T.M.O.
ActiveT.M.O. has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €42k and a net result of €28k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 80% of 7697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
85
/ 100
Excellent▼ -4 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+27
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 3.94 against 1.06 in 2024), and 18.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.1%
Return on assets
54.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
100 d early
2023
30 d late
2022
27 d early
2021
26 d early
2020
31 d late
2019
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€42k▲ 201%
2024 · €14k
2018: €7k
2019: €-3k
2020: €3k
2021: €-5k
2022: €-12k
2023: €-42k
2024: €14k
2018 → 2025
Total assets
€52k▲ 79.7%
2024 · €29k
2018: €170k
2019: €141k
2020: €154k
2021: €144k
2022: €105k
2023: €48k
2024: €29k
2018 → 2025
Net result
€28k▼ 50.0%
2024 · €56k
2018: €7k
2019: €-10k
2020: €5k
2021: €-8k
2022: €-6k
2023: €-31k
2024: €56k
2018 → 2025
Working capital
€29k▲ 3,377%
2024 · €834
2018: €-12k
2019: €-15k
2020: €23k
2021: €5k
2022: €-4k
2023: €-21k
2024: €834
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-5k-€-12k▼ 120%€-42k▼ 267%€14k€42k▲ 201%
Operating result€-6k-€-5k▲ 13.8%€-30k▼ 479%€69k€41k▼ 40.5%
Net result€-8k-€-6k▲ 21.2%€-31k▼ 389%€56k€28k▼ 50.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 41% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €52k
Fixed assets
€13k=
Current assets
€39k▲ 146%
Equity and liabilities €52k
Equity
€42k▲ 201%
Debt
€10k▼ 34.0%
The debt ratio falls from 51.6% to 18.9%: equity grows while debt is paid down.
Key figures and ratios
Solvency
81.1%▲
2024 · 48.4%
Current ratio
3.94▲
2024 · 1.06
Quick ratio
3.94▲
2024 · 1.06
Debt / equity
0.23▼
2024 · 1.06
ROE
66.7%▼
2024 · 401.4%
ROA
54.1%▼
2024 · 194.4%
Debt
€10k▼
2024 · €15k
Debt ≤ 1 year
€10k▼
2024 · €15k
Income taxes
€13k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€29k€52k▲
Fixed assets21/28€13k€13k=
Tangible fixed assets22/27€13k€13k=
Other tangible fixed assets26€13k€13k=
Current assets29/58€16k€39k▲
Amounts receivable within one year40/41€2k-
Trade receivables40€2k-
Cash at bank and in hand54/58€12k€38k▲
Deferred charges and accrued income490/1€2k€755▼
Equity and liabilities
Total equity and liabilities10/49€29k€52k▲
Equity10/15€14k€42k▲
Contributions10/11€19k€19k=
Reserves13€5k€24k▲
Distributable reserves133€5k€24k▲
Profit (loss) carried forward14€-10k-
Amounts payable17/49€15k€10k▼
Amounts payable within one year42/48€15k€10k▼
Trade debts44€2k€560▼
Suppliers440/4€2k€560▼
Taxes, remuneration and social security45€10k€8k▼
Taxes450/3€10k€8k▼
Other amounts payable47/48€3k€1k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k-
Provisions for liabilities and charges: additions (uses and reversals)635/8€-57k-
Other operating charges640/8€2k€164▼
Gross operating margin9900€22k€41k▲
Operating profit (loss)9901€69k€41k▼
Financial income75/76B€4€4▼
Recurring financial income75€4€4▼
Financial charges65/66B€345€170▼
Recurring financial charges65€345€170▼
Profit (loss) for the period before taxes9903€69k€41k▼
Income taxes67/77€13k€13k▲
Profit (loss) for the period9904€56k€28k▼
Profit (loss) for the period to be appropriated9905€56k€28k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-10k€19k▲
Profit (loss) brought forward from the previous period14P€-66k€-10k▲
Transfer to equity691/2-€19k
To other reserves6921-€19k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity quadruplescurrent ratio 3.94
Current ratio from 1.06 to 3.94; short-term debt falls from €15k to €10k.
22-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €56k
Net result €56k after 3 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 1.06
Current ratio from 0.37 to 1.06; short-term debt falls from €33k to €15k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €-31k
Net result drops to €-31k, the lowest in the series; recovery starts the following year.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 1.77
Current ratio from 0.55 to 1.77; short-term debt falls from €33k to €30k.
10-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rotselaar · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beversluis 513110 RotselaarGround area
1,359 m²
Building footprint
236 m²
Volume, LiDAR
1,246 m³
Parcel 24094D0663/00C000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
T.M.O.
since 19942.065.194.138
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24094D0663/00C000 | Flanders | 1,359 m² | 1 · 236 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,177 companies in sector 82100 we hold annual accounts for 3,491. 2,496 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-12-1993
Fiscal year end31-12
Activities, NACEBEL
82100Office administrative and support services
71122Land surveying
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:001tmo@gmail.com
Phone:016580311