T Schuurke
ActiveSummary
The computed 12-month bankruptcy probability of T Schuurke is 3.8% (moderate). The 2025 annual accounts show equity of €16k and a net result of €11k. Its solvency ranks better than 73% of 13305 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+30
Solvency82▲+35
Growth78
Track record82
Bankruptcy probability, 12 months
3.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.94 against 0.42 in 2024; short-term debt: 42.7% and cash: 32.9% of total assets), and 42.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.3%
Return on assets
38.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
13 d late
2024
21 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€16k▲ 213%
2024 · €5k
2024: €5k
2024 → 2025
Total assets
€28k▲ 19.9%
2024 · €24k
2024: €24k
2024 → 2025
Net result
€11k▲ 6,033%
2024 · €180
2024: €180
2024 → 2025
Working capital
€-742▲ 93.1%
2024 · €-11k
2024: €-11k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€5k-€16k▲ 213%
Operating result€715-€15k▲ 2,017%
Net result€180-€11k▲ 6,033%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 2,017% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €28k
Fixed assets
€17k ▲ 6.5%
Current assets
€11k ▲ 47.4%
Equity and liabilities €28k
Equity
€16k ▲ 213%
Debt
€12k ▼ 34.4%
Debt's share of the balance-sheet total falls from 78.1% to 42.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€18k▲
2024 · €1k
Cash flow
€14k▲
2024 · €631
Current ratio
0.94▲
2024 · 0.42
Quick ratio
0.86▲
2024 · 0.39
Debt to equity
0.75▼
2024 · 3.56
ROE
68.0%▲
2024 · 3.5%
ROA
38.9%▲
2024 · 0.8%
Interest coverage
95.71▲
2024 · 11.35
Debt ≤ 1 year
€12k▼
2024 · €18k
Income taxes
€4k▲
2024 · €432
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€24k€28k▲
Fixed assets21/28€16k€17k▲
Tangible fixed assets22/27€16k€17k▲
Land and buildings22€13k€13k▼
Plant, machinery and equipment23€2k€3k▲
Furniture and vehicles24€1k€868▼
Current assets29/58€8k€11k▲
Stocks and contracts in progress3€570€907▲
Stocks30/36€570€907▲
Amounts receivable within one year40/41€2k€1k▼
Other amounts receivable41€2k€1k▼
Cash at bank and in hand54/58€5k€9k▲
Deferred charges and accrued income490/1-€109
Equity and liabilities
Total equity and liabilities10/49€24k€28k▲
Equity10/15€5k€16k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€180€11k▲
Amounts payable17/49€18k€12k▼
Amounts payable within one year42/48€18k€12k▼
Financial debts43-€423
Credit institutions430/8-€423
Trade debts44€266€1k▲
Suppliers440/4€266€1k▲
Taxes, remuneration and social security45€432€3k▲
Taxes450/3€432€3k▲
Other amounts payable47/48€18k€7k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€452€3k▲
Other operating charges640/8€557€400▼
Gross operating margin9900€2k€18k▲
Operating profit (loss)9901€715€15k▲
Financial charges65/66B€103€184▲
Recurring financial charges65€103€184▲
Profit (loss) for the period before taxes9903€612€15k▲
Income taxes67/77€432€4k▲
Profit (loss) for the period9904€180€11k▲
Profit (loss) for the period to be appropriated9905€180€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€180€11k▲
Profit (loss) brought forward from the previous period14P-€180
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 13 days late
2025
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Asse · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sleewagen 431730 AsseGround area
913 m²
Building footprint
325 m²
Volume, LiDAR
1,321 m³
Parcel 23053A0017/00F000, Flanders · tallest building 7.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Sleewagen 43, 1730 Asse
since 20242.359.670.795
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23053A0017/00F000 | Flanders | 913 m² | 1 · 325 m² | 7.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAsse2.359.670.795
Similar companies · same sector, comparable size
Brouwerijcafé BTM
BE 0727.879.684
Sint-Gillis-Waas · Eq €16,224
Yinco
BE 0714.939.488
Antwerpen · Eq €16,162
METROPOLE INV.
BE 0633.543.622
Jette · Eq €16,238
Kakay
BE 1017.334.317
Schoten · Eq €16,102
De Bosduif
BE 0660.988.286
Merksplas · Eq €16,311
Of 14,018 companies in sector 56301 we hold annual accounts for 4,891. 3,893 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-04-2024
Fiscal year end31-12
Activities, NACEBEL 2025
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.