T&P TRANS
ActiveThe computed 12-month bankruptcy probability of T&P TRANS is 1.5% (moderate). The 2025 annual accounts show equity of €71k and a net result of €5k. Equity is growing by ~20.2% per year across the filed fiscal years. Its solvency ranks better than 18% of 980 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
42
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability45▼-6
Solvency42▼-1
Growth78=
Track record94
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days only on tighter terms
Liquidity tight (current ratio 1.09 against 1.61 in 2024; short-term debt: 69.6% and cash: 8% of total assets), and 83.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 42
Relative position
BE, all sectors
reference
Sector 42
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.6%
Return on assets
1.2%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 980 sector peers (2025).
NBB · sector comparisonPosition among 980 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
1 d early
2024
1 d early
2023
on the day
2022
1 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close20-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€71k▲ 7.6%
2024 · €66k
2022: €10k
2023: €61k
2024: €66k
2022 → 2025
Total assets
€429k▲ 18.0%
2024 · €363k
2022: €259k
2023: €342k
2024: €363k
2022 → 2025
Net result
€5k▼ 2.4%
2024 · €5k
2022: €5k
2023: €41k
2024: €5k
2022 → 2025
Working capital
€28k▼ 70.0%
2024 · €92k
2022: €-40k
2023: €-3k
2024: €92k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€10k-€61k▲ 531%€66k▲ 8.5%€71k▲ 7.6%
Operating result€12k-€54k▲ 354%€18k▼ 66.3%€13k▼ 29.1%
Net result€5k-€41k▲ 783%€5k▼ 87.5%€5k▼ 2.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 29% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €429k
Fixed assets
€103k▼ 15.8%
Current assets
€326k▲ 35.1%
Equity and liabilities €429k
Equity
€71k▲ 7.6%
Debt
€357k▲ 20.3%
The debt ratio rises from 81.8% to 83.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€42k▼
2024 · €48k
Cash flow
€34k▼
2024 · €34k
Solvency
16.6%▼
2024 · 18.2%
Current ratio
1.09▼
2024 · 1.61
Quick ratio
1.09▼
2024 · 1.61
Debt / equity
5.01▲
2024 · 4.48
ROE
7.1%▼
2024 · 7.8%
ROA
1.2%▼
2024 · 1.4%
Interest coverage
3.00▼
2024 · 3.63
Debt
€357k▲
2024 · €297k
Debt ≤ 1 year
€299k▲
2024 · €150k
Debt > 1 year
€56k▼
2024 · €86k
Staff costs
€458k▲
2024 · €282k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€363k€429k▲
Fixed assets21/28€122k€103k▼
Tangible fixed assets22/27€122k€93k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€120k€91k▼
Financial fixed assets28-€10k
Current assets29/58€242k€326k▲
Amounts receivable within one year40/41€134k€292k▲
Trade receivables40€29k€179k▲
Other amounts receivable41€105k€113k▲
Cash at bank and in hand54/58€39k€34k▼
Deferred charges and accrued income490/1€68k€0▼
Equity and liabilities
Total equity and liabilities10/49€363k€429k▲
Equity10/15€66k€71k▲
Contributions10/11€5k€5k=
Reserves13€5k€5k=
Distributable reserves133€5k€5k=
Profit (loss) carried forward14€57k€62k▲
Amounts payable17/49€297k€357k▲
Amounts payable after more than one year17€86k€56k▼
Financial debts170/4€86k€56k▼
Amounts payable within one year42/48€150k€299k▲
Current portion of amounts payable after more than one year42€29k€27k▼
Trade debts44€17k€186k▲
Suppliers440/4€17k€186k▲
Advances received on contracts in progress46€56k€0▼
Taxes, remuneration and social security45€47k€85k▲
Taxes450/3€34k€84k▲
Remuneration and social security454/9€12k€1k▼
Accrued charges and deferred income492/3€62k€3k▼
Income statement
Code20242025
Non-recurring operating income76A€0€0▼
Remuneration, social security and pensions62€282k€458k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€29k=
Other operating charges640/8€4k€4k▲
Gross operating margin9900€334k€505k▲
Operating profit (loss)9901€18k€13k▼
Financial income75/76B€32€6k▲
Recurring financial income75€32€6k▲
Financial charges65/66B€13k€14k▲
Recurring financial charges65€13k€14k▲
Profit (loss) for the period before taxes9903€5k€5k▼
Profit (loss) for the period9904€5k€5k▼
Profit (loss) for the period to be appropriated9905€5k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€57k€62k▲
Profit (loss) brought forward from the previous period14P€51k€57k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Highest result since 2022net €41k ▲783%
Operating result €54k, net result €41k, both a record.
01-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 1 day late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Terwouwenstraat 293800 Sint-TruidenGround area
433 m²
Building footprint
163 m²
Volume, LiDAR
350 m³
Parcel 71064B0213/00G000, Flanders · tallest building 4.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
T&P TRANS
since 20212.318.109.661
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71064B0213/00G000 | Flanders | 433 m² | 1 · 163 m² | 4.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 2 entries · 2,963 EUR awarded · 2,130 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,222 EUR | 1,389 EUR |
| 2023 | 1 | 741 EUR | 741 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 2,327 companies in sector 42110 we hold annual accounts for 1,097. 705 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-06-2021
Fiscal year end30-06
Activities, NACEBEL
42110Construction of roads and motorways
49410Freight transport by road
43110Demolition
43120Site preparation
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.