't PAKHUIS
ActiveThe annual accounts of 't PAKHUIS for fiscal year 2025 show a net loss of 50% of the equity at the start of that year. The 2025 annual accounts show equity of €35k and a net result of €-35k. Equity is shrinking by ~5.8% per year across the filed fiscal years. Its solvency ranks better than 58% of 14056 sector peers (fiscal year 2025). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
46
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency65▼-25
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.04 against 0.12 in 2024; short-term debt: 57.7% and cash: 1.3% of total assets), and 60.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.9%
Return on assets
-40.1%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-35k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
42 d early
2023
41 d early
2022
45 d early
2021
44 d early
2020
44 d early
2019
43 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€35k▼ 50.1%
2024 · €69k
2018: €93k
2019: €96k
2020: €100k
2021: €98k
2022: €92k
2023: €86k
2024: €69k
2018 → 2025
Total assets
€87k▼ 19.3%
2024 · €108k
2018: €199k
2019: €170k
2020: €157k
2021: €144k
2022: €136k
2023: €128k
2024: €108k
2018 → 2025
Net result
€-35k▼ 107%
2024 · €-17k
2018: €10k
2019: €3k
2020: €5k
2021: €-2k
2022: €-6k
2023: €-6k
2024: €-17k
2018 → 2025
Working capital
€-48k▼ 51.3%
2024 · €-32k
2018: €-36k
2019: €-37k
2020: €-25k
2021: €-17k
2022: €-12k
2023: €-4k
2024: €-32k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€98k-€92k▼ 5.6%€86k▼ 6.6%€69k▼ 19.5%€35k▼ 50.1%
Operating result€2k-€-4k€-4k▲ 5.6%€-15k▼ 304%€-34k▼ 130%
Net result€-2k-€-6k▼ 123%€-6k▼ 11.7%€-17k▼ 174%€-35k▼ 107%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €34k in 2025 against €15k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €87k
Fixed assets
€85k▼ 18.0%
Current assets
€2k▼ 49.2%
Equity and liabilities €87k
Equity
€35k▼ 50.1%
Debt
€52k▲ 36.9%
The debt ratio rises from 35.4% to 60.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-15k▼
2024 · €-544
Cash flow
€-16k▼
2024 · €-3k
Solvency
39.9%▼
2024 · 64.6%
Current ratio
0.04▼
2024 · 0.12
Quick ratio
0.04▼
2024 · 0.12
Debt / equity
1.51▲
2024 · 0.55
ROE
-100.5%▼
2024 · -24.2%
ROA
-40.1%▼
2024 · -15.6%
Interest coverage
-6.97▼
2024 · -0.25
Debt
€52k▲
2024 · €38k
Debt ≤ 1 year
€50k▲
2024 · €36k
Income taxes
€-1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€108k€87k▼
Fixed assets21/28€103k€85k▼
Intangible fixed assets21€25k€20k▼
Tangible fixed assets22/27€78k€65k▼
Land and buildings22€76k€62k▼
Other tangible fixed assets26€3k€2k▼
Current assets29/58€4k€2k▼
Cash at bank and in hand54/58€4k€1k▼
Deferred charges and accrued income490/1€295€1k▲
Equity and liabilities
Total equity and liabilities10/49€108k€87k▼
Equity10/15€69k€35k▼
Contributions10/11€19k€19k=
Reserves13€73k€73k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€71k€71k=
Profit (loss) carried forward14€-22k€-57k▼
Amounts payable17/49€38k€52k▲
Amounts payable within one year42/48€36k€50k▲
Trade debts44€761€3k▲
Suppliers440/4€761€3k▲
Taxes, remuneration and social security45€229-
Taxes450/3€229-
Other amounts payable47/48€35k€47k▲
Accrued charges and deferred income492/3€2k€2k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€19k▲
Other operating charges640/8€4k€5k▲
Gross operating margin9900€4k€-10k▼
Operating profit (loss)9901€-15k€-34k▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-17k€-36k▼
Income taxes67/77-€-1k
Profit (loss) for the period9904€-17k€-35k▼
Profit (loss) for the period to be appropriated9905€-17k€-35k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-22k€-57k▼
Profit (loss) brought forward from the previous period14P€-6k€-22k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-35k
Net result drops to €-35k, the lowest in the series.
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €100k ▲4.9%
3 profitable years in a row build equity to €100k.
18-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rederskaai 78380 BruggeGround area
212 m²
Building footprint
212 m²
Volume, LiDAR
2,484 m³
Parcel 31812P0047/00C015, Flanders · tallest building 19.3 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Rederskaai 7, 8380 Brugge
since 20062.152.715.060
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31812P0047/00C015 | Flanders | 212 m² | 1 · 212 m² | 19.3 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0455.965.326
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Orchidee
BE 1015.248.817
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VETERINIMMO
BE 0661.790.121
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STONEBARNS
BE 0677.416.227
Steenokkerzeel · Eq €35k
Of 12,023 companies in sector 68203 we hold annual accounts for 5,986. 2,694 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-03-2006
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
70203
68110Buying and selling of own real estate
68310Real estate agency activities
68311Real estate activities
70120
70311
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.