Losses
-€11,936 in four years
Every financial year from 2022 to 2025 closed with a loss. 2025 was the heaviest.
T-SERV
Lifetime
17 annual accounts with figures on one time axispeak €85,911 (2009)
-€4,584▼ €4,641
lowest -€6,031 (2018)
-€4,945▼ €2,911
peak €237,863 (2014)
€221,598▼ 2.2%
-not published
Board1 name since 2008
1 director
Documentsfilings and deeds
29-06-202632 days before the deadline
2025micro format
Gross margin from €57 to -€4,584Loss of €4,945Cash from €12,724 to €7,914
Key points
from the 2025 annual accountsFilings
17 annual accounts since 2009
Seven of the last ten came late. The 2016 accounts came latest: 60 days after the end of the period.
Position in the sector
100.0%
Higher solvency than 95% of companies in food products. Sector median 31.4% · 2,082 companies.
Turnover not published (micro format)
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 6,908 companies had the same profile as T-SERV has now. Each dot stands for 18 companies, two years later.
90.9%
were still trading
7.8%
stopped another way
1.1%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,908 companies, not a prediction for T-SERV. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0806174819
Registered office moved from Anderlecht to Bornem
New registered office: Groenstraat 15, 2880 Bornem (Hingene) · Previous registered office: Foppensstraat 17, 1070 Anderlecht · “Ambachtelijk vervaardigen van brood en van vers banketbakkerswerk; De exploitatie van een landbouwbedrijf,de…” (deed in Dutch) · Gazette deed
Registered office moved from Antwerp to Anderlecht
New registered office: Foppensstraat 17, 1070 Anderlecht · Previous registered office: Braziliëstraat 23, 2000 Antwerpen · General meeting of 20-12-2016 · Gazette deed
Bankruptcy reversal
Commercial Court of Antwerp, Antwerp division · Bankruptcy
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| T-SERV Bornem | €221,598 | -€4,584 | 100.0% | - |
| BELL IMMOBILIER Colfontaine | €182,741 | -€6,801 | 29.5% | - |
| bakkerij martine Torhout | €236,958 | -€3,905 | 47.0% | - |
| BAKKERIJ 'T KROKANTJE Hooglede | €154,815 | -€1,939 | 81.2% | - |
| E-COMMERCE BUSINESS CONSULTANCY Antwerp | €215,134 | €1,820 | 5.2% | - |
| Etienne DEBRAS Clavier | €297,771 | -€9,804 | 93.6% | - |
| LA MAISON DU PAIN Gesves | €220,822 | -€2,234 | 94.0% | - |
These companies have the same main activity as T-SERV: artisanal bread and fresh pastry making (NACE 10712). They are comparable in size and age: total assets between €155,000 and €298,000, founded between 1991 and 2011.
Official details
Source: KBO- Status
- Active since 05-09-2008Normal situation
- Activity
- Artisanal bread and fresh pastry makingNACE 10712and 1 other
- Establishment unit
- 2.173.325.5802880 Bornem, since 05-09-2008
- Financial year end
- 31 December
- Peppol
- Reachable since 10-12-2025
Annual accounts 2025
- €221,598▼ 2.4%
- Filing
- Filed on 29-06-2026, 32 days before the end of the filing period
Insights on T-SERV
T-SERV files the micro format. That format states no turnover. The gross margin fell from €85,911 in 2009 to -€4,584 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about T-SERV
- What is the company number of T-SERV?
- The company number of T-SERV is 0806.174.819. The VAT number is the same number with BE in front: BE 0806.174.819.
- Where is T-SERV based?
- The registered office is at Groenstraat 15, 2880 Bornem.Company details
- What does T-SERV do?
- According to the KBO register, the main activity is artisanal bread and fresh pastry making (NACE 10712).
- What is the legal form of T-SERV?
- T-SERV is a private limited company (pre-2019) (BVBA).
- When was T-SERV founded?
- T-SERV was founded on 05-09-2008.
- Is T-SERV still active?
- Yes, T-SERV is an active enterprise in the KBO register.
- What is the turnover of T-SERV?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is T-SERV profitable?
- In financial year 2025, T-SERV made a loss of €4,945.
- Where can I find the annual accounts of T-SERV?
- T-SERV filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of T-SERV due?
- T-SERV must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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