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't Lisp

Active
Private limited companyfounded 2018active for 8 yearsLispersteenweg 237, 2500 Lier, BelgiumKBO/BCE: BE 0697.919.156
Summary

't Lisp has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.7m and a net result of €13,557. Equity remains stable across the filed financial years (±1.1% per year). Its solvency ranks better than 60% of 16,873 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Overview

Activity
Development of residential building projects
NACE 68121
1 site
Size
€4.1mtotal assets 2025
Equity
€1.7m
Profit
€13,557
Turnover not published (abbreviated or micro format)
Financial health
67 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.0%
Structure
Accounts filed 45 days late1 of 11 deeds read
Why 67raises riskLiquidity: current ratio 0.79, cash €1, halvedLatest accounts 45 days late; 1 of the last 3 latelowers riskSector: Real estate activities (NACE 68)Size: total assets €4.1mShow the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 56% of its sector peers (NACE 68, small)
Financial strength · tick = 2024
Strong
Solvency 68-2
equity 42.6% of total assets
Liquidity 48-3
short-term debt 13.3% · cash 0.0%
Profitability 69+53
return on assets 0.3%
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (6,975 companies, NACE 68, small)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.2%▲ +0.1 percentage points vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.1%▼ -0.1 percentage points vs 01-2026 03-2026: 0.2%▲ +0.1 percentage points vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.3%▲ +0.1 percentage points vs 06-2026 08-2026: 0.5%▲ +0.2 percentage points vs 07-2026 09-2026: 0.7%▲ +0.2 percentage points vs 08-2026 10-2026: 1.0%▲ +0.3 percentage points vs 09-2026highest value
Credit of up to €110,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.79, compared with 1.39 in 2024, below 1; short-term debt: 13.3% and cash: 0% of total assets), and 57.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small): better than 61% on solvency, 47% on liquidity, 69% on profitability and 48% on growth.

The bankruptcy probability was computed on 17-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 0.79, cash €1, halved
NBB · annual accounts
raises risk · Latest accounts 45 days late; 1 of the last 3 late
NBB · filings
lowers risk · Sector: Real estate activities (NACE 68)
KBO
lowers risk · Size: total assets €4.1m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-09-2026, 45 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 7 filings
Deviation from the deadline
2025
45 days late
2024
34 days early
2023
42 days early
2022
60 days late
2021
32 days early
2020
64 days early
2019
2 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 10 days before the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 June (4 of the last 5 filed years within 77 days of that day).
Companies Code · seven months
Where today falls in the filing period
18-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Back to profitnet €13,557
  3. Resignation: FIDELIO MANAGEMENT (director)Kind of shares · Name…

Key points

  • Positive: Back in profit in 2025after -€72,775 in 2024 €13,557 View
  • Positive: Among the best 5% on equitysector median €73,608 · 16,886 companies €1.7m View
  • Known shareholdersaccounts at 31-12-2022 100% View

By topic

Financials

Financial year
2025
Total assets
€4.1m
Profit
€13,557
Solvency
42.6%
Total assets▲ 6.7%
Net result
20192025
Go to Financials

Timeline

Events
12
Since
2020
Next accounts
by 31-07-2027
  1. 27-06-2025Annual accounts filed
  2. 19-06-2024Annual accounts filed
  3. 29-09-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Development of residential building projectsNACE 68121
Founded
14-06-2018
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
10
Annual meeting
Last Thursday of June at 10:00
Purpose
“De aan- en verkoop en de verhuur van eigen onroerende goederen; Het beheer, de…” (deed in Dutch)
Go to Articles of association

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