'T SALOON DAMES
ActiveThe file of 'T SALOON DAMES contains 2 historical bankruptcy publications, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 0.8% (low). The 2024 annual accounts show equity of €53k and a net result of €39k. Equity is growing by ~73.6% per year across the filed fiscal years. Its solvency ranks better than 35% of 26056 sector peers (fiscal year 2024).
Checked score
Score 2024
81
/ 100
Excellent▲ +8 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency36▲+5
Growth78=
Stability85
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days only on tighter terms
Liquidity ample (current ratio 1.63 against 1.55 in 2023), but 84.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
15.8%
Return on assets
11.6%
Age of the figures
20 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-10-2025, 92 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
92 d late
2023
317 d late
2022
575 d late
2021
493 d late
2020
88 d late
2019
122 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€53k▲ 25.3%
2023 · €42k
2018: €-16k
2019: €-15k
2020: €9k
2021: €12k
2022: €28k
2023: €42k
2018 → 2024
Total assets
€333k▼ 9.6%
2023 · €369k
2018: €342k
2019: €357k
2020: €393k
2021: €394k
2022: €390k
2023: €369k
2018 → 2024
Net result
€39k▲ 0.1%
2023 · €39k
2018: €-37k
2019: €2k
2020: €45k
2021: €25k
2022: €40k
2023: €39k
2018 → 2024
Working capital
€128k▼ 2.1%
2023 · €131k
2018: €49k
2019: €49k
2020: €78k
2021: €87k
2022: €111k
2023: €131k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€9k-€12k▲ 32.7%€28k▲ 142%€42k▲ 47.7%€53k▲ 25.3%
Operating result€47k-€33k▼ 31.2%€47k▲ 44.5%€54k▲ 13.9%€82k▲ 53.0%
Net result€45k-€25k▼ 45.3%€40k▲ 59.2%€39k▼ 2.8%€39k▲ 0.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 53% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €333k
Fixed assets
€569▲ 151%
Current assets
€333k▼ 9.7%
Equity and liabilities €333k
Equity
€53k▲ 25.3%
Debt
€281k▼ 14.1%
The debt ratio falls from 88.6% to 84.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€82k▲
2023 · €72k
Cash flow
€39k▼
2023 · €57k
Solvency
15.8%▲
2023 · 11.4%
Current ratio
1.63▲
2023 · 1.55
Quick ratio
1.37▼
2023 · 1.41
Debt / equity
5.35▼
2023 · 7.80
ROE
73.5%▼
2023 · 91.9%
ROA
11.6%▲
2023 · 10.5%
Interest coverage
7.52▲
2023 · 3.41
Debt
€281k▼
2023 · €327k
Debt ≤ 1 year
€204k▼
2023 · €238k
Debt > 1 year
€76k▼
2023 · €89k
Income taxes
€43k▲
2023 · €4k
Staff costs
€1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€369k€333k▼
Fixed assets21/28€227€569▲
Tangible fixed assets22/27€227€569▲
Plant, machinery and equipment23-€461
Furniture and vehicles24€227€108▼
Current assets29/58€369k€333k▼
Stocks and contracts in progress3€34k€52k▲
Stocks30/36€34k€52k▲
Amounts receivable within one year40/41€325k€267k▼
Trade receivables40€6k€7k▲
Other amounts receivable41€319k€260k▼
Cash at bank and in hand54/58€9k€12k▲
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€369k€333k▼
Equity10/15€42k€53k▲
Contributions10/11€12k€12k=
Profit (loss) carried forward14€30k€40k▲
Amounts payable17/49€327k€281k▼
Amounts payable after more than one year17€89k€76k▼
Financial debts170/4€89k€76k▼
Amounts payable within one year42/48€238k€204k▼
Current portion of amounts payable after more than one year42€11k€13k▲
Financial debts43€26k€23k▼
Credit institutions430/8€26k€23k▼
Trade debts44€150k€87k▼
Suppliers440/4€150k€87k▼
Taxes, remuneration and social security45€22k€51k▲
Taxes450/3€22k€50k▲
Remuneration and social security454/9-€1k
Other amounts payable47/48€29k€31k▲
Income statement
Code20232024
Remuneration, social security and pensions62-€1k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€265▼
Other operating charges640/8€1k€6k▲
Gross operating margin9900€73k€90k▲
Operating profit (loss)9901€54k€82k▲
Financial income75/76B€10k€10k▲
Recurring financial income75€10k€10k▲
Financial charges65/66B€21k€11k▼
Recurring financial charges65€21k€11k▼
Profit (loss) for the period before taxes9903€42k€81k▲
Income taxes67/77€4k€43k▲
Profit (loss) for the period9904€39k€39k▲
Profit (loss) for the period to be appropriated9905€39k€39k▲
Appropriation of the result
Profit (loss) to be appropriated9906€55k€68k▲
Profit (loss) brought forward from the previous period14P€16k€30k▲
Profit to be distributed694/7€25k€28k▲
Directors or managers695€25k€28k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 92 days late
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 317 days late
25-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 575 days late
2023
06-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 493 days late
2021
27-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 88 days late
2020
31-12
Financial
Highest result since 2018net €45k ▲2488%
Net result €45k, the highest in the series.
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
2019
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
30-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 91 days late
2018
27-11
Bankruptcy
Bankruptcy reversal
Ondernemingsrechtbank Antwerpen, afdeling Mechelen · ’T SALOON DAMES BVBA
19-11
Bankruptcy
Opening
Ondernemingsrechtbank Antwerpen, afdeling Mechelen · ’T SALOON DAMES BVBA BERGSTRAAT 133, 2220 HEIST-OP-DEN-BERG · event 12-11-2018
13-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 105 days late
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
15-02
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 199 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bergstraat 1332220 Heist-op-den-BergGround area
404 m²
Building footprint
259 m²
Volume, LiDAR
1,193 m³
Parcel 12322I0477/00X000, Flanders · tallest building 9.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
't Saloon Dames
since 20102.184.610.244
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12322I0477/00X000 | Flanders | 404 m² | 1 · 258 m² | 9.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | MARIA LAMBRECHTS EZENHOEK 15, 2590 BERLAAR- |
12-11-2018 → present |
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Of 2,200 companies in sector 47711 we hold annual accounts for 889. 689 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded07-01-2010
Fiscal year end31-12
Activities, NACEBEL
47711Retail sale of women's outerwear
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.