'T PETOETERKE
Active'T PETOETERKE has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €158k and a net result of €119k. Its solvency ranks better than 65% of 524 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency81▲+10
Growth78
Track record82
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days only on tighter terms
Liquidity ample (current ratio 1.98 against 1.64 in 2024; short-term debt: 44.3% and cash: 76.6% of total assets), and 44.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 88
Relative position
BE, all sectors
reference
Sector 88
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.7%
Return on assets
42.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
24 d late
2024
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€158k▲ 60.3%
2024 · €98k
2024: €98k
2024 → 2025
Total assets
€283k▲ 32.2%
2024 · €214k
2024: €214k
2024 → 2025
Net result
€119k▲ 25.9%
2024 · €95k
2024: €95k
2024 → 2025
Working capital
€122k▲ 64.7%
2024 · €74k
2024: €74k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€98k-€158k▲ 60.3%
Operating result€135k-€135k▲ 0.4%
Net result€95k-€119k▲ 25.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 0% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €283k
Fixed assets
€35k▲ 46.8%
Current assets
€248k▲ 30.3%
Equity and liabilities €283k
Equity
€158k▲ 60.3%
Debt
€125k▲ 8.2%
The debt ratio falls from 54.1% to 44.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€147k▲
2024 · €143k
Cash flow
€131k▲
2024 · €103k
Solvency
55.7%▲
2024 · 45.9%
Current ratio
1.98▲
2024 · 1.64
Quick ratio
1.98▲
2024 · 1.64
Debt / equity
0.80▼
2024 · 1.18
ROE
75.7%▼
2024 · 96.4%
ROA
42.2%▼
2024 · 44.3%
Interest coverage
115.84▼
2024 · 306.53
Debt
€125k▲
2024 · €116k
Debt ≤ 1 year
€125k▲
2024 · €116k
Income taxes
€15k▼
2024 · €40k
Staff costs
€200k▲
2024 · €80k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€214k€283k▲
Fixed assets21/28€24k€35k▲
Tangible fixed assets22/27€24k€35k▲
Plant, machinery and equipment23-€3k
Furniture and vehicles24€24k€15k▼
Other tangible fixed assets26-€17k
Financial fixed assets28€81€199▲
Current assets29/58€190k€248k▲
Amounts receivable within one year40/41€6k€13k▲
Trade receivables40€6k€0▼
Other amounts receivable41-€13k
Cash at bank and in hand54/58€158k€217k▲
Deferred charges and accrued income490/1€26k€18k▼
Equity and liabilities
Total equity and liabilities10/49€214k€283k▲
Equity10/15€98k€158k▲
Contributions10/11€4k€4k=
Reserves13€95k€154k▲
Distributable reserves133€95k€154k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€116k€125k▲
Amounts payable within one year42/48€116k€125k▲
Trade debts44€46k€4k▼
Suppliers440/4€46k€4k▼
Taxes, remuneration and social security45€68k€53k▼
Taxes450/3€40k€18k▼
Remuneration and social security454/9€28k€35k▲
Other amounts payable47/48€2k€68k▲
Income statement
Code20242025
Remuneration, social security and pensions62€80k€200k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€12k▲
Other operating charges640/8€483€466▼
Gross operating margin9900€223k€347k▲
Operating profit (loss)9901€135k€135k▲
Financial income75/76B€0€431▲
Recurring financial income75€0€431▲
Financial charges65/66B€466€1k▲
Recurring financial charges65€466€1k▲
Profit (loss) for the period before taxes9903€134k€135k▲
Income taxes67/77€40k€15k▼
Profit (loss) for the period9904€95k€119k▲
Profit (loss) for the period to be appropriated9905€95k€119k▲
Appropriation of the result
Profit (loss) to be appropriated9906€95k€119k▲
Transfer to equity691/2€95k€59k▼
To other reserves6921€95k€59k▼
Profit to be distributed694/7-€60k
Directors or managers695-€60k
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-12
Financial
Equity above €150kEq €158k ▲60.3%
2 profitable years in a row build equity to €158k.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wingene · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Keukelstraat 258750 WingeneGround area
1,870 m²
Building footprint
196 m²
Volume, LiDAR
1,086 m³
Parcel 37018E0457/00L000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
'T PETOETERKE
since 20242.356.722.688
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37018E0457/00L000 | Flanders | 1,870 m² | 1 · 196 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 5 entries · 566,322 EUR awarded · 566,322 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 3 | 334,425 EUR | 334,425 EUR |
| 2024 | 2 | 231,897 EUR | 231,897 EUR |
Schemes
Subsidies voorschoolse kinderopvang
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Inkomenstarief kinderopvang
Recognitions · licences · registrations
Food safety, FASFC
1 siteWingene2.356.722.688
Care and welfare
1 service'T PETOETERKE
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Of 1,590 companies in sector 88911 we hold annual accounts for 707. 534 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-02-2024
Fiscal year end31-12
Activities, NACEBEL
88911Day nurseries and crèches
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:kinderopvangpetoeterke1@gmail.com
Phone:0477/772202