't LAM GODS
ActiveSummary
't LAM GODS has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €116k and a net result of €21k. Equity is growing by ~26.2% per year across the filed fiscal years. Its solvency ranks better than 68% of 13305 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+12
Solvency76▲+17
Growth78=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity tight (current ratio 1.17 against 0.84 in 2024; short-term debt: 45.5% and cash: 24.6% of total assets), and 48.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.4%
Return on assets
9.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-05-2026, 81 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
81 d early
2024
94 d early
2023
86 d early
2022
7 d early
2021
31 d early
2020
87 d late
2019
21 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€116k▲ 22.2%
2024 · €95k
2018: €27k
2019: €23k
2020: €17k
2021: €47k
2022: €70k
2023: €96k
2024: €95k
2018 → 2025
Total assets
€225k▼ 20.1%
2024 · €282k
2018: €27k
2019: €23k
2020: €17k
2021: €193k
2022: €216k
2023: €271k
2024: €282k
2018 → 2025
Net result
€21k
2024 · €-1k
2018: €-2k
2019: €-5k
2020: €-5k
2021: €30k
2022: €23k
2023: €26k
2024: €-1k
2018 → 2025
Working capital
€18k
2024 · €-27k
2021: €-51k
2022: €-21k
2023: €-36k
2024: €-27k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€47k-€70k▲ 49.1%€96k▲ 36.5%€95k▼ 1.1%€116k▲ 22.2%
Operating result€39k-€35k▼ 11.9%€40k▲ 14.1%€2k▼ 95.4%€38k▲ 1,975%
Net result€30k-€23k▼ 22.3%€26k▲ 10.8%€-1k€21k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,975% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €225k
Fixed assets
€105k ▼ 23.4%
Current assets
€120k ▼ 16.9%
Equity and liabilities €225k
Equity
€116k ▲ 22.2%
Debt
€110k ▼ 41.4%
Debt's share of the balance-sheet total falls from 66.4% to 48.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€71k▲
2024 · €35k
Cash flow
€54k▲
2024 · €32k
Current ratio
1.17▲
2024 · 0.84
Quick ratio
1.09▲
2024 · 0.79
Debt to equity
0.95▼
2024 · 1.98
ROE
18.2%▲
2024 · -1.1%
ROA
9.3%▲
2024 · -0.4%
Interest coverage
7.57▼
2024 · 8.33
Debt ≤ 1 year
€103k▼
2024 · €172k
Debt > 1 year
€0▼
2024 · €15k
Income taxes
€10k▲
2024 · €1k
Staff costs
€0▼
2024 · €45k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€282k€225k▼
Fixed assets21/28€137k€105k▼
Tangible fixed assets22/27€134k€102k▼
Plant, machinery and equipment23€21k€16k▼
Furniture and vehicles24€112k€85k▼
Financial fixed assets28€4k€4k=
Current assets29/58€145k€120k▼
Stocks and contracts in progress3€9k€9k=
Stocks30/36€9k€9k=
Amounts receivable within one year40/41€0€4k▲
Other amounts receivable41€0€4k▲
Current investments50/53€100k€50k▼
Cash at bank and in hand54/58€18k€55k▲
Deferred charges and accrued income490/1€18k€3k▼
Equity and liabilities
Total equity and liabilities10/49€282k€225k▼
Equity10/15€95k€116k▲
Contributions10/11€19k€19k=
Reserves13€77k€97k▲
Distributable reserves133€77k€97k▲
Profit (loss) carried forward14€-1k€0▲
Amounts payable17/49€187k€110k▼
Amounts payable after more than one year17€15k€0▼
Financial debts170/4€15k€0▼
Amounts payable within one year42/48€172k€103k▼
Current portion of amounts payable after more than one year42€15k€15k▼
Trade debts44€36k€7k▼
Suppliers440/4€36k€7k▼
Advances received on contracts in progress46€406€3k▲
Taxes, remuneration and social security45€15k€6k▼
Taxes450/3€4k€5k▲
Remuneration and social security454/9€11k€1k▼
Other amounts payable47/48€106k€71k▼
Accrued charges and deferred income492/3€465€7k▲
Income statement
Code20242025
Remuneration, social security and pensions62€45k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€33k▼
Other operating charges640/8€4k€1k▼
Gross operating margin9900€84k€72k▼
Operating profit (loss)9901€2k€38k▲
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€4k€9k▲
Recurring financial charges65€4k€9k▲
Profit (loss) for the period before taxes9903€25€31k▲
Income taxes67/77€1k€10k▲
Profit (loss) for the period9904€-1k€21k▲
Profit (loss) for the period to be appropriated9905€-1k€21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-1k€20k▲
Profit (loss) brought forward from the previous period14P-€-1k
Transfer to equity691/2€0€20k▲
To other reserves6921€0€20k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €21k
Net result €21k after one loss-making year.
31-12
Financial
Equity above €100kEq €116k ▲22.2%
Equity rises from €95k to €116k.
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
06-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €30k
Net result €30k after 3 loss-making years.
26-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 87 days late
2020
31-12
Financial
Weakest financial yearnet €-5k
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
10-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lede · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oordegemdorp 39340 LedeGround area
332 m²
Building footprint
178 m²
Volume, LiDAR
1,612 m³
Parcel 41052E0042/00H002, Flanders · tallest building 14.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
't MARKTCAFE
since 20142.232.516.168
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41052E0042/00H002 | Flanders | 332 m² | 1 · 178 m² | 14.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 siteLede2.232.516.168
Similar companies · same sector, comparable size
MARCUS
BE 0847.290.347
Stabroek · Eq €115,786
DIAS FELIPE
BE 0832.640.674
Antwerpen · Eq €115,939
AVALLON K.
BE 0476.019.580
Braine-le-Comte · Eq €115,530
KRIKO
BE 0811.411.037
Dendermonde · Eq €115,521
SHOOTERS
BE 0461.732.371
Oostkamp · Eq €115,372
Of 14,018 companies in sector 56301 we hold annual accounts for 4,891. 3,574 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-06-2014
Fiscal year end31-12
Activities, NACEBEL 2025
56301Cafés and bars
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.