'T SOETE
ActiveSummary
'T SOETE has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €303k and a net result of €76k. Equity is growing by ~34.3% per year across the filed fiscal years. Its solvency ranks better than 75% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▲+29
Solvency89▼-3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 2.44 against 2.44 in 2024; short-term debt: 36.2% and cash: 20.7% of total assets), and 36.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.8%
Return on assets
16%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
57 d early
2024
48 d early
2023
51 d early
2022
38 d early
2021
34 d early
2020
54 d early
2019
59 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€303k▲ 33.4%
2024 · €227k
2018: €39k
2019: €46k
2020: €84k
2021: €93k
2022: €156k
2023: €165k
2024: €227k
2018 → 2025
Total assets
€475k▲ 39.8%
2024 · €340k
2018: €141k
2019: €140k
2020: €222k
2021: €232k
2022: €287k
2023: €304k
2024: €340k
2018 → 2025
Net result
€76k▲ 22.8%
2024 · €62k
2018: €11k
2019: €8k
2020: €37k
2021: €10k
2022: €64k
2023: €52k
2024: €62k
2018 → 2025
Working capital
€248k▲ 53.4%
2024 · €162k
2018: €14k
2019: €30k
2020: €76k
2021: €72k
2022: €95k
2023: €93k
2024: €162k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€93k-€156k▲ 67.5%€165k▲ 5.9%€227k▲ 37.4%€303k▲ 33.4%
Operating result€21k-€87k▲ 309%€74k▼ 14.9%€164k▲ 122%€107k▼ 35.0%
Net result€10k-€64k▲ 518%€52k▼ 17.9%€62k▲ 18.2%€76k▲ 22.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 35% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €475k
Fixed assets
€55k ▼ 16.1%
Current assets
€420k ▲ 53.1%
Equity and liabilities €475k
Equity
€303k ▲ 33.4%
Debt
€172k ▲ 52.6%
Debt's share of the balance-sheet total rises from 33.2% to 36.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€121k▼
2024 · €178k
Cash flow
€89k▲
2024 · €76k
Current ratio
2.44▲
2024 · 2.44
Quick ratio
2.23▲
2024 · 1.98
Debt to equity
0.57▲
2024 · 0.50
ROE
25.0%▼
2024 · 27.2%
ROA
16.0%▼
2024 · 18.2%
Interest coverage
28.87▲
2024 · 2.23
Debt ≤ 1 year
€172k▲
2024 · €113k
Income taxes
€32k▲
2024 · €26k
Staff costs
€135k▲
2024 · €112k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€340k€475k▲
Fixed assets21/28€65k€55k▼
Tangible fixed assets22/27€65k€55k▼
Land and buildings22€25k€21k▼
Plant, machinery and equipment23€36k€32k▼
Furniture and vehicles24€5k€2k▼
Current assets29/58€274k€420k▲
Stocks and contracts in progress3€51k€37k▼
Stocks30/36€51k€37k▼
Amounts receivable within one year40/41€41k€49k▲
Trade receivables40€32k€47k▲
Other amounts receivable41€9k€2k▼
Current investments50/53€100k€235k▲
Cash at bank and in hand54/58€79k€98k▲
Deferred charges and accrued income490/1€3k-
Equity and liabilities
Total equity and liabilities10/49€340k€475k▲
Equity10/15€227k€303k▲
Contributions10/11€4k€4k=
Reserves13€223k€299k▲
Tax-exempt reserves132€975€975=
Distributable reserves133€222k€298k▲
Amounts payable17/49€113k€172k▲
Amounts payable within one year42/48€113k€172k▲
Trade debts44€17k€46k▲
Suppliers440/4€17k€46k▲
Advances received on contracts in progress46-€16k
Taxes, remuneration and social security45€36k€47k▲
Taxes450/3€18k€18k▲
Remuneration and social security454/9€18k€29k▲
Other amounts payable47/48€59k€62k▲
Income statement
Code20242025
Remuneration, social security and pensions62€112k€135k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€14k▼
Other operating charges640/8€6k€6k▼
Gross operating margin9900€297k€262k▼
Operating profit (loss)9901€164k€107k▼
Financial income75/76B€3k€5k▲
Recurring financial income75€3k€5k▲
Non-recurring financial income76B-€721
Financial charges65/66B€80k€4k▼
Recurring financial charges65€80k€4k▼
Profit (loss) for the period before taxes9903€87k€108k▲
Income taxes67/77€26k€32k▲
Profit (loss) for the period9904€62k€76k▲
Profit (loss) for the period to be appropriated9905€62k€76k▲
Appropriation of the result
Profit (loss) to be appropriated9906€62k€76k▲
Transfer to equity691/2€62k€76k▲
To other reserves6921€62k€76k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €76k ▲22.8%
Net result €76k, the highest in the series.
13-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €227k ▲37.4%
7 profitable years in a row build equity to €227k.
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €156k ▲67.5%
5 profitable years in a row build equity to €156k.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
07-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
02-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €8k ▼32.6%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
19-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
13-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
02-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mol · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Statiestraat 82400 MolGround area
84 m²
Building footprint
145 m²
Volume, LiDAR
999 m³
Parcel 13434F0768/00T002, Flanders · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
'T SOETE
since 20012.116.422.511
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13434F0768/00T002 | Flanders | 84 m² | 1 · 145 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteMol2.116.422.511
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Of 12,958 companies in sector 47120 we hold annual accounts for 2,190. 1,272 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-07-2001
Fiscal year end31-12
Activities, NACEBEL 2025
47120Other non-specialised retail sale
47242Retail sale of chocolate and confectionery
10820Manufacture of cocoa, chocolate and sugar confectionery
46360Wholesale trade
47241Retail sale of bread and pastry (bakery outlets)
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.