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t-tec

Active
Private limited companyfounded 2011active for 15 yearsWakkensteenweg 10, 8780 Oostrozebeke, BelgiumKBO/BCE: BE 0840.390.281
Summary

t-tec has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €379,171 and a net result of €98,718. Equity is growing by about 12% per year across the filed financial years. Its solvency ranks better than 24% of 9,806 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisFollow ReportCompare
t-tecActiveChecked score 85/100
Risk analysis ReportCompare

Overview

Activity
General electrical installation work
NACE 43211Installation of electric heating, air conditioning, cooling and ventilation NACE 43222
9th largest company by total assets in Oostrozebeke, Construction sector2 sites
Size
€1.6mtotal assets 2025
Staff
2.3 FTE
Equity
€379,171
Profit
€98,718
Turnover not published (abbreviated or micro format)
Financial health
85 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Structure
2025 accounts 59 days early1 of 2 deeds summarised
Why 85raises riskSector: Specialised construction activities (NACE 43)lowers riskFigures for financial year 2025 (filed 02-03-2026)Size: 2.3 FTE, total assets €1.6mFounded in 2011Show the evidence

Checked score

Score 2025
85 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 46% of its sector peers (NACE 43, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 48-1
equity 23.4% of total assets
Liquidity 48=
short-term debt 40.1% · cash 13.3%
Profitability 76+3
return on assets 6.1%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,640 companies, NACE 43, micro)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024lowest value 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.3%▲ +0.1 percentage points vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026highest value 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.22, compared with 1.23 in 2024, below the usual 1.5; short-term debt: 40.1% and cash: 13.3% of total assets), and 76.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 25% on solvency, 39% on liquidity, 52% on profitability and 67% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Figures for financial year 2025 (filed 02-03-2026)
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Size: 2.3 FTE, total assets €1.6m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Founded in 2011
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 9806 sector peers (2025).
NBB · sector comparison
Position among 9806 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 02-03-2026, 59 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
59 days early
2024
74 days early
2023
75 days early
2022
76 days early
2021
77 days early
2020
70 days early
2019
71 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 72 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 15 February (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end27-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Highest result from 2019 to 2025net €98,718 ▲111%
  3. Annual accounts filedfinancial year 2024 · abbreviated…

Key points

  • Positive: Result rose in 2025from €46,700 to €98,718 ▲ 111% View
  • Positive: 9th largest company by total assets in Oostrozebeke, Construction sectorin the Checked rankings No. 9 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 7 profitable years in a rowprofit 2025: €98,718 7 years View

By topic

Financials

Financial year
2025
Total assets
€1.6m
Profit
€98,718
Solvency
23.4%
Total assets▲ 23.5%
Net result
20192025
Go to Financials

Timeline

Events
17
Since
2013
Next accounts
by 30-04-2027
  1. 15-02-2024Annual accounts filed
  2. 19-12-2023Appointments: TACK Steven (director) and Bouckaert Wendy…
  3. 13-02-2023Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
General electrical installation workNACE 43211
Founded
28-09-2011
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
15
Who signs
Each director alone
Annual meeting
Second Friday of February at 17:00
Purpose
“De handel en installatie in al zijn vormen,groothandel of kleinhandel,en met iedere…” (deed in Dutch)
Go to Articles of association

Key facts about t-tec

What is the company number of t-tec?
0840.390.281. In Belgium the VAT number is the company number with BE in front: BE 0840.390.281.
Where is t-tec based?
The registered office is at Wakkensteenweg 10, 8780 Oostrozebeke.Company details
What does t-tec do?
According to the KBO register, the main activity is general electrical installation work (NACE 43211).
What is the legal form of t-tec?
Private limited company (BV).
When was t-tec founded?
On 28-09-2011.
Is t-tec still active?
Yes, t-tec is an active enterprise in the KBO register.
How many employees does t-tec have?
On average 2.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of t-tec?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is t-tec profitable?
In financial year 2025, t-tec made a profit of €98,718.
Where can I find the annual accounts of t-tec?
t-tec filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of t-tec due?
By 30-04-2027, for financial year 2026.Timeline

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