T.V.B.B.
ActiveT.V.B.B. has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-6k) and a net result of €-1k. Equity is growing by ~28.8% per year across the filed fiscal years. Its solvency ranks better than 8% of 36374 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2024
7
/ 100
Critical▼ -1 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability94▲+94
Solvency36▲+3
Growth52=
Stability100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.64 against 0.29 in 2023), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-8.6%
Return on assets
-1.6%
Age of the figures
20 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year -€6k
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-11-2025, 102 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
102 d late
2023
60 d late
2022
59 d late
2021
2 d early
2020
317 d late
2019
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-6k▼ 23.1%
2023 · €-5k
2018: €-41k
2019: €-41k
2020: €-28k
2021: €-24k
2022: €-8k
2023: €-5k
2018 → 2024
Total assets
€71k▲ 97.6%
2023 · €36k
2018: €61k
2019: €37k
2020: €39k
2021: €34k
2022: €36k
2023: €36k
2018 → 2024
Net result
€-1k
2023 · €3k
2020: €10k
2021: €4k
2022: €16k
2023: €3k
2020 → 2024
Working capital
€-28k▲ 4.4%
2023 · €-29k
2018: €-41k
2019: €-41k
2020: €-28k
2021: €-54k
2022: €-34k
2023: €-29k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-28k-€-24k▲ 14.6%€-8k▲ 67.8%€-5k▲ 35.8%€-6k▼ 23.1%
Operating result€12k-€5k▼ 55.5%€21k▲ 287%€4k▼ 81.0%€-6k
Net result€10k-€4k▼ 57.1%€16k▲ 297%€3k▼ 83.0%€-1k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €6k after €4k in 2023, the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €71k
Fixed assets
€22k▼ 10.1%
Current assets
€49k▲ 315%
Key figures and ratios
EBITDA
€-3k▼
2023 · €7k
Cash flow
€2k▼
2023 · €6k
Solvency
-8.6%▲
2023 · -13.9%
Current ratio
0.64▲
2023 · 0.29
Quick ratio
0.52▲
2023 · 0.29
Debt / equity
-12.59▼
2023 · -8.22
ROE
18.7%▲
2023 · -55.8%
ROA
-1.6%▼
2023 · 7.7%
Interest coverage
-9.64▼
2023 · 17.61
Debt
€77k▲
2023 · €41k
Debt ≤ 1 year
€77k▲
2023 · €41k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€36k€71k▲
Fixed assets21/28€24k€22k▼
Intangible fixed assets21€23k€20k▼
Tangible fixed assets22/27€941€743▼
Plant, machinery and equipment23€941€743▼
Financial fixed assets28-€1k
Current assets29/58€12k€49k▲
Stocks and contracts in progress3-€9k
Contracts in progress37-€9k
Amounts receivable within one year40/41€11k€18k▲
Trade receivables40€11k€11k▼
Other amounts receivable41-€7k
Cash at bank and in hand54/58€166€8k▲
Deferred charges and accrued income490/1€657€14k▲
Equity and liabilities
Total equity and liabilities10/49€36k€71k▲
Equity10/15€-5k€-6k▼
Contributions10/11€19k€19k=
Reserves13€11k€11k=
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Tax-exempt reserves132€9k€9k=
Profit (loss) carried forward14€-34k€-35k▼
Amounts payable17/49€41k€77k▲
Amounts payable within one year42/48€41k€77k▲
Current portion of amounts payable after more than one year42€5k€5k=
Trade debts44€16k€44k▲
Suppliers440/4€16k€44k▲
Taxes, remuneration and social security45€8k€18k▲
Taxes450/3€8k€11k▲
Remuneration and social security454/9€90€7k▲
Other amounts payable47/48€12k€11k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€2k€626▼
Gross operating margin9900€9k€-2k▼
Operating profit (loss)9901€4k€-6k▼
Financial income75/76B€0€6k▲
Recurring financial income75€0€6k▲
Financial charges65/66B€418€300▼
Recurring financial charges65€418€300▼
Profit (loss) for the period before taxes9903€4k€-1k▼
Income taxes67/77€816-
Profit (loss) for the period9904€3k€-1k▼
Profit (loss) for the period to be appropriated9905€3k€-1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-34k€-35k▼
Profit (loss) brought forward from the previous period14P€-37k€-34k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
10-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 102 days late
2024
31-12
Financial
Weakest financial yearnet €-1k ▼141%
Net result drops to €-1k, the lowest in the series.
29-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 60 days late
2023
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 59 days late
2022
31-12
Financial
Highest result since 2020net €16k ▲297%
Operating result €21k, net result €16k, both a record.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
13-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 317 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2020
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
17-02-2020
VANBERGEN, Tom Anna Vitalis Ghislain: Resigned as Manager
02-01-2020
YEUNG, Tit Kai: Resigned as Manager
31-12-2009
Yeung Tit Shing: Resigned as Manager
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hondsstraat 13700 Tongeren-BorgloonGround area
1,252 m²
Building footprint
374 m²
Volume, LiDAR
2,270 m³
2 parcels, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
T.V.B.B.
since 19952.071.666.513
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73083D0322/00X007 | Flanders | 760 m² | 1 · 123 m² | 10.0 m · 2 fl. |
| 73083C0800/00G000 | Flanders | 492 m² | 1 · 251 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
Algemene Dakwerken Boets
BE 0524.817.312
Tongeren-Borgloon
BOLLAERS PATRICK
BE 0548.827.285
Tongeren-Borgloon
BOUWBEDRIJF BOLLAERS EDDY
BE 0806.414.448
Tongeren-Borgloon
BOUWWERKEN WILS PETER
BE 0801.999.661
Tongeren-Borgloon
DAK-SERVICE
BE 0778.741.932
Tongeren-Borgloon
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 11,140 companies in sector 43910 we hold annual accounts for 5,485.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-04-1995
Fiscal year end31-12
Activities, NACEBEL
43910Bricklaying and masonry work
43994Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.