T.M.T. Bedrijf
ActiveT.M.T. Bedrijf has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €60k and a net result of €21k. Equity is growing by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 75% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency96▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.37 against 2.99 in 2024; short-term debt: 29.2% of total assets), and 29.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.8%
Return on assets
25.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-05-2026, 64 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
64 d early
2024
42 d early
2023
51 d early
2022
32 d early
2021
54 d early
2020
22 d early
2019
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€73k
EBIT margin
30.5%
Net result
€21k▼ 21.6%
2024 · €27k
2018: €1k
2019: €17k
2020: €6k
2021: €37k
2022: €32k
2023: €43k
2024: €27k
2018 → 2025
Working capital
€58k▲ 2.4%
2024 · €57k
2018: €23k
2019: €33k
2020: €35k
2021: €46k
2022: €52k
2023: €55k
2024: €57k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€73k
Equity€52k-€54k▲ 3.8%€57k▲ 5.2%€58k▲ 2.2%€60k▲ 2.4%
Operating result€39k-€32k▼ 17.0%€44k▲ 36.7%€27k▼ 37.5%€22k▼ 18.9%
Net result€37k-€32k▼ 14.5%€43k▲ 33.8%€27k▼ 36.3%€21k▼ 21.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 19% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €84k
Fixed assets
€1k▲ 0.7%
Current assets
€83k▼ 3.0%
Equity and liabilities €84k
Equity
€60k▲ 2.4%
Debt
€25k▼ 13.9%
The debt ratio falls from 32.9% to 29.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€23k▼
2024 · €28k
Cash flow
€23k▼
2024 · €28k
Solvency
70.8%▲
2024 · 67.1%
Current ratio
3.37▲
2024 · 2.99
Quick ratio
3.37▲
2024 · 2.99
Debt / equity
0.41▼
2024 · 0.49
ROE
35.8%▼
2024 · 46.7%
ROA
25.3%▼
2024 · 31.4%
Interest coverage
311.33▼
2024 · 385.92
Debt
€25k▼
2024 · €29k
Debt ≤ 1 year
€25k▼
2024 · €29k
Income taxes
€806▲
2024 · €118
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€87k€84k▼
Fixed assets21/28€1k€1k▲
Tangible fixed assets22/27€1k€1k▲
Plant, machinery and equipment23€1k€1k▲
Financial fixed assets28€50€50=
Current assets29/58€86k€83k▼
Amounts receivable within one year40/41€3k€3k▲
Other amounts receivable41€3k€3k▲
Current investments50/53-€80k
Cash at bank and in hand54/58€83k-
Equity and liabilities
Total equity and liabilities10/49€87k€84k▼
Equity10/15€58k€60k▲
Contributions10/11€12k€12k=
Reserves13€21k€21k=
Non-distributable reserves130/1€21k€21k=
Reserves not available under the articles1311€21k€21k=
Profit (loss) carried forward14€25k€27k▲
Amounts payable17/49€29k€25k▼
Amounts payable within one year42/48€29k€25k▼
Trade debts44€444€982▲
Suppliers440/4€444€982▲
Taxes, remuneration and social security45€700€750▲
Taxes450/3€700€750▲
Other amounts payable47/48€27k€23k▼
Income statement
Code20242025
Turnover70-€73k
Goods, raw materials, services and sundry goods60/61-€49k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€954€1k▲
Other operating charges640/8€764€789▲
Gross operating margin9900€29k€24k▼
Operating profit (loss)9901€27k€22k▼
Financial income75/76B€56€34▼
Recurring financial income75€56€34▼
Financial charges65/66B€74€75▲
Recurring financial charges65€74€75▲
Profit (loss) for the period before taxes9903€27k€22k▼
Income taxes67/77€118€806▲
Profit (loss) for the period9904€27k€21k▼
Profit (loss) for the period to be appropriated9905€27k€21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€51k€47k▼
Profit (loss) brought forward from the previous period14P€24k€25k▲
Profit to be distributed694/7€26k€20k▼
Directors or managers695€26k€20k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €43k ▲33.8%
Operating result €44k, net result €43k, both a record.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity triplescurrent ratio 7.38
Current ratio from 2.27 to 7.38; short-term debt falls from €26k to €5k.
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
19-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dendermonde · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Weggevoerdenstraat (STG) 39200 DendermondeGround area
134 m²
Building footprint
71 m²
Volume, LiDAR
720 m³
Parcel 42021C0093/00W000, Flanders · tallest building 12.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Weggevoerdenstraat (STG) 3, 9200 Dendermonde
since 20122.206.367.047
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42021C0093/00W000 | Flanders | 134 m² | 1 · 71 m² | 12.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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FERREIRA & PINTO
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VAN den BORRE-COOREMAN
BE 0880.812.062
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GOLDEN HANDS
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Of 4,013 companies in sector 43310 we hold annual accounts for 1,746. 1,527 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-01-2012
Fiscal year end31-12
Activities, NACEBEL
43310Plastering work
43230Insulation installation
43291Specialised construction activities
46711Wholesale of cars and light vans (up to 3.5 tonnes)
45112
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
45204
47820Retail sale of motor vehicle parts and accessories
46180Agents specialised in the wholesale of other particular products
95314Bodywork repair (including spraying and painting)
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.