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Private limited companyfounded 20188 yrs activeGraatakker 103, 2300 Turnhout, BelgiumKBO/BCE: BE 0694.880.680
Summary

T & T has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €5.2m and a net result of €936,070. Equity is growing by ~30.9% per year across the filed fiscal years. Its solvency ranks better than 80% of 8782 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
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Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
57 d early
2024
52 d early
2023
30 d early
2022
38 d early
2021
39 d early
2020
36 d early
2019
29 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 40 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 22 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

T & T was incorporated on 19 April 2018.1 Total assets went from EUR 6.2 million in 2018 to EUR 6.2 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€5.2m▼ 4.8%
2024 · €5.5m
Total assets
€6.2m▼ 3.6%
2024 · €6.5m
Net result
€936,070▼ 2.0%
2024 · €954,822
Working capital
-€984,971▼ 89.0%
2024 · -€521,041
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€117,125▼ 0.3%€442,903▲ 278%€28,604▼ 93.5%€26,223▼ 8.3%€27,701▲ 5.6%
Net result€520,986above the sector's middle half▼ 40.7%€1.2mabove the sector's middle half▲ 129%€1.1mabove the sector's middle half▼ 3.6%€954,822above the sector's middle half▼ 16.8%€936,070above the sector's middle half▼ 2.0%
Equity€2.2mabove the sector's middle half▲ 31.3%€3.4mabove the sector's middle half▲ 54.5%€4.5mabove the sector's middle half▲ 34.0%€5.5mabove the sector's middle half▲ 21.1%€5.2mabove the sector's middle half▼ 4.8%
Total assets€6.2mabove the sector's middle half▼ 1.7%€6.3mabove the sector's middle half▲ 0.8%€6.5mabove the sector's middle half▲ 2.8%€6.5mabove the sector's middle half▼ 0.2%€6.2mabove the sector's middle half▼ 3.6%
Debt€4.1m▼ 13.4%€2.9m▼ 28.2%€1.9m▼ 33.3%€973,249▼ 49.9%€1.0m▲ 3.0%
Working capital-€900,664below the sector's middle half▼ 38.5%-€881,058below the sector's middle half▲ 2.2%-€504,434below the sector's middle half▲ 42.7%-€521,041below the sector's middle half▼ 3.3%-€984,971below the sector's middle half▼ 89.0%
Solvency35.0%within the sector's middle half▲ 8.8pp53.7%within the sector's middle half▲ 18.7pp70.0%within the sector's middle half▲ 16.3pp84.9%above the sector's middle half▲ 15.0pp83.9%above the sector's middle half▼ 1.0pp
Current ratio0.04below the sector's middle half▼ 0.140.09below the sector's middle half▲ 0.050.35below the sector's middle half▲ 0.250.33below the sector's middle half▼ 0.020.02below the sector's middle half▼ 0.31
