T-Technics

Active

Private limited companyfounded 20242 yrs activeSint-Hubertusstraat(OPL) 47, 3300 Tienen, BelgiumKBO/BCE: BE 1009.880.262

The computed 12-month bankruptcy probability of T-Technics is 2.2% (moderate). The 2025 annual accounts show equity of €120k and a net result of €53k. Its solvency ranks better than 70% of 27787 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

79 / 100

Excellent

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency91▼-2

Growth52

Track record82

Bankruptcy probability, 12 months

2.2% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €9k at 30 days only on tighter terms

Liquidity ample (current ratio 2.55 against 2.71 in 2024; short-term debt: 34.3% and cash: 48.1% of total assets), and 34.3% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

65.7%

Return on assets

29%

Age of the figures

9 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

3 d early

2024

31 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

23-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€120k▲ 79.2%

2024 · €67k

2024: €67k

2024 → 2025

Total assets

€183k▲ 86.6%

2024 · €98k

2024: €98k

2024 → 2025

Net result

€53k▼ 14.4%

2024 · €62k

2024: €62k

2024 → 2025

Working capital

€98k▲ 84.0%

2024 · €53k

2024: €53k

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€67k-€120k▲ 79.2%

Operating result€86k-€75k▼ 12.8%

Net result€62k-€53k▼ 14.4%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 13% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €183k

12.3%

87.7%

Fixed assets €23k▲ 60.8%

Current assets €161k▲ 90.9%

Equity and liabilities €183k

65.7%

34.3%

Equity €120k▲ 79.2%

Debt €63k▲ 103%

The debt ratio rises from 31.6% to 34.3%. Equity and debt are higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€79k▼

2024 · €88k

Cash flow

€57k▼

2024 · €64k

Solvency

65.7%▼

2024 · 68.4%

Current ratio

2.55▼

2024 · 2.71

Quick ratio

2.55▼

2024 · 2.71

Debt / equity

0.52▲

2024 · 0.46

ROE

44.2%▼

2024 · 92.5%

ROA

29.0%▼

2024 · 63.3%

Interest coverage

74.33▼

2024 · 274.00

Debt

€63k▲

2024 · €31k

Debt ≤ 1 year

€63k▲

2024 · €31k

Income taxes

€21k▼

2024 · €24k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€98k€183k▲

Fixed assets21/28€14k€23k▲

Tangible fixed assets22/27€14k€23k▲

Land and buildings22-€10k

Plant, machinery and equipment23€2k€1k▼

Furniture and vehicles24€12k€11k▼

Current assets29/58€84k€161k▲

Amounts receivable within one year40/41€31k€70k▲

Trade receivables40€27k€68k▲

Other amounts receivable41€3k€3k▼

Cash at bank and in hand54/58€52k€88k▲

Deferred charges and accrued income490/1€2k€2k▲

Equity and liabilities

Total equity and liabilities10/49€98k€183k▲

Equity10/15€67k€120k▲

Contributions10/11€5k€5k=

Reserves13€62k€115k▲

Distributable reserves133€62k€115k▲

Amounts payable17/49€31k€63k▲

Amounts payable within one year42/48€31k€63k▲

Trade debts44€5k€36k▲

Suppliers440/4€5k€36k▲

Taxes, remuneration and social security45€24k€23k▼

Taxes450/3€24k€21k▼

Remuneration and social security454/9-€2k

Other amounts payable47/48€2k€4k▲

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€4k▲

Other operating charges640/8€651€608▼

Gross operating margin9900€89k€79k▼

Operating profit (loss)9901€86k€75k▼

Financial income75/76B-€1

Recurring financial income75-€1

Financial charges65/66B€321€1k▲

Recurring financial charges65€321€1k▲

Profit (loss) for the period before taxes9903€86k€74k▼

Income taxes67/77€24k€21k▼

Profit (loss) for the period9904€62k€53k▼

Profit (loss) for the period to be appropriated9905€62k€53k▼

Appropriation of the result

Profit (loss) to be appropriated9906€62k€53k▼

Transfer to equity691/2€62k€53k▼

To other reserves6921€62k€53k▼

The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 3Financial 1Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

28-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Equity above €100kEq €120k ▲79.2%

2 profitable years in a row build equity to €120k.

30-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Tienen · 1 establishment unit since 2024

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Sint-Hubertusstraat(OPL) 473300 Tienen

Ground area

1,431 m²

Building footprint

216 m²

Volume, LiDAR

1,034 m³

Parcel 24082B0310/00T000, Flanders · tallest building 6.5 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

T-Technics

Sint-Hubertusstraat(OPL) 47, 3300 TienenGeneral electrical installation work

since 20242.362.096.290

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
24082B0310/00T000	Flanders	1,431 m²	1 · 216 m²	6.5 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2024 · 1 entry · 553 EUR awarded · 553 EUR paid

Year	Entries	awarded	paid
2024	1	553 EUR	553 EUR

Schemes

Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)

1 entry · 553 EUR · 553 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Elektro Peter Henderikx

BE 0555.934.714

Herenthout · Eq €120k

Machelen (Brab.) · Eq €120k

Of 22,826 companies in sector 43211 we hold annual accounts for 10,328. 8,753 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded30-05-2024

Fiscal year end31-12

Activities, NACEBEL

43211General electrical installation work

43212Electrical installation work in industrial facilities

43222Installation of electric heating, air conditioning, cooling and ventilation

43230Insulation installation

43240Other construction installation

43291Specialised construction activities

43299Specialised construction activities

43310Plastering work

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.