T-LaB
ActiveT-LaB has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €11k and a net result of €4k. Equity is growing by ~34.9% per year across the filed fiscal years. Its solvency ranks better than 20% of 11614 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
68
/ 100
Healthy▲ +20 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency27▲+9
Growth58=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.06 against 0.91 in 2023), and 79.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
20.5%
Return on assets
8.3%
Age of the figures
20 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 11614 sector peers (2024).
NBB · sector comparisonPosition among 11614 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-06-2025, 50 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
50 d early
2023
48 d early
2022
31 d early
2021
47 d early
2020
43 d early
2019
52 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€11k▲ 68.2%
2023 · €6k
2018: €14k
2019: €-8k
2020: €-17k
2021: €-20k
2022: €276
2023: €6k
2018 → 2024
Total assets
€51k▲ 12.8%
2023 · €45k
2018: €60k
2019: €40k
2020: €32k
2021: €26k
2022: €44k
2023: €45k
2018 → 2024
Net result
€4k▼ 28.6%
2023 · €6k
2018: €-14k
2019: €-22k
2020: €-9k
2021: €-3k
2022: €20k
2023: €6k
2018 → 2024
Working capital
€2k
2023 · €-4k
2018: €-22k
2019: €-34k
2020: €-30k
2021: €-22k
2022: €-3k
2023: €-4k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-17k-€-20k▼ 15.8%€276€6k▲ 2,163%€11k▲ 68.2%
Operating result€-9k-€-3k▲ 71.2%€21k€6k▼ 69.7%€7k▲ 8.2%
Net result€-9k-€-3k▲ 69.3%€20k€6k▼ 70.7%€4k▼ 28.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 8% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €51k
Fixed assets
€8k▼ 18.0%
Current assets
€43k▲ 21.4%
Equity and liabilities €51k
Equity
€11k▲ 68.2%
Debt
€41k▲ 4.0%
The debt ratio falls from 86.2% to 79.5%: equity grows faster than debt.
Key figures and ratios
EBITDA
€10k▲
2023 · €9k
Cash flow
€8k▼
2023 · €9k
Solvency
20.5%▲
2023 · 13.8%
Current ratio
1.06▲
2023 · 0.91
Quick ratio
1.06▲
2023 · 0.91
Debt / equity
3.87▼
2023 · 6.26
ROE
40.5%▼
2023 · 95.6%
ROA
8.3%▼
2023 · 13.2%
Interest coverage
92.55▲
2023 · 66.77
Debt
€41k▲
2023 · €39k
Debt ≤ 1 year
€41k▲
2023 · €39k
Income taxes
€2k▲
2023 · €133
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€45k€51k▲
Fixed assets21/28€10k€8k▼
Tangible fixed assets22/27€10k€8k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€5k€5k▼
Current assets29/58€35k€43k▲
Amounts receivable within one year40/41€6k€16k▲
Trade receivables40€6k€16k▲
Cash at bank and in hand54/58€29k€26k▼
Deferred charges and accrued income490/1€500€500=
Equity and liabilities
Total equity and liabilities10/49€45k€51k▲
Equity10/15€6k€11k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€45€4k▲
Amounts payable17/49€39k€41k▲
Amounts payable within one year42/48€39k€41k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€2k€3k▲
Other amounts payable47/48€35k€34k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€58k€65k▲
Gross operating margin9900€67k€75k▲
Operating profit (loss)9901€6k€7k▲
Financial charges65/66B€133€109▼
Recurring financial charges65€133€109▼
Profit (loss) for the period before taxes9903€6k€7k▲
Income taxes67/77€133€2k▲
Profit (loss) for the period9904€6k€4k▼
Profit (loss) for the period to be appropriated9905€6k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€45€4k▲
Profit (loss) brought forward from the previous period14P€-6k€45▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €20k
Net result €20k after 4 loss-making years.
14-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
18-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
09-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €-22k
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
12-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
12-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maarkedal · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Fonteineweg 79681 MaarkedalGround area
854 m²
Building footprint
152 m²
Volume, LiDAR
1,074 m³
Parcel 45032C1066/00E000, Flanders · tallest building 9.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Fonteineweg 7, 9681 Maarkedal
since 20162.262.149.371
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45032C1066/00E000 | Flanders | 854 m² | 1 · 152 m² | 9.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GEOFIS
BE 0803.724.578
Etterbeek · Eq €10k
BEXIMMO
BE 0437.056.363
Assesse · Eq €11k
Les Géomètres Associés
BE 0694.657.085
Mons · Eq €11k
HOUVAST
BE 0787.263.480
Houthulst · Eq €10k
Co-MEET
BE 0795.183.333
Zoersel · Eq €11k
Of 1,756 companies in sector 71122 we hold annual accounts for 765. 386 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-12-2016
Fiscal year end31-12
Activities, NACEBEL
71122Land surveying
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.