Financials
- Fiscal year
- 2025
- Total assets
- €94,604
- Profit
- €11,458
- Solvency
- 77.3%
Total assets▼ 3.3%
Net result
20182025
'T SAS
ActiveSummary
'T SAS has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €73,149 and a net result of €11,458. Equity is growing by ~7.5% per year across the filed fiscal years. Its solvency ranks better than 89% of 14676 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Activity
Full-service restaurants
NACE 56111NACE 55301Full-service restaurants NACE 56101
#5 oldest company in Bornem, Accommodation and food service sector1 site
Size
€94,604total assets 2025
- Equity
- €73,149
- Profit
- €11,458
Turnover not published (abridged schema)
Structure
Accounts 46 d early0 of 1 deed read
Why 91- Sector Food and beverage service activities (NACE 56)- Size: total assets €94,604+ Liquidity: current ratio 3.94, cash €22,972+ Founded in 1993Show the evidence
Checked score
Score 2025
91
/ 100
Excellent
Probability in this band: under 0.55%
Better than 69% of its sector peers (NACE 56, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
100+7
equity 77.3% of total assets
Liquidity
72+2
short-term debt 22.7% · cash 24.3%
Profitability
72-9
return on assets 12.1%
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 14 months
09-2025: 0.2%
10-2025: 0.2%● 0.0% vs 09-2025
11-2025: 0.2%● 0.0% vs 10-2025
12-2025: 0.2%● 0.0% vs 11-2025
01-2026: 0.2%▼ -0.5% vs 12-2025
02-2026: 0.2%▼ -2.2% vs 01-2026
03-2026: 0.2%▼ -2.8% vs 02-2026lowest value
04-2026: 0.2%▲ +11.4% vs 03-2026highest value
05-2026: 0.2%▼ -1.5% vs 04-2026
06-2026: 0.2%▼ -2.6% vs 05-2026
07-2026: 0.2%▲ +1.6% vs 06-2026
08-2026: 0.2%● 0.0% vs 07-2026
09-2026: 0.2%● 0.0% vs 08-2026
10-2026: 0.2%● 0.0% vs 09-2026
- Sector Food and beverage service activities (NACE 56) raises the probability
- Liquidity: current ratio 3.94, cash €22,972 lowers the probability
- Founded in 1993 lowers the probability for this profile
- Size: total assets €94,604 raises the probability for this profile
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 3.94 against 2.88 in 2024; short-term debt: 22.7% and cash: 24.3% of total assets), and 22.7% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 94%, liquidity 76%, profitability 53%, growth against the median 55%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
46 d early
2024
38 d early
2023
16 d early
2022
56 d early
2021
12 d early
2020
1 d early
2019
7 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 25 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 23 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Highest result since 2018net €16,441 ▲442%
Key points
By topic
Timeline
- Events
- 13
- Since
- 2017
- Next accounts
- by 31-07-2027
- 15-06-2026Annual accounts filed
- 23-06-2025Annual accounts filed
- 31-12-2024Highest result since 2018
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Full-service restaurantsNACE 56111
- Founded
- 25-11-1993
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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