Equity
€8,405 ▲ 3.8%
T-Tree paid out €50,000 in dividends. That is 99% of the 2025 profit.
T-Tree
Lifetime
6 annual accounts with figures on one time axispeak €65,149 (2025)
€65,149▲ 42.7%
lowest -€30,555 (2022)
€50,305▲ 47.0%
peak €46,914 (2021)
€8,405▲ 3.8%
€45,976▲ 48.1%
Board1 name since 2019
1 directorMICHEL Nicolas Didier Geoffrey
Documentsfilings and deeds
30-09-202661 days late
2025micro format
Gross margin from €45,670 to €65,149Result from €34,213 to €50,305Dividend €50,000Debts from €31,053 to €45,976Investments €4,425
Key points
from the 2025 annual accountsTurnover
≈ €120,000 estimated
The micro format states no turnover.
Debts
€45,976 85% of the balance sheet
Suppliers 29%Taxes and wages 71%
Investments
€4,425 9.2 × depreciation
Green is investment, beige is depreciation.
Filings
6 annual accounts 61 days
Latest accounts filed late: after the legal deadline.
Position in the sector
€8,405
Less equity than 84% of companies in computer programming and consultancy. Sector median €69,072 · 21,214 companies.
Checked score
87
Excellent
Financially stronger than 40% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,933 companies (NACE 62, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.4%▲ +0.1 percentage points vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.4%● unchanged vs 06-2025
08-2025: 0.6%▲ +0.2 percentage points vs 07-2025
09-2025: 0.8%▲ +0.2 percentage points vs 08-2025
10-2025: 1.4%▲ +0.6 percentage points vs 09-2025
11-2025: 1.0%▼ -0.4 percentage points vs 10-2025
12-2025: 1.0%● unchanged vs 11-2025
01-2026: 1.1%▲ +0.1 percentage points vs 12-2025
02-2026: 1.1%● unchanged vs 01-2026
03-2026: 1.2%▲ +0.1 percentage points vs 02-2026
04-2026: 1.2%● unchanged vs 03-2026
05-2026: 1.2%● unchanged vs 04-2026
06-2026: 1.1%▼ -0.1 percentage points vs 05-2026
07-2026: 1.1%● unchanged vs 06-2026
08-2026: 1.5%▲ +0.4 percentage points vs 07-2026
09-2026: 1.9%▲ +0.4 percentage points vs 08-2026highest value
10-2026: 0.2%▼ -1.7 percentage points vs 09-2026lowest value
11-2026: 0.2%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Last filed accounts filed 61 days late; 3 of the last 3 accounts late
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 1.09, cash €11,841
Size: total assets €54,382
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 19% of them on solvency, 11% on liquidity, 82% on profitability and 49% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,713 companies had the same profile as T-Tree has now. Each dot stands for 17 companies, two years later.
95.8%
were still trading
2.2%
stopped another way
1.8%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of T-Tree itself is lower: 0.2% within 12 months. It rests on far more data about T-Tree than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,713 companies, not a prediction for T-Tree. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.09 (1.24 in 2024), below the usual 1.5. Short-term debt is 84.5% and cash 21.8% of total assets. 84.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 21208 sector peers (2025).
NBB · sector comparisonPosition among 21208 sector peers
Solvency
better than 18%
← weakest
strongest →
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filingsDeviation from the deadline
2025
61 days late
2024
60 days late
2023
46 days late
2022
32 days late
2021
30 days late
2020
26 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 43 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 September (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0739683693
Incorporation
Founding capital of €3,000, 100 shares · Founder: MICHEL Nicolas Didier Geoffrey (comparant) · Appointment: MICHEL Nicolas Didier Geoffrey (director) · published on 19-12-2019 · Gazette deed
First establishment
Mariannestraat 38, Uccle
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| T-Tree Uccle | €54,382 | €65,149 | 15.5% | - |
| MAJJI Schaerbeek | €51,740 | €69,337 | 22.5% | - |
| Meloncheto Evere | €61,141 | €68,945 | 79.1% | - |
| JWBO Herent | €54,305 | €63,232 | 8.4% | - |
| Mind.Shift Zemst | €51,831 | €64,382 | 82.5% | - |
| BASHO Nazareth-De Pinte | €59,013 | €62,861 | 3.4% | - |
| DL OFFICE Antwerp | €59,457 | €61,241 | 1.7% | - |
These companies have the same main activity as T-Tree: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €51,700 and €61,100, founded between 2019 and 2020.
Official details
Source: KBO- Status
- Active since 17-12-2019Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 3 others
- Establishment unit
- 2.297.528.3401180 Uccle, since 17-12-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 14-10-2025
Insights on T-Tree
T-Tree files the micro format. That format states no turnover. The gross margin rose from €43,330 in 2020 to €65,149 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about T-Tree
- What is the company number of T-Tree?
- The company number of T-Tree is 0739.683.693. The VAT number is the same number with BE in front: BE 0739.683.693.
- Where is T-Tree based?
- The registered office is at Mariannestraat 38/1, 1180 Uccle.Company details
- What does T-Tree do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of T-Tree?
- T-Tree is a private limited company (BV).
- When was T-Tree founded?
- T-Tree was founded on 17-12-2019.
- Is T-Tree still active?
- Yes, T-Tree is an active enterprise in the KBO register.
- What is the turnover of T-Tree?
- The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €65,149 and 60 comparable companies (NACE 62200). It probably lies between €110,000 and €160,000.Financials
- Is T-Tree profitable?
- In financial year 2025, T-Tree made a profit of €50,305.
- Where can I find the annual accounts of T-Tree?
- T-Tree filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of T-Tree due?
- T-Tree must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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