Return on assets (ROA)8.3%within the sector's middle half▼ 5.5pp18.9%above the sector's middle half▲ 10.6pp17.8%above the sector's middle half▼ 1.2pp14.8%above the sector's middle half▼ 3.0pp15.1%above the sector's middle half▲ 0.3pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€500,000€1.0mOperating result 2021: €117,125€117,125Net result 2021: €520,986€520,986Operating result 2022: €442,903€442,903Net result 2022: €1.2m€1.2mOperating result 2023: €28,604€28,604Net result 2023: €1.1m€1.1mOperating result 2024: €26,223€26,223Net result 2024: €954,822€954,822Operating result 2025: €27,701€27,701Net result 2025: €936,070€936,07020212022202320242025€0€500,000€1mOperating result 2023: €28,604€28,600Net result 2023: €1.1m€1.1mOperating result 2024: €26,223€26,200Net result 2024: €954,822€955,000Operating result 2025: €27,701€27,700Net result 2025: €936,070€936,000202320242025
The operating result recovers in 2025; 2025 is 6% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.2m
Fixed assets €6.2m =
Current assets €17,880 ▼ 92.9%
Equity and liabilities €6.2m
Equity €5.2m ▼ 4.8%
Debt €1.0m ▲ 3.0%
Debt's share of the balance-sheet total rises from 15.1% to 16.1%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
ROE
17.9%▲
2024 · 17.4%
Debt ≤ 1 year
€1.0m▲
2024 · €773,249
Debt > 1 year
€0▼
2024 · €200,000
Income taxes
€2,023▲
2024 · €958
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet Code20242025
Assets
Total assets20/58€6.5m€6.2m▼
Fixed assets21/28€6.2m€6.2m=
Financial fixed assets28€6.2m€6.2m=
Current assets29/58€252,207€17,880▼
Amounts receivable within one year40/41€10,932€11,909▲
Trade receivables40€10,890€8,890▼
Other amounts receivable41€42€3,019▲
Cash at bank and in hand54/58€236,703€342▼
Deferred charges and accrued income490/1€4,573€5,629▲
Equity and liabilities
Total equity and liabilities10/49€6.5m€6.2m▼
Equity10/15€5.5m€5.2m▼
Contributions10/11€18,600€18,600=
Reserves13€5.5m€5.2m▼
Distributable reserves133€5.5m€5.2m▼
Profit (loss) carried forward14-€0
Amounts payable17/49€973,249€1.0m▲
Amounts payable after more than one year17€200,000€0▼
Financial debts170/4€200,000€0▼
Amounts payable within one year42/48€773,249€1.0m▲
Current portion of amounts payable after more than one year42€771,429€0▼
Trade debts44€0€1,056▲
Suppliers440/4€0€1,056▲
Taxes, remuneration and social security45€1,820€151,795▲
Taxes450/3€1,820€151,795▲
Other amounts payable47/48-€850,000
Income statement Code20242025
Other operating charges640/8€1,261€1,296▲
Gross operating margin9900€27,484€28,997▲
Operating profit (loss)9901€26,223€27,701▲
Financial income75/76B€950,000€930,000▼
Recurring financial income75€950,000€930,000▼
Financial charges65/66B€20,444€19,608▼
Recurring financial charges65€20,444€19,608▼
Profit (loss) for the period before taxes9903€955,780€938,093▼
Income taxes67/77€958€2,023▲
Profit (loss) for the period9904€954,822€936,070▼
Profit (loss) for the period to be appropriated9905€954,822€936,070▼
Appropriation of the result
Profit (loss) to be appropriated9906€954,822€936,070▼
Transfer from equity791/2-€263,930
Transfer to equity691/2€954,822€0▼
To other reserves6921€954,822€0▼
Profit to be distributed694/7-€1.2m
Return on contributions (dividend)694-€1.2m

