Cash at bank and in hand54/58€91k€152k▲
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€488k€452k▼
Equity10/15€301k€361k▲
Contributions10/11€12k€12k=
Reserves13€176k€236k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€174k€234k▲
Profit (loss) carried forward14€113k€113k=
Amounts payable17/49€187k€91k▼
Amounts payable after more than one year17€78k€78k=
Financial debts170/4€78k€78k=
Amounts payable within one year42/48€109k€14k▼
Current portion of amounts payable after more than one year42€40k-
Trade debts44€27k€555▼
Suppliers440/4€27k€555▼
Taxes, remuneration and social security45€42k€13k▼
Taxes450/3€30k€10k▼
Remuneration and social security454/9€12k€3k▼
Other amounts payable47/48€457-
Income statement
Code20242025
Remuneration, social security and pensions62€126k€72k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€65k€62k▼
Other operating charges640/8€4k€7k▲
Gross operating margin9900€315k€238k▼
Operating profit (loss)9901€120k€97k▼
Financial income75/76B€118€226▲
Recurring financial income75€118€226▲
Financial charges65/66B€9k€13k▲
Recurring financial charges65€9k€13k▲
Profit (loss) for the period before taxes9903€111k€84k▼
Income taxes67/77€32k€24k▼
Profit (loss) for the period9904€79k€60k▼
Profit (loss) for the period to be appropriated9905€79k€60k▼
Appropriation of the result
Profit (loss) to be appropriated9906€79k€173k▲
Profit (loss) brought forward from the previous period14P-€113k
Transfer from equity791/2€113k-
Transfer to equity691/2€79k€60k▼
To other reserves6921€79k€60k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
30-09
Financial
Liquidity times 7current ratio 20.87
Current ratio from 2.81 to 20.87; short-term debt falls from €109k to €14k.
31-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
30-09
Financial
Highest result since 2018net €79k ▲39.7%
Operating result €120k, net result €79k, both a record.
30-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
30-09
Financial
Equity above €200kEq €222k ▲34%
6 profitable years in a row build equity to €222k.
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
30-09
Financial
Equity above €150kEq €166k ▲13.7%
5 profitable years in a row build equity to €166k.
21-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
05-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Weakest financial yearnet €19k ▼8.3%
Net result drops to €19k, the lowest in the series; recovery starts the following year.
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
30-09
Financial
Equity above €150kEq €167k ▲14.2%
2 profitable years in a row build equity to €167k.
09-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Donckerhoevestraat 29150 Beveren-Kruibeke-ZwijndrechtGround area
375 m²
Parcel 46001A0718/00_000, Flanders. Linked by address, not a title deed.
1 establishment unit
T. Van Mele
since 20062.156.922.781
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46001A0718/00_000 | Flanders | 375 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 2 entries · 693 EUR awarded · 693 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 369 EUR | 369 EUR |
| 2022 | 1 | 324 EUR | 324 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,604 companies in sector 49410 we hold annual accounts for 8,202. 5,639 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-10-2006
Fiscal year end30-09
Activities, NACEBEL 2025
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.