't TRUFFELTJE
Active't TRUFFELTJE has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €161k and a net result of €18k. Equity is growing by ~7.8% per year across the filed fiscal years. Its solvency ranks better than 86% of 3620 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+18
Solvency96▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 3.32 against 3.54 in 2024; short-term debt: 29.4% and cash: 86.6% of total assets), and 29.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.6%
Return on assets
8%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
10 d late
2024
58 d early
2023
55 d early
2022
60 d early
2021
61 d early
2020
58 d early
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€161k=
2024 · €161k
2018: €97k
2019: €102k
2020: €111k
2021: €153k
2022: €164k
2023: €156k
2024: €161k
2018 → 2025
Total assets
€228k▲ 3.3%
2024 · €221k
2018: €217k
2019: €208k
2020: €212k
2021: €289k
2022: €228k
2023: €222k
2024: €221k
2018 → 2025
Net result
€18k▲ 249%
2024 · €5k
2018: €-7k
2019: €4k
2020: €10k
2021: €42k
2022: €11k
2023: €-8k
2024: €5k
2018 → 2025
Working capital
€156k▲ 2.3%
2024 · €152k
2018: €43k
2019: €96k
2020: €109k
2021: €136k
2022: €151k
2023: €143k
2024: €152k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€153k-€164k▲ 7.4%€156k▼ 5.1%€161k▲ 3.4%€161k=
Operating result€59k-€21k▼ 65.1%€-8k€8k€19k▲ 140%
Net result€42k-€11k▼ 72.8%€-8k€5k€18k▲ 249%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 140% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €228k
Fixed assets
€5k▼ 39.9%
Current assets
€223k▲ 5.1%
Equity and liabilities €228k
Equity
€161k=
Debt
€67k▲ 12.2%
The debt ratio rises from 27.1% to 29.4%. Debt is higher.
Key figures and ratios
EBITDA
€23k▲
2024 · €12k
Cash flow
€22k▲
2024 · €9k
Solvency
70.6%▼
2024 · 72.9%
Current ratio
3.32▼
2024 · 3.54
Quick ratio
3.14▼
2024 · 3.17
Debt / equity
0.42▲
2024 · 0.37
ROE
11.3%▲
2024 · 3.2%
ROA
8.0%▲
2024 · 2.4%
Interest coverage
61.23▲
2024 · 4.73
Debt
€67k▲
2024 · €60k
Debt ≤ 1 year
€67k▲
2024 · €60k
Income taxes
€871▲
2024 · €401
Staff costs
€60k▼
2024 · €99k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€221k€228k▲
Fixed assets21/28€9k€5k▼
Tangible fixed assets22/27€9k€5k▼
Plant, machinery and equipment23€7k€5k▼
Furniture and vehicles24€39-
Other tangible fixed assets26€1k€519▼
Financial fixed assets28€373€193▼
Current assets29/58€212k€223k▲
Stocks and contracts in progress3€22k€12k▼
Stocks30/36€22k€12k▼
Amounts receivable within one year40/41€20k€13k▼
Trade receivables40€12k€6k▼
Other amounts receivable41€8k€7k▼
Cash at bank and in hand54/58€159k€197k▲
Deferred charges and accrued income490/1€11k-
Equity and liabilities
Total equity and liabilities10/49€221k€228k▲
Equity10/15€161k€161k=
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€102k€102k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€96k€96k=
Profit (loss) carried forward14€-3k€-3k▼
Amounts payable17/49€60k€67k▲
Amounts payable within one year42/48€60k€67k▲
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€17k€4k▼
Taxes450/3€6k€214▼
Remuneration and social security454/9€11k€4k▼
Other amounts payable47/48€40k€61k▲
Income statement
Code20242025
Remuneration, social security and pensions62€99k€60k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€3k▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€112k€85k▼
Operating profit (loss)9901€8k€19k▲
Financial income75/76B€1€20▲
Recurring financial income75€1€20▲
Financial charges65/66B€3k€373▼
Recurring financial charges65€3k€373▼
Profit (loss) for the period before taxes9903€6k€19k▲
Income taxes67/77€401€871▲
Profit (loss) for the period9904€5k€18k▲
Profit (loss) for the period to be appropriated9905€5k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€15k▲
Profit (loss) brought forward from the previous period14P€-8k€-3k▲
Profit to be distributed694/7-€18k
Directors or managers695-€18k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 10 days late
2025
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
06-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-8k ▼175%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
01-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €42k ▲324%
Operating result €59k, net result €42k, both a record.
31-12
Financial
Equity above €150kEq €153k ▲37.3%
3 profitable years in a row build equity to €153k.
03-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
31-12
Financial
Equity above €100kEq €102k ▲4.6%
Equity rises from €97k to €102k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
04-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dendermonde · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bogaerdstraat (DEN) 209200 DendermondeGround area
236 m²
Building footprint
236 m²
Volume, LiDAR
2,025 m³
Parcel 42006D0430/00B000, Flanders · tallest building 16.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
'T TRUFFELTJE
since 19922.057.100.576
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42006D0430/00B000 | Flanders | 236 m² | 1 · 236 m² | 16.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CHAPLIN
BE 0797.379.788
Heuvelland · Eq €161k
Almila & Co
BE 0511.946.402
Brecht · Eq €161k
BONAPARTE
BE 0633.651.906
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Gaspard
BE 0771.979.349
Diksmuide · Eq €161k
BERTEMBOS
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Of 20,506 companies in sector 56111 we hold annual accounts for 11,453. 8,942 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded02-03-1992
Fiscal year end31-12
Activities, NACEBEL
55301
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.