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Other operating charges640/8€1,059€1,136€1,882€1,261€1,296▲ 2.8%
Gross operating margin9900€118,184€444,039€30,486€27,484€28,997▲ 5.5%
Operating profit (loss)9901€117,125€442,903€28,604€26,223€27,701▲ 5.6%
Financial income75/76B€468,000€891,200€1.2m€950,000€930,000▼ 2.1%
Recurring financial income75€468,000€891,200€1.2m€950,000€930,000▼ 2.1%
Financial charges65/66B€50,893€43,123€30,551€20,444€19,608▼ 4.1%
Recurring financial charges65€50,893€43,123€30,551€20,444€19,608▼ 4.1%
Profit (loss) for the period before taxes9903€534,232€1.3m€1.1m€955,780€938,093▼ 1.9%
Income taxes67/77€13,246€99,945-€958€2,023▲ 111%
Profit (loss) for the period9904€520,986€1.2m€1.1m€954,822€936,070▼ 2.0%
Profit (loss) for the period to be appropriated9905€520,986€1.2m€1.1m€954,822€936,070▼ 2.0%
Line20212022202320242025Change
Assets
Total assets20/58€6.2m€6.3m€6.5m€6.5m€6.2m▼ 3.6%
Fixed assets21/28€6.2m€6.2m€6.2m€6.2m€6.2m=
Financial fixed assets28€6.2m€6.2m€6.2m€6.2m€6.2m=
Current assets29/58€42,023€90,370€267,157€252,207€17,880▼ 92.9%
Amounts receivable within one year40/41€1,861€294€1,521€10,932€11,909▲ 8.9%
Trade receivables40--€197€10,890€8,890▼ 18.4%
Other amounts receivable41€1,861€294€1,324€42€3,019▲ 7,104%
Cash at bank and in hand54/58€40,162€90,077€261,063€236,703€342▼ 99.9%
Deferred charges and accrued income490/1--€4,573€4,573€5,629▲ 23.1%
Equity and liabilities
Total equity and liabilities10/49€6.2m€6.3m€6.5m€6.5m€6.2m▼ 3.6%
Equity10/15€2.2m€3.4m€4.5m€5.5m€5.2m▼ 4.8%
Contributions10/11€18,600€18,600€18,600€18,600€18,600=
Reserves13€2.2m€3.4m€4.5m€5.5m€5.2m▼ 4.8%
Non-distributable reserves130/1€1,860€1,860----
Reserves not available under the articles1311€1,860€1,860----
Distributable reserves133€2.2m€3.4m€4.5m€5.5m€5.2m▼ 4.8%
Profit (loss) carried forward14----€0-
Amounts payable17/49€4.1m€2.9m€1.9m€973,249€1.0m▲ 3.0%
Amounts payable after more than one year17€3.1m€1.9m€1.2m€200,000€0▼ 100%
Financial debts170/4€3.1m€1.9m€1.2m€200,000€0▼ 100%
Amounts payable within one year42/48€942,687€971,429€771,591€773,249€1.0m▲ 29.7%
Current portion of amounts payable after more than one year42€771,429€771,429€771,429€771,429€0▼ 100%
Trade debts44--€163€0€1,056-
Suppliers440/4--€163€0€1,056-
Taxes, remuneration and social security45€11,259--€1,820€151,795▲ 8,240%
Taxes450/3€11,259--€1,820€151,795▲ 8,240%
Other amounts payable47/48€160,000€200,000--€850,000-
Line20212022202320242025Change
Profit (loss) for the period9904€520,986€1.2m€1.1m€954,822€936,070▼ 2.0%
Operating cash flow (approximation)€520,986€1.2m€1.1m€954,822€936,070▼ 2.0%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash-€49,914€170,987-€24,360-€236,361▼ 870%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
04-06
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
09-06
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Equity above €5mEq €5.5m ▲21.1%
6 profitable years in a row build equity to €5.5m.
01-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
23-06
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial Highest result since 2018net €1.2m ▲129%
Operating result €442,903, net result €1.2m, both a record.
22-06
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial Equity above €2mEq €2.2m ▲31.3%
3 profitable years in a row build equity to €2.2m.
25-06
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial Equity above €1mEq €1.7m ▲112%
2 profitable years in a row build equity to €1.7m.
02-07
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial Back to profitnet €774,674
Net result €774,674 after one loss-making year.
31-12
Financial Equity above €500,000Eq €785,029 ▲7,481%
Equity rises from €10,355 to €785,029.
13-06
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Turnhout · 1 establishment unit since 2018
seat establishment The establishment unit on the map
Ground area
518 m²
Building footprint
391 m²
Volume, LiDAR
4,300 m³
Parcel 13452N0024/00T000, Flanders · tallest building 14.0 m, ±4 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
T & T
Graatakker 103, 2300 TurnhoutFinancial service activities, except insurance and pension funding
since 20182.277.054.511
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13452N0024/00T000 Flanders 517 m² 1 · 391 m² 13.9 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

3 holdings

Owners 0

The accounts to 31-12-2025 list no shareholders, and no other source names one.

Holdings 3

According to the 2025 annual accounts of T & T and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 5,711 companies in sector 70100 we hold annual accounts for 3,519. 1,140 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded19-04-2018
Fiscal year end31-12
Activities, NACEBEL 2025
70100Activities of head offices
64210Activities of holding companies
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0694880680
Also 9925:BE0694880680
Registered 25-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.