T.P.J.
ActiveT.P.J. has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €247k and a net result of €-26k. Equity is shrinking by ~7.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 3022 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability7▲+6
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days only on tighter terms
Liquidity ample (current ratio 15.26 against 18.12 in 2023; short-term debt: 6.4% and cash: 0.7% of total assets), and 6.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
93.6%
Return on assets
-9.8%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-26k
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-11-2025, 119 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
119 d late
2023
34 d early
2022
20 d early
2021
34 d early
2020
2 d early
2019
1 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€247k▼ 9.5%
2023 · €272k
2018: €332k
2019: €367k
2020: €427k
2021: €357k
2022: €314k
2023: €272k
2018 → 2024
Total assets
€263k▼ 8.3%
2023 · €287k
2018: €402k
2019: €437k
2020: €552k
2021: €438k
2022: €343k
2023: €287k
2018 → 2024
Net result
€-26k▲ 37.9%
2023 · €-42k
2018: €63k
2019: €34k
2020: €61k
2021: €-506
2022: €-43k
2023: €-42k
2018 → 2024
Working capital
€239k▼ 5.8%
2023 · €254k
2018: €327k
2019: €359k
2020: €399k
2021: €318k
2022: €278k
2023: €254k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€427k-€357k▼ 16.5%€314k▼ 12.0%€272k▼ 13.2%€247k▼ 9.5%
Operating result€47k-€-9k€-50k▼ 445%€-54k▼ 8.6%€-40k▲ 26.6%
Net result€61k-€-506€-43k▼ 8,368%€-42k▲ 3.2%€-26k▲ 37.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €40k in 2024 against €54k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €263k
Fixed assets
€8k▼ 59.0%
Current assets
€256k▼ 4.7%
Equity and liabilities €263k
Equity
€247k▼ 9.5%
Debt
€17k▲ 13.1%
The debt ratio rises from 5.2% to 6.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-31k▲
2023 · €-45k
Cash flow
€-17k▲
2023 · €-32k
Solvency
93.6%▼
2023 · 94.8%
Current ratio
15.26▼
2023 · 18.12
Quick ratio
15.26▼
2023 · 18.12
Debt / equity
0.07▲
2023 · 0.05
ROE
-10.5%▲
2023 · -15.2%
ROA
-9.8%▲
2023 · -14.5%
Interest coverage
-35.01▲
2023 · -41.93
Debt
€17k▲
2023 · €15k
Debt ≤ 1 year
€17k▲
2023 · €15k
Income taxes
€629▼
2023 · €633
Staff costs
€24k▲
2023 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€287k€263k▼
Fixed assets21/28€19k€8k▼
Tangible fixed assets22/27€16k€7k▼
Land and buildings22€1k€1k=
Furniture and vehicles24€14k€5k▼
Financial fixed assets28€3k€900▼
Current assets29/58€268k€256k▼
Amounts receivable within one year40/41€217k€250k▲
Trade receivables40€16k€21k▲
Other amounts receivable41€201k€230k▲
Current investments50/53€38k-
Cash at bank and in hand54/58€11k€2k▼
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€287k€263k▼
Equity10/15€272k€247k▼
Contributions10/11€109k€109k=
Outside capital11€109k€109k=
Other1109/19€109k€109k=
Reserves13€163k€138k▼
Non-distributable reserves130/1€14k€14k=
Legal reserve130€14k€14k=
Distributable reserves133€149k€123k▼
Amounts payable17/49€15k€17k▲
Amounts payable within one year42/48€15k€17k▲
Trade debts44€7k€4k▼
Suppliers440/4€7k€4k▼
Taxes, remuneration and social security45€8k€13k▲
Taxes450/3€7k€12k▲
Remuneration and social security454/9€674€984▲
Income statement
Code20232024
Remuneration, social security and pensions62€21k€24k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€9k▼
Other operating charges640/8€7k€4k▼
Non-recurring operating charges66A€2k-
Gross operating margin9900€-15k€-4k▲
Operating profit (loss)9901€-54k€-40k▲
Financial income75/76B€14k€16k▲
Recurring financial income75€14k€16k▲
Financial charges65/66B€1k€887▼
Recurring financial charges65€1k€887▼
Profit (loss) for the period before taxes9903€-41k€-25k▲
Income taxes67/77€633€629▼
Profit (loss) for the period9904€-42k€-26k▲
Profit (loss) for the period to be appropriated9905€-42k€-26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-42k€-26k▲
Transfer from equity791/2€42k€26k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 119 days late
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-43k
Net result drops to €-43k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 10.68
Current ratio from 5.33 to 10.68; short-term debt falls from €73k to €29k.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
12-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 1986
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Henry Fordlaan 863600 GenkGround area
2,267 m²
Building footprint
911 m²
Volume, LiDAR
3,689 m³
Parcel 71305F1334/00L043, Flanders · tallest building 5.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
T.P.J.
since 19862.035.768.692
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71305F1334/00L043 | Flanders | 2,267 m² | 1 · 911 m² | 5.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SATURNUS
BE 0873.852.511
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SCRAMBLE
BE 0687.662.197
Liège · Eq €246k
BOLA PADEL
BE 0778.624.740
Asse · Eq €248k
LE RELAIS
BE 0458.632.826
Sombreffe · Eq €245k
Sportoase Ter Heide
BE 0834.633.728
Rotselaar · Eq €249k
Of 3,292 companies in sector 93110 we hold annual accounts for 1,492. 1,097 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded21-03-1986
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
92613
93110Operation of sports facilities
Sources
Crossroads Bank for EnterprisesNational Bank · 39 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:genk.accountancy@fiducial.net