't SOLFT
Active't SOLFT has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €159k and a net result of €52k. Equity is growing by ~25.4% per year across the filed fiscal years. Its solvency ranks better than 63% of 13090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+2
Solvency71▲+11
Growth78=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 6.13 against 2.45 in 2024; short-term debt: 6.6% and cash: 13.6% of total assets), but 54.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.8%
Return on assets
15%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
56 d early
2023
48 d early
2022
55 d early
2021
40 d early
2020
29 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€159k▲ 48.5%
2024 · €107k
2018: €18k
2019: €27k
2020: €49k
2021: €62k
2022: €55k
2023: €66k
2024: €107k
2018 → 2025
Total assets
€346k▲ 12.1%
2024 · €309k
2018: €615k
2019: €313k
2020: €322k
2021: €314k
2022: €296k
2023: €288k
2024: €309k
2018 → 2025
Net result
€52k▲ 25.9%
2024 · €41k
2018: €-9k
2019: €10k
2020: €30k
2021: €13k
2022: €-6k
2023: €10k
2024: €41k
2018 → 2025
Working capital
€117k▲ 117%
2024 · €54k
2018: €-64k
2019: €-4k
2020: €8k
2021: €21k
2022: €13k
2023: €20k
2024: €54k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€62k-€55k▼ 10.4%€66k▲ 18.3%€107k▲ 62.6%€159k▲ 48.5%
Operating result€24k-€57▼ 99.8%€20k▲ 34,501%€68k▲ 243%€82k▲ 21.1%
Net result€13k-€-6k€10k€41k▲ 305%€52k▲ 25.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 21% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €346k
Fixed assets
€206k▼ 5.2%
Current assets
€140k▲ 53.5%
Equity and liabilities €346k
Equity
€159k▲ 48.5%
Debt
€188k▼ 7.1%
The debt ratio falls from 65.4% to 54.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€93k▲
2024 · €79k
Cash flow
€63k▲
2024 · €53k
Solvency
45.8%▲
2024 · 34.6%
Current ratio
6.13▲
2024 · 2.45
Quick ratio
5.96▲
2024 · 2.34
Debt / equity
1.18▼
2024 · 1.89
ROE
32.7%▼
2024 · 38.5%
ROA
15.0%▲
2024 · 13.3%
Interest coverage
16.85▲
2024 · 12.17
Debt
€188k▼
2024 · €202k
Debt ≤ 1 year
€23k▼
2024 · €37k
Debt > 1 year
€165k=
2024 · €165k
Income taxes
€25k▲
2024 · €20k
Staff costs
€2k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€309k€346k▲
Fixed assets21/28€217k€206k▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€217k€206k▼
Land and buildings22€217k€206k▼
Plant, machinery and equipment23€0€0=
Furniture and vehicles24€0€0=
Current assets29/58€91k€140k▲
Stocks and contracts in progress3€4k€4k=
Stocks30/36€4k€4k=
Amounts receivable within one year40/41€43k€89k▲
Trade receivables40€180€390▲
Other amounts receivable41€42k€89k▲
Cash at bank and in hand54/58€45k€47k▲
Equity and liabilities
Total equity and liabilities10/49€309k€346k▲
Equity10/15€107k€159k▲
Contributions10/11€19k€19k=
Reserves13€82k€134k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€80k€132k▲
Profit (loss) carried forward14€6k€6k=
Amounts payable17/49€202k€188k▼
Amounts payable after more than one year17€165k€165k=
Financial debts170/4€165k€165k=
Amounts payable within one year42/48€37k€23k▼
Current portion of amounts payable after more than one year42€19k-
Trade debts44€11k€10k▼
Suppliers440/4€11k€10k▼
Taxes, remuneration and social security45€5k€10k▲
Taxes450/3€5k€10k▲
Remuneration and social security454/9-€42
Other amounts payable47/48€2k€2k=
Income statement
Code20242025
Remuneration, social security and pensions62€5k€2k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€11k▼
Other operating charges640/8€1k€2k▲
Gross operating margin9900€86k€97k▲
Operating profit (loss)9901€68k€82k▲
Financial income75/76B€26€305▲
Recurring financial income75€26€305▲
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€61k€77k▲
Income taxes67/77€20k€25k▲
Profit (loss) for the period9904€41k€52k▲
Profit (loss) for the period to be appropriated9905€41k€52k▲
Appropriation of the result
Profit (loss) to be appropriated9906€47k€58k▲
Profit (loss) brought forward from the previous period14P€6k€6k=
Transfer to equity691/2€41k€52k▲
To other reserves6921€41k€52k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €52k ▲25.9%
Operating result €82k, net result €52k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 6.13
Current ratio from 2.45 to 6.13; short-term debt falls from €37k to €23k.
31-12
Financial
Equity above €150kEq €159k ▲48.5%
3 profitable years in a row build equity to €159k.
05-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €107k ▲62.6%
2 profitable years in a row build equity to €107k.
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
06-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 6 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
15-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Solftplaats 132040 AntwerpenGround area
347 m²
Building footprint
135 m²
Volume, LiDAR
597 m³
Parcel 11819B0336/00E000, Flanders · tallest building 8.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
't SOLFT
since 20092.231.771.149
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11819B0336/00E000 | Flanders | 347 m² | 1 · 135 m² | 8.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.231.771.149
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Of 21,908 companies in sector 56112 we hold annual accounts for 9,783. 7,159 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded02-12-2009
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.