Summary
T-OLINE has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €869k and a net result of €84k. Equity is growing by ~12.9% per year across the filed fiscal years. Its solvency ranks better than 88% of 4604 sector peers (fiscal year 2024). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-07-2025, 1 day ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
1 d early
2023
13 d late
2022
19 d early
2021
5 d early
2020
2 d late
2019
52 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2024, full schema
In the rankings
#2 company by equity in Ferrières, Professional and technical services sector#8 company by total assets in Ferrières, Professional and technical services sector
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€84k▼ 2.2%
2023 · €86k
Working capital
€255k▲ 57.2%
2023 · €162k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€23k▼ 6.6%€21k▼ 6.2%€2k▼ 90.4%€-2k€-5k▼ 200%
Net result€103k▲ 557%€102k▼ 0.8%€89k▼ 12.7%€86k▼ 3.9%€84k▼ 2.2%
Equity€546k▲ 23.3%€610k▲ 11.7%€699k▲ 14.6%€785k▲ 12.3%€869k▲ 10.7%
Total assets€806k▲ 12.5%€901k▲ 11.8%€860k▼ 4.5%€895k▲ 4.1%€953k▲ 6.4%
Debt€260k▼ 5.1%€291k▲ 12.1%€161k▼ 44.6%€110k▼ 31.5%€84k▼ 24.0%
Working capital€13k€58k▲ 346%€97k▲ 67.6%€162k▲ 67.1%€255k▲ 57.2%
Staff (FTE)0
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5k in 2024 against €2k in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €953k
Fixed assets
€662k ▼ 4.3%
Current assets
€291k ▲ 43.0%
Equity and liabilities €953k
Equity
€869k ▲ 10.7%
Debt
€84k ▼ 24.0%
Debt's share of the balance-sheet total falls from 12.3% to 8.8%. Equity is higher and debt is lower.
Key figures and ratios
ROE
9.7%▼
2023 · 10.9%
ROA
8.8%▼
2023 · 9.6%
Debt ≤ 1 year
€36k▼
2023 · €41k
Debt > 1 year
€48k▼
2023 · €69k
Income taxes
€9k▼
2023 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €825 | €825 | - | - | - | - |
| Other operating charges640/8 | - | €152 | - | - | - | - |
| Gross operating margin9900 | €23k | €22k | €2k | €-2k | €-5k | ▼ 200% |
| Operating profit (loss)9901 | €23k | €21k | €2k | €-2k | €-5k | ▼ 200% |
| Financial income75/76B | - | €100k | €100k | €100k | €101k | ▲ 0.6% |
| Recurring financial income75 | €100k | €100k | €100k | €100k | €101k | ▲ 0.6% |
| Financial charges65/66B | - | €4k | €4k | €4k | €3k | ▼ 21.6% |
| Recurring financial charges65 | €5k | €4k | €4k | €4k | €3k | ▼ 21.6% |
| Profit (loss) for the period before taxes9903 | €118k | €117k | €98k | €95k | €92k | ▼ 2.1% |
| Income taxes67/77 | €15k | €15k | €9k | €9k | €9k | ▼ 1.8% |
| Profit (loss) for the period9904 | €103k | €102k | €89k | €86k | €84k | ▼ 2.2% |
| Profit (loss) for the period to be appropriated9905 | €103k | €102k | €89k | €86k | €84k | ▼ 2.2% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €806k | €901k | €860k | €895k | €953k | ▲ 6.4% |
| Fixed assets21/28 | €663k | €662k | €692k | €692k | €662k | ▼ 4.3% |
| Tangible fixed assets22/27 | €825 | - | - | - | - | - |
| Financial fixed assets28 | €662k | €662k | €692k | €692k | €662k | ▼ 4.3% |
| Current assets29/58 | €143k | €239k | €168k | €203k | €291k | ▲ 43.0% |
| Amounts receivable within one year40/41 | €142k | €131k | €160k | €196k | €201k | ▲ 2.6% |
| Trade receivables40 | - | €22k | €89k | €27k | €27k | = |
| Other amounts receivable41 | - | €109k | €71k | €170k | €175k | ▲ 3.0% |
| Current investments50/53 | - | - | - | - | €30k | - |
| Cash at bank and in hand54/58 | €79 | €107k | €9k | €7k | €59k | ▲ 741% |
