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T.M. cyber consultancy

Active
Private limited companyfounded 2022active for 4 yearsKapittelstraat 3, 8540 Deerlijk, BelgiumKBO/BCE: BE 0780.877.615
Summary

T.M. cyber consultancy has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€9,887) and a net result of -€10,926. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 8% of 21,149 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Overview

Official details

Source: KBO
Status
Active since 25-01-2022 Normal situation
Activity
Computer consultancy and computer facilities management NACE 62200and 1 other
Establishment unit
2.327.376.824 8793 Waregem, since 01-02-2022
Financial year end
31 December
Peppol
Reachable since 31-10-2023

Board and ownership

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.0%
Annual accounts 2025
Gross margin
€24,516
▼ 71.5%
Turnover
≈ €130,000
estimated
Loss
€10,926
Equity
-€9,887
Total assets
€101,751
▼ 25.9%
  • Negative equity on 31-12-2025
  • 2025 accounts filed 59 days after the deadline
Score breakdownraises riskCapped at 59: negative equity1 change of registered office in 24 monthsNegative equity -€9,887lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Size: total assets €101,751Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 7% of micro companies in computer programming and consultancy (NACE 62)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 15-45
equity -9.7% of total assets
Liquidity 22-52
short-term debt 109.7% · cash 17.7%
Profitability 5-95
return on assets -10.7%
Bankruptcy probability within 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,915 companies, NACE 62, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025lowest value 03-2025: 0.1%▲ +0.1 percentage points vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025 08-2025: 0.4%▲ +0.2 percentage points vs 07-2025 09-2025: 0.2%▼ -0.2 percentage points vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.5%▲ +0.3 percentage points vs 07-2026 09-2026: 0.6%▲ +0.1 percentage points vs 08-2026 10-2026: 1.0%▲ +0.4 percentage points vs 09-2026highest value 11-2026: 1.0%● unchanged vs 10-2026highest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.78 (1.64 in 2024), below 1. Short-term debt is 109.7% and cash 17.7% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 7% of them on solvency, 8% on liquidity, 12% on profitability and 3% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Negative equity -€9,887
NBB · annual accounts
lowers risk · Size: total assets €101,751
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
22232425
2022 to 2025 · latest year -€9,887
raises risk · 2025 accounts filed 59 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-09-2026, 59 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filings
Deviation from the deadline
2025
59 days late
2024
27 days late
2023
29 days late
2022
32 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 37 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€9,887 View
  • Caution: From profit to loss in 2025after a profit of €47,521 in 2024 -€10,926 View
  • Caution: Less equity than 95% of companies in computer programming and consultancysector median €69,141 · 21,155 companies -€9,887 View

Recent changes

  1. · Gazette deed Registered office moved within DeerlijkNew seat: Kapittelstraat 3 te 8540 Deerlijk · Previous seat: Otegemse steenweg 81 te 8540 Deerlijk
  2. · Gazette deed IncorporationStarting capital €1,000 · Appointment: MARTENS Timothy Stendert (director)
All 9 events

Comparable companies

These companies have the same main activity as T.M. cyber consultancy: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €90,800 and €103,000, founded between 2021 and 2022.

CompanyTotal assetsGross margin
T.M. cyber consultancy Deerlijk€101,751€24,516
Creacis Kuurne€97,972€23,724
Acceron Consulting Diepenbeek€103,191€26,247
NSL SERVICES Brussel€97,191€26,327
MGC Solutions Kruisem€94,428€24,065
Webcollation Edegem€102,599€26,970
BizCraft Grez-Doiceau€90,766€25,153
Full comparison

Key facts about T.M. cyber consultancy

What is the company number of T.M. cyber consultancy?
The company number of T.M. cyber consultancy is 0780.877.615. The VAT number is the same number with BE in front: BE 0780.877.615.
Where is T.M. cyber consultancy based?
The registered office is at Kapittelstraat 3, 8540 Deerlijk.Company details
What does T.M. cyber consultancy do?
According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
What is the legal form of T.M. cyber consultancy?
The legal form of T.M. cyber consultancy is Private limited company (BV).
When was T.M. cyber consultancy founded?
T.M. cyber consultancy was founded on 25-01-2022.
Is T.M. cyber consultancy still active?
Yes, T.M. cyber consultancy is an active enterprise in the KBO register.
What is the turnover of T.M. cyber consultancy?
The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €24,516 and 73 comparable companies (NACE 62200). It probably lies between €63,000 and €260,000. It is a rough estimate.Financials
Is T.M. cyber consultancy profitable?
In financial year 2025, T.M. cyber consultancy made a loss of €10,926.
Where can I find the annual accounts of T.M. cyber consultancy?
T.M. cyber consultancy filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of T.M. cyber consultancy due?
T.M. cyber consultancy must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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