'T TIPZAKJE
Active'T TIPZAKJE has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €34k and a net result of €2k. Equity is growing by ~8.3% per year across the filed fiscal years. Its solvency ranks better than 79% of 13091 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-19
Solvency90▼-10
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 3.37 against 17.03 in 2024; short-term debt: 20.2% and cash: 51.1% of total assets), and 35.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.7%
Return on assets
3.8%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 08-04-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
43 d early
2023
42 d early
2022
40 d early
2021
19 d early
2020
43 d early
2019
44 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€34k▲ 6.3%
2024 · €32k
2018: €19k
2019: €21k
2020: €22k
2021: €17k
2022: €17k
2023: €27k
2024: €32k
2018 → 2025
Total assets
€53k▲ 57.2%
2024 · €34k
2018: €46k
2019: €37k
2020: €30k
2021: €35k
2022: €28k
2023: €30k
2024: €34k
2018 → 2025
Net result
€2k▼ 64.6%
2024 · €6k
2018: €-4k
2019: €2k
2020: €205
2021: €-5k
2022: €24
2023: €10k
2024: €6k
2018 → 2025
Working capital
€25k▲ 9.0%
2024 · €23k
2018: €-9k
2019: €-5k
2020: €305
2021: €-535
2022: €2k
2023: €14k
2024: €23k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€17k-€17k▲ 0.1%€27k▲ 56.8%€32k▲ 21.5%€34k▲ 6.3%
Operating result€-2k-€782€14k▲ 1,738%€11k▼ 24.8%€6k▼ 45.5%
Net result€-5k-€24€10k▲ 39,995%€6k▼ 40.7%€2k▼ 64.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 46% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €53k
Fixed assets
€17k▲ 88.3%
Current assets
€36k▲ 45.9%
Equity and liabilities €53k
Equity
€34k▲ 6.3%
Debt
€19k▲ 1,189%
The debt ratio rises from 4.3% to 35.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€14k▼
2024 · €16k
Cash flow
€10k▼
2024 · €10k
Solvency
64.7%▼
2024 · 95.7%
Current ratio
3.37▼
2024 · 17.03
Quick ratio
2.86▼
2024 · 13.67
Debt / equity
0.55▲
2024 · 0.05
ROE
5.9%▼
2024 · 17.7%
ROA
3.8%▼
2024 · 16.9%
Interest coverage
5.69▼
2024 · 30.71
Debt
€19k▲
2024 · €1k
Debt ≤ 1 year
€11k▲
2024 · €1k
Debt > 1 year
€8k
Income taxes
€1k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€34k€53k▲
Fixed assets21/28€9k€17k▲
Tangible fixed assets22/27€6k€14k▲
Plant, machinery and equipment23€5k€1k▼
Furniture and vehicles24€864€13k▲
Financial fixed assets28€3k€3k=
Current assets29/58€25k€36k▲
Stocks and contracts in progress3€5k€6k▲
Stocks30/36€5k€6k▲
Amounts receivable within one year40/41€294€3k▲
Other amounts receivable41€294€3k▲
Cash at bank and in hand54/58€19k€27k▲
Deferred charges and accrued income490/1€555€16▼
Equity and liabilities
Total equity and liabilities10/49€34k€53k▲
Equity10/15€32k€34k▲
Contributions10/11€21k€21k=
Reserves13€19k€19k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€17k€17k=
Profit (loss) carried forward14€-8k€-6k▲
Amounts payable17/49€1k€19k▲
Amounts payable after more than one year17-€8k
Financial debts170/4-€8k
Amounts payable within one year42/48€1k€11k▲
Current portion of amounts payable after more than one year42-€5k
Trade debts44€887€5k▲
Suppliers440/4€887€5k▲
Taxes, remuneration and social security45€570€277▼
Taxes450/3€570€277▼
Income statement
Code20242025
Non-recurring operating income76A€50-
Remuneration, social security and pensions62€3k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€8k▲
Other operating charges640/8€3k€3k▲
Gross operating margin9900€22k€17k▼
Operating profit (loss)9901€11k€6k▼
Financial charges65/66B€505€2k▲
Recurring financial charges65€505€2k▲
Profit (loss) for the period before taxes9903€10k€3k▼
Income taxes67/77€5k€1k▼
Profit (loss) for the period9904€6k€2k▼
Profit (loss) for the period to be appropriated9905€6k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€-6k▲
Profit (loss) brought forward from the previous period14P€-14k€-8k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Liquidity triplescurrent ratio 17.03
Current ratio from 5.01 to 17.03; short-term debt falls from €4k to €1k.
19-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Highest result since 2018net €10k ▲39995%
Operating result €14k, net result €10k, both a record.
30-09
Financial
Liquidity quadruplescurrent ratio 5.01
Current ratio from 1.20 to 5.01; short-term debt falls from €11k to €4k.
21-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Back to profitnet €24
Net result €24 after one loss-making year.
11-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Weakest financial yearnet €-5k ▼2361%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
18-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
17-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
26-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
07-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Antwerpse Steenweg 1079100 Sint-NiklaasGround area
192 m²
Building footprint
68 m²
Volume, LiDAR
818 m³
Parcel 46445D1483/00Y002, Flanders · tallest building 14.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Antwerpse Steenweg 107, 9100 Sint-Niklaas
since 20032.126.672.045
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46445D1483/00Y002 | Flanders | 192 m² | 1 · 68 m² | 14.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Niklaas2.126.672.045
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Of 21,911 companies in sector 56112 we hold annual accounts for 9,783. 8,442 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-02-2001
Fiscal year end30-09
Activities, NACEBEL
55302
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.