'T PLEINTJE
ActiveThe computed 12-month bankruptcy probability of 'T PLEINTJE is 6.0% (elevated). The 2024 annual accounts show equity of €21k and a net result of €-15. Its solvency ranks better than 48% of 18942 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability55▼-35
Solvency52▼-9
Growth55
Track record94
Bankruptcy probability, 12 months
6.0%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.18 against 1.06 in 2023; short-term debt: 33.2% and cash: 5.9% of total assets), and 73.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
26.9%
Return on assets
0%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-12-2025, 142 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
142 d late
2023
19 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€274k▲ 20.1%
2023 · €228k
2023: €228k
2023 → 2024
EBIT margin
0.3%▼ 11.0pp
2023 · 11.2%
2023: 11.2%
2023 → 2024
Net result
€-15
2023 · €20k
2023: €20k
2023 → 2024
Working capital
€-21k
2023 · €2k
2023: €2k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Turnover€228k-€274k▲ 20.1%
Equity€21k-€21k▼ 0.1%
Operating result€26k-€707▼ 97.2%
Net result€20k-€-15
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 97% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €79k
Fixed assets
€74k▲ 293%
Current assets
€5k▼ 88.2%
Equity and liabilities €79k
Equity
€21k▼ 0.1%
Debt
€58k▲ 55.1%
The debt ratio rises from 63.7% to 73.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€6k▼
2023 · €28k
Cash flow
€5k▼
2023 · €22k
Solvency
26.9%▼
2023 · 36.3%
Current ratio
0.18▼
2023 · 1.06
Quick ratio
0.18▼
2023 · 1.06
Debt / equity
2.72▲
2023 · 1.76
ROE
-0.1%▼
2023 · 95.3%
ROA
0.0%▼
2023 · 34.6%
Interest coverage
9.36▼
2023 · 206.75
Debt
€58k▲
2023 · €37k
Debt ≤ 1 year
€26k▼
2023 · €37k
Debt > 1 year
€32k
Income taxes
€116▼
2023 · €5k
Staff costs
€42k▲
2023 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€58k€79k▲
Fixed assets21/28€19k€74k▲
Intangible fixed assets21-€45k
Tangible fixed assets22/27€19k€19k▲
Furniture and vehicles24€2k€1k▼
Other tangible fixed assets26€17k€18k▲
Financial fixed assets28-€10k
Current assets29/58€39k€5k▼
Amounts receivable within one year40/41€13k-
Trade receivables40€13k-
Cash at bank and in hand54/58€27k€5k▼
Deferred charges and accrued income490/1€186-
Equity and liabilities
Total equity and liabilities10/49€58k€79k▲
Equity10/15€21k€21k▼
Contributions10/11€1k€1k=
Profit (loss) carried forward14€20k€20k▼
Amounts payable17/49€37k€58k▲
Amounts payable after more than one year17-€32k
Financial debts170/4-€32k
Amounts payable within one year42/48€37k€26k▼
Trade debts44€20k€5k▼
Suppliers440/4€20k€5k▼
Taxes, remuneration and social security45€17k€16k▼
Taxes450/3€9k€10k▲
Remuneration and social security454/9€8k€6k▼
Other amounts payable47/48€122€5k▲
Income statement
Code20232024
Turnover70€228k€274k▲
Goods, raw materials, services and sundry goods60/61€176k€225k▲
Remuneration, social security and pensions62€23k€42k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€5k▲
Other operating charges640/8€989€1k▲
Gross operating margin9900€52k€49k▼
Operating profit (loss)9901€26k€707▼
Financial income75/76B€77€3▼
Recurring financial income75€77€3▼
Financial charges65/66B€135€609▲
Recurring financial charges65€135€609▲
Profit (loss) for the period before taxes9903€26k€101▼
Income taxes67/77€5k€116▼
Profit (loss) for the period9904€20k€-15▼
Profit (loss) for the period to be appropriated9905€20k€-15▼
Appropriation of the result
Profit (loss) to be appropriated9906€20k€20k▼
Profit (loss) brought forward from the previous period14P-€20k
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
20-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 142 days late
2024
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Galmaarden · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Marktplein 11B1570 GalmaardenGround area
1,291 m²
Building footprint
428 m²
Volume, LiDAR
2,321 m³
Parcel 23023C0157/00G000, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
'T PLEINTJE
since 20232.342.886.530
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23023C0157/00G000 | Flanders | 1,291 m² | 1 · 428 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteGalmaarden2.342.886.530
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JERARMO
BE 0748.554.344
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Miroso
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zakdav07
BE 1015.944.643
Dalhem · Eq €21k
Of 21,896 companies in sector 56112 we hold annual accounts for 9,785. 8,128 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-03-2023
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.