’t ruimerke
Active’t ruimerke has been active since 1978 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-66k) and a net result of €-70k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 35 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability26▼-45
Solvency19▼-6
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 1.87 against 2.04 in 2024; short-term debt: 44.4% and cash: 19.4% of total assets), but equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 37
Relative position
BE, all sectors
reference
Sector 37
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-5.8%
Return on assets
-6.1%
Age of the figures
18 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
18192021232425
2018 to 2025 · latest year €-66k
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
196 d late
2023
on the day
2021
92 d early
2020
61 d late
2019
38 d late
2018
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close22-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-66k
2024 · €4k
2018: €38k
2019: €20k
2020: €164k
2021: €84k
2023: €-21k
2024: €4k
2018 → 2025
Total assets
€1.13M▼ 7.3%
2024 · €1.22M
2018: €775k
2019: €868k
2020: €1.05M
2021: €987k
2023: €978k
2024: €1.22M
2018 → 2025
Net result
€-70k
2024 · €25k
2018: €-37k
2019: €-18k
2020: €144k
2021: €-80k
2023: €-180k
2024: €25k
2018 → 2025
Working capital
€441k▼ 12.4%
2024 · €503k
2018: €-150k
2019: €-88k
2020: €245k
2021: €186k
2023: €303k
2024: €503k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202320242025Trend
Equity€164k-€84k▼ 48.7%€-21k€4k€-66k
Operating result€164k-€-68k€-166k▼ 143%€35k€-62k
Net result€144k-€-80k€-180k▼ 126%€25k€-70k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €62k after €35k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.13M
Fixed assets
€190k▼ 18.9%
Current assets
€944k▼ 4.5%
Key figures and ratios
EBITDA
€13k▼
2024 · €149k
Cash flow
€6k▼
2024 · €140k
Solvency
-5.8%▼
2024 · 0.3%
Current ratio
1.87▼
2024 · 2.04
Quick ratio
1.79▼
2024 · 1.94
Debt / equity
-18.31
ROA
-6.1%▼
2024 · 2.1%
Interest coverage
1.82▼
2024 · 15.99
Debt
€1.20M▼
2024 · €1.22M
Debt ≤ 1 year
€504k▲
2024 · €486k
Debt > 1 year
€42k▼
2024 · €79k
Income taxes
€132▼
2024 · €312
Staff costs
€1.03M▼
2024 · €1.06M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.22M€1.13M▼
Fixed assets21/28€234k€190k▼
Intangible fixed assets21€15k€15k▼
Tangible fixed assets22/27€202k€158k▼
Plant, machinery and equipment23€8k€3k▼
Furniture and vehicles24€30k€47k▲
Leasing and similar rights25€117k€63k▼
Other tangible fixed assets26€46k€44k▼
Financial fixed assets28€17k€17k=
Current assets29/58€989k€944k▼
Stocks and contracts in progress3€45k€45k=
Stocks30/36€45k€45k=
Amounts receivable within one year40/41€323k€502k▲
Trade receivables40€323k€502k▲
Other amounts receivable41€380€380=
Cash at bank and in hand54/58€428k€219k▼
Deferred charges and accrued income490/1€193k€177k▼
Equity and liabilities
Total equity and liabilities10/49€1.22M€1.13M▼
Equity10/15€4k€-66k▼
Contributions10/11€108k€108k=
Reserves13€26k€26k=
Non-distributable reserves130/1€7k€7k=
Reserves not available under the articles1311€7k€7k=
Tax-exempt reserves132€19k€19k=
Profit (loss) carried forward14€-130k€-200k▼
Amounts payable17/49€1.22M€1.20M▼
Amounts payable after more than one year17€79k€42k▼
Financial debts170/4€79k€42k▼
Amounts payable within one year42/48€486k€504k▲
Current portion of amounts payable after more than one year42€80k€44k▼
Financial debts43-€4k
Credit institutions430/8-€4k
Trade debts44€208k€241k▲
Suppliers440/4€208k€241k▲
Taxes, remuneration and social security45€197k€214k▲
Taxes450/3€15k€12k▼
Remuneration and social security454/9€182k€202k▲
Accrued charges and deferred income492/3€654k€654k=
Income statement
Code20242025
Non-recurring operating income76A€3k€1k▼
Remuneration, social security and pensions62€1.06M€1.03M▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€114k€75k▼
Other operating charges640/8€4k€5k▲
Non-recurring operating charges66A€2k€2k▼
Gross operating margin9900€1.22M€1.05M▼
Operating profit (loss)9901€35k€-62k▼
Financial income75/76B€39€11▼
Recurring financial income75€39€11▼
Financial charges65/66B€9k€7k▼
Recurring financial charges65€9k€7k▼
Profit (loss) for the period before taxes9903€25k€-69k▼
Income taxes67/77€312€132▼
Profit (loss) for the period9904€25k€-70k▼
Profit (loss) for the period to be appropriated9905€25k€-70k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-130k€-200k▼
Profit (loss) brought forward from the previous period14P€-155k€-130k▲
Social balance
Average headcount (FTE)908717.717.2▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
15-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 196 days late
2024
31-03
Financial
Back to profitnet €25k
Net result €25k after 2 loss-making years.
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
31-03
Financial
Weakest financial yearnet €-180k
Net result drops to €-180k, the lowest in the series; recovery starts the following year.
2022
30-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 61 days late
2020
31-12
Financial
Back to profitnet €144k
Net result €144k after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 1.89
Current ratio from 0.75 to 1.89; short-term debt falls from €350k to €275k.
31-12
Financial
Equity above €150kEq €164k ▲713%
Equity rises from €20k to €164k.
07-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 38 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 61 days late
2017
10-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 10 days late
2016
27-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Boom · 1 establishment unit since 1978
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rupelweg 62850 BoomGround area
211 m²
Building footprint
211 m²
Volume, LiDAR
1,106 m³
Parcel 11005A0110/00E004, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
'T RUIMERKE
since 19782.014.887.364
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11005A0110/00E004 | Flanders | 211 m² | 1 · 211 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 2 entries · 723 EUR awarded · 723 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 690 EUR | 690 EUR |
| 2022 | 1 | 33 EUR | 33 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 362 companies in sector 37000 we hold annual accounts for 205. 34 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-03-1978
Fiscal year end31-03
Activities, NACEBEL
37000Sewerage
90010
Sources
Crossroads Bank for EnterprisesNational Bank · 47 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.ruimerke.be
E-mail:info@ruimerke.be