Financials
- Fiscal year
- 2025
- Total assets
- €720,749
- Loss
- -€88,937
- Solvency
- 9.0%
Total assets▲ 15.2%
Net result
20182025
T-PAINT
ActiveSummary
The computed 12-month bankruptcy probability of T-PAINT is 2.1% (moderate). The annual accounts of T-PAINT for fiscal year 2025 show a net loss of 58% of the equity at the start of that year. The 2025 annual accounts show equity of €65,103 and a net result of -€88,937. Equity is growing by ~9.7% per year across the filed fiscal years. Its solvency ranks better than 11% of 9523 sector peers (fiscal year 2025). The company has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Other building finishing work
NACE 43350Coating of metals NACE 25510Manufacture of fabricated metal products, except machinery and equipment NACE 25610
1 site
Size
€720,749total assets 2025
- Staff
- 2 FTE
- Equity
- €65,103
- Loss
- -€88,937
Turnover not published (abridged schema)
Structure
Accounts 33 d early0 of 2 deeds read
Why 51- Loss of €88,937 (FY 2025)- 1 change of registered office in 24 months- Sector Specialised construction activities (NACE 43)+ Size: total assets €720,749Show the evidence
Checked score
Score 2025
51
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 13% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
34-16
equity 9.0% of total assets
Liquidity
32-6
short-term debt 40.2% · cash 0.6%
Profitability
3-29
return on assets -12.3%
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.3%lowest value
12-2024: 0.3%● 0.0% vs 11-2024lowest value
01-2025: 0.3%● 0.0% vs 12-2024lowest value
02-2025: 0.3%▲ +1.2% vs 01-2025
03-2025: 0.3%● 0.0% vs 02-2025
04-2025: 0.8%▲ +148% vs 03-2025
05-2025: 1.0%▲ +19.1% vs 04-2025
06-2025: 1.0%▼ -2.2% vs 05-2025
07-2025: 1.1%▲ +9.0% vs 06-2025
08-2025: 0.4%▼ -58.1% vs 07-2025
09-2025: 0.4%● 0.0% vs 08-2025
10-2025: 0.4%● 0.0% vs 09-2025
11-2025: 0.4%● 0.0% vs 10-2025
12-2025: 0.4%● 0.0% vs 11-2025
01-2026: 0.4%● 0.0% vs 12-2025
02-2026: 0.4%▲ +0.7% vs 01-2026
03-2026: 0.5%▲ +3.1% vs 02-2026
04-2026: 0.5%▲ +13.3% vs 03-2026
05-2026: 0.7%▲ +25.8% vs 04-2026
06-2026: 0.7%▲ +2.8% vs 05-2026
07-2026: 0.7%▲ +9.7% vs 06-2026
08-2026: 1.1%▲ +53.3% vs 07-2026
09-2026: 1.5%▲ +34.5% vs 08-2026
10-2026: 2.1%▲ +40.5% vs 09-2026highest value
- Loss of €88,937 (FY 2025) raises the probability
- Size: total assets €720,749 lowers the probability for this profile
- 1 change of registered office in 24 months raises the probability
- Sector Specialised construction activities (NACE 43) raises the probability
Credit up to €3,000 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.67 against 1.45 in 2024; short-term debt: 40.2% and cash: 0.6% of total assets), and 91% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 13%, liquidity 20%, profitability 9%, growth against the median 8%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 9523 sector peers (2025).
NBB · sector comparisonPosition among 9523 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-06-2026, 33 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
33 d early
2024
15 d early
2023
13 d early
2022
12 d early
2021
19 d early
2020
23 d early
2019
15 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 19 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 16 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Weakest financial yearnet -€88,937
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 14
- Since
- 2017
- Next accounts
- by 31-07-2027
- 28-06-2026Annual accounts filed
- 31-12-2025Weakest financial year
- 16-07-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other building finishing workNACE 43350
- Founded
- 15-09-2000
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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