| Deferred charges and accrued income490/1 | - | €1k | €111 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €806k | €901k | €860k | €895k | €953k | ▲ 6.4% |
| Equity10/15 | €546k | €610k | €699k | €785k | €869k | ▲ 10.7% |
| Contributions10/11 | - | €401k | €401k | €401k | €401k | = |
| Reserves13 | €107k | €209k | €298k | €384k | €468k | ▲ 21.9% |
| Non-distributable reserves130/1 | - | €3k | - | - | - | - |
| Reserves not available under the articles1311 | - | €3k | - | - | - | - |
| Distributable reserves133 | - | €205k | €298k | €384k | €468k | ▲ 21.9% |
| Profit (loss) carried forward14 | €39k | - | - | - | - | - |
| Amounts payable17/49 | €260k | €291k | €161k | €110k | €84k | ▼ 24.0% |
| Amounts payable after more than one year17 | €129k | €110k | €90k | €69k | €48k | ▼ 30.7% |
| Financial debts170/4 | - | €110k | €90k | €69k | €48k | ▼ 30.7% |
| Amounts payable within one year42/48 | €130k | €181k | €71k | €41k | €36k | ▼ 12.7% |
| Current portion of amounts payable after more than one year42 | - | €21k | €22k | €22k | €23k | ▲ 2.6% |
| Trade debts44 | €888 | €8k | €30k | €3k | €5k | ▲ 85.1% |
| Suppliers440/4 | - | €8k | €30k | €3k | €5k | ▲ 85.1% |
| Taxes, remuneration and social security45 | - | €18k | €20k | €16k | €8k | ▼ 48.8% |
| Taxes450/3 | - | €18k | €16k | €13k | €8k | ▼ 34.3% |
| Remuneration and social security454/9 | - | - | €4k | €4k | €0 | ▼ 100% |
| Other amounts payable47/48 | - | €135k | €108 | €108 | €65 | ▼ 39.9% |
| Accrued charges and deferred income492/3 | - | €279 | €238 | €195 | €151 | ▼ 22.6% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €103k | €102k | €89k | €86k | €84k | ▼ 2.2% |
| + Depreciation and write-downs630 | €825 | €825 | - | - | - | - |
| Operating cash flow (approximation) | €104k | €103k | €89k | €86k | €84k | ▼ 2.2% |
| Investment in fixed assets (approximation) | - | €0 | €-30k | €0 | €30k | - |
| Change in cash | - | €107k | €-98k | €-2k | €52k | ▲ 3,444% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 13 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 4.93
Current ratio from 2.36 to 4.93; short-term debt falls from €71k to €41k.
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
02-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 2 days late
2020
31-12
Financial
Highest result since 2018net €103k ▲557%
Net result €103k, the highest in the series.
31-12
Financial
Liquidity triplescurrent ratio 1.10
Current ratio from 0.42 to 1.10.
31-12
Financial
Equity above €500kEq €546k ▲23.3%
3 profitable years in a row build equity to €546k.
21-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 52 days late
2019
31-12
Financial
Weakest financial yearnet €16k ▼40.3%
Net result drops to €16k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ferrières · 1 establishment unit since 2018
Ground area
1,909 m²
Building footprint
91 m²
Volume, LiDAR
603 m³
Parcel 61076B0370/00H003, Wallonia · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
6
companies at this address
See who is registered here
1 establishment unit
T-OLINE
since 20182.272.934.088
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61076B0370/00H003 | Wallonia | 1,909 m² | 1 · 91 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,587. 29,365 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-01-2018
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
47730Retail sale of pharmaceutical products
64210Activities of holding companies
Scores and ratios are computed by Checked and are not a credit decision.