Financials
- Fiscal year
- 2024
- Total assets
- €26,605
- Profit
- €375
- Solvency
- 8.1%
T & T CREATION
ActiveSummary
The computed 12-month bankruptcy probability of T & T CREATION is 4.3% (elevated). The 2024 annual accounts show equity of €2,167 and a net result of €375. Equity is growing by ~10.5% per year across the filed fiscal years. Its solvency ranks better than 17% of 5895 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Landscape service activities
NACE 81300
1 site
Size
€26,605total assets 2024
- Equity
- €2,167
- Profit
- €375
Turnover not published (abridged schema)
Structure
Accounts 64 d overdue0 of 1 deed read
Why 47- Figures for FY 2024 (filed 27-07-2025)- 1 financial year not filed after the legal deadline; 2 of the last 3 late- Founded in 2022+ Size: total assets €26,605Show the evidence
Checked score
Score 2024
47
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 28% of its sector peers (NACE 81, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Weak
Solvency
33=
equity 8.1% of total assets
Liquidity
20-14
short-term debt 91.9% · cash 16.2%
Profitability
41-23
return on assets 1.4%
Bankruptcy probability, 12 months
4.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 2.4%
12-2024: 2.4%● 0.0% vs 11-2024
01-2025: 2.4%▲ +0.5% vs 12-2024
02-2025: 2.6%▲ +7.0% vs 01-2025
03-2025: 2.6%▲ +0.7% vs 02-2025
04-2025: 2.6%▲ +2.4% vs 03-2025
05-2025: 2.6%▲ +0.5% vs 04-2025
06-2025: 2.6%▼ -0.5% vs 05-2025
07-2025: 2.6%● 0.0% vs 06-2025
08-2025: 2.4%▼ -8.6% vs 07-2025
09-2025: 2.4%● 0.0% vs 08-2025
10-2025: 2.4%● 0.0% vs 09-2025
11-2025: 2.4%● 0.0% vs 10-2025
12-2025: 2.4%● 0.0% vs 11-2025
01-2026: 2.0%▼ -15.4% vs 12-2025
02-2026: 2.0%▼ -0.8% vs 01-2026lowest value
03-2026: 2.1%▲ +2.5% vs 02-2026
04-2026: 2.1%▲ +2.0% vs 03-2026
05-2026: 2.2%▲ +2.1% vs 04-2026
06-2026: 2.2%▲ +2.4% vs 05-2026
07-2026: 2.2%▲ +1.0% vs 06-2026
08-2026: 2.7%▲ +22.1% vs 07-2026
09-2026: 3.0%▲ +11.2% vs 08-2026
10-2026: 4.3%▲ +41.6% vs 09-2026highest value
- Figures for FY 2024 (filed 27-07-2025) raises the probability
- 1 financial year not filed after the legal deadline; 2 of the last 3 late raises the probability
- Founded in 2022 raises the probability for this profile
- Size: total assets €26,605 lowers the probability for this profile
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.09 against 1.09 in 2023; short-term debt: 91.9% and cash: 16.2% of total assets), and 91.9% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 81, micro). Better than this share of them on solvency 16%, liquidity 13%, profitability 18%, growth against the median 65%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 5895 sector peers (2024).
NBB · sector comparisonPosition among 5895 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-07-2025, 4 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
4 d early
2023
38 d late
2022
112 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 49 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
- Back to profitnet €2,336
Key points
By topic
Timeline
- Events
- 4
- Since
- 2023
- 27-07-2025Annual accounts filed
- 07-09-2024Annual accounts filed
- 31-12-2023Back to profit
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Landscape service activitiesNACE 81300
- Founded
- 17-05-2022
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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