T-PLAN
ActiveT-PLAN has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €5k. Equity is growing by ~61.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 31510 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+10
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 23.7), and 4.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.8%
Return on assets
16.7%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
16 d early
2023
19 d late
2022
26 d early
2021
12 d late
2020
13 d late
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€27k▲ 21.1%
2024 · €22k
2018: €-8k
2019: €-5k
2020: €-1k
2021: €3k
2022: €9k
2023: €19k
2024: €22k
2018 → 2025
Total assets
€28k▲ 25.5%
2024 · €22k
2018: €8k
2019: €12k
2020: €12k
2021: €9k
2022: €14k
2023: €20k
2024: €22k
2018 → 2025
Net result
€5k▲ 37.5%
2024 · €3k
2018: €-1k
2019: €3k
2020: €3k
2021: €4k
2022: €6k
2023: €10k
2024: €3k
2018 → 2025
Working capital
€27k▲ 21.1%
2024 · €22k
2018: €-8k
2019: €-5k
2020: €-1k
2021: €3k
2022: €9k
2023: €19k
2024: €22k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€3k-€9k▲ 255%€19k▲ 108%€22k▲ 18.1%€27k▲ 21.1%
Operating result€6k-€10k▲ 68.4%€14k▲ 40.4%€6k▼ 59.0%€7k▲ 30.1%
Net result€4k-€6k▲ 74.9%€10k▲ 50.2%€3k▼ 65.1%€5k▲ 37.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 30% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €28k
Fixed assets
€1=
Current assets
€28k▲ 25.5%
Equity and liabilities €28k
Equity
€27k▲ 21.1%
Debt
€1k▲ 613%
The debt ratio rises from 0.7% to 4.2%: debt grows faster than equity.
Key figures and ratios
Solvency
95.8%▼
2024 · 99.3%
Current ratio
23.70
Quick ratio
23.70
Debt / equity
0.04▲
2024 · 0.01
ROE
17.4%▲
2024 · 15.4%
ROA
16.7%▲
2024 · 15.2%
Debt
€1k▲
2024 · €165
Debt ≤ 1 year
€1k▲
2024 · €165
Income taxes
€3k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€22k€28k▲
Fixed assets21/28€1€1=
Financial fixed assets28€1€1=
Current assets29/58€22k€28k▲
Amounts receivable within one year40/41€8k€22k▲
Trade receivables40-€13k
Other amounts receivable41€8k€10k▲
Cash at bank and in hand54/58€14k€6k▼
Deferred charges and accrued income490/1€50€53▲
Equity and liabilities
Total equity and liabilities10/49€22k€28k▲
Equity10/15€22k€27k▲
Contributions10/11€19k€19k=
Reserves13€3k€8k▲
Distributable reserves133€3k€8k▲
Amounts payable17/49€165€1k▲
Amounts payable within one year42/48€165€1k▲
Trade debts44€165€0▼
Suppliers440/4€165€0▼
Taxes, remuneration and social security45€0€1k▲
Taxes450/3€0€1k▲
Income statement
Code20242025
Other operating charges640/8€118€520▲
Gross operating margin9900€6k€8k▲
Operating profit (loss)9901€6k€7k▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€65€67▲
Recurring financial charges65€65€67▲
Profit (loss) for the period before taxes9903€6k€7k▲
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€3k€5k▲
Profit (loss) for the period to be appropriated9905€3k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€5k▲
Transfer to equity691/2€3k€5k▲
To other reserves6921€3k€5k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 12current ratio 134.69
Current ratio from 11.39 to 134.69; short-term debt falls from €2k to €165.
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
31-12
Financial
Highest result since 2018net €10k ▲50.2%
Operating result €14k, net result €10k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 11.39
Current ratio from 2.68 to 11.39; short-term debt falls from €5k to €2k.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
12-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 12 days late
2021
13-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 13 days late
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 23 days late
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Essen · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wasbrug 282910 EssenGround area
722 m²
Building footprint
170 m²
Volume, LiDAR
952 m³
Parcel 11016A0225/00W000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
T-PLAN
since 19962.079.776.010
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11016A0225/00W000 | Flanders | 722 m² | 1 · 170 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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NEX-PLAN
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DEWI MERCKX CONSULTING
BE 0757.639.284
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CLAVIS GROUP
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 33,342 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded20-12-1996